Bybit EU Card
Card currency EUR
- Custody
- Custodial
- Network
- Mastercard
- Card types
- Virtual + physical
- Card product
- Debit
- Wallets
- Apple Pay, Google Pay
Shipping countries are not published.
Partly verified · 11 of 12 key facts · last checked 07 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Bybit EU Card is a crypto card that comes as a virtual and a physical card. It is a debit card. Payments run on the Mastercard network. The card currency is EUR.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. You can top it up by crypto. It can be funded with 7 assets: EURC, USDC, BTC, ETH, GRAM, MNT and XRP.
Fees
It has no card issuance fee. It has no annual fee. The foreign currency fee is 0.5%. The crypto conversion spread is 0.9%. The ATM withdrawal fee is 2%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the monthly fee and top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. Daily spending limit: EUR 5,000 to EUR 15,000, depending on tier. Monthly spending limit: EUR 10,000 to EUR 50,000, depending on tier. ATM withdrawal limit per day: EUR 2,000. ATM withdrawal limit per month: EUR 2,000 to EUR 10,000, depending on tier. Maximum per payment: EUR 5,000 to EUR 15,000, depending on tier. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 29 countries. You cannot apply in India and Malta.
How we check
We last checked this card on 07 Oct 2026, against 4 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Tier 1 | Tier 2 | Tier 3 | Virtual Card Lite |
|---|---|---|---|---|
| ATM per day | EUR 2,000 | EUR 2,000 | EUR 2,000 | Not verified |
| ATM per month | EUR 2,000 | EUR 5,000 | EUR 10,000 | Not verified |
| Daily spend | EUR 5,000 | EUR 10,000 | EUR 15,000 | Not verified |
| Monthly spend | EUR 10,000 | EUR 25,000 | EUR 50,000 | Not verified |
| Yearly spend | EUR 60,000 | EUR 125,000 | EUR 250,000 | Not verified |
| Maximum per payment | EUR 5,000 | EUR 10,000 | EUR 15,000 | Not verified |
| ATM per withdrawal | EUR 2,000 | EUR 2,000 | EUR 2,000 | Not verified |
| Total spending (lifetime) | Not verified | Not verified | Not verified | EUR 150 |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Bybit EU Card
Pros
- No annual fee
- Low foreign exchange fee: 0.5%
- No card issuance fee
- Top up with 7 different crypto assets
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- Only available in the EEA
- Custodial: the issuer holds your funds
Who it suits
- People who live in the EEA, the only region where the card is available
- Frequent travellers, as foreign exchange fees are low
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
- BTCNetwork not statedChecked 03 Oct 2026agingsource
- ETHNetwork not statedChecked 03 Oct 2026agingsource
- EURCNetwork not statedChecked 03 Oct 2026agingsource
- GRAMNetwork not statedChecked 03 Oct 2026agingsource
- MNTNetwork not statedChecked 03 Oct 2026agingsource
- USDCNetwork not statedChecked 03 Oct 2026agingsource
- XRPNetwork not statedChecked 03 Oct 2026agingsource
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Bybit EU Card
Is Bybit EU Card a virtual or a physical card?
Bybit EU Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Bybit EU Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is 2%.
Does Bybit EU Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Bybit EU Card?
You can top it up by crypto.
Does Bybit EU Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Bybit EU Card?
It can be funded with 7 assets: EURC, USDC, BTC, ETH, GRAM, MNT and XRP.
Does Bybit EU Card have an annual fee?
No. Bybit EU Card has no annual fee.
What does Bybit EU Card charge on payments in a foreign currency?
The foreign currency fee is 0.5%. The conditions are listed in the fees table on this page.
What are the spending and ATM limits of Bybit EU Card?
Daily spending limit: EUR 5,000 to EUR 15,000, depending on tier. Monthly spending limit: EUR 10,000 to EUR 50,000, depending on tier. ATM withdrawal limit per day: EUR 2,000. ATM withdrawal limit per month: EUR 2,000 to EUR 10,000, depending on tier. Maximum per payment: EUR 5,000 to EUR 15,000, depending on tier.
In which countries can I apply for Bybit EU Card?
You can apply in 29 countries. You cannot apply in India and Malta.
Sources
- Other official pageFAQ Changes to Bybit Card Services in the EEA CH regionbybit.com
- Fees pageFees and Spending Limits Bybit Cardbybit.euChecked 04 Oct 2026
- Cardholder termsFees and Limits Schedule EU Cardbybit.euChecked 02 Oct 2026
- Other official pageFAQ Bybit Card General Inquiriesbybit.euChecked 07 Oct 2026
- Other official pageFAQ Bybit Virtual Card Litebybit.euChecked 04 Oct 2026
- Rewards termsFAQ Bybit Card Rewards Programbybit.eu