Nexo Card
Issued via DiPocket · Card currency EUR, GBP, USD
- Custody
- Custodial
- Network
- Mastercard
- Card types
- Virtual + physical
- Card product
- Debit
- Wallets
- Apple Pay, Google Pay
Shipping countries are not published.
Partly verified · 11 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Nexo Card is a crypto card that comes as a virtual and a physical card. It is a debit card. It is issued by DiPocket. Payments run on the Mastercard network. The card currencies are EUR, GBP, USD.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. You can top it up by crypto, bank transfer and debit or credit card. You can reload it after the first load. It can be funded with 2 assets: BTC and ETH.
Fees
It has no card issuance fee. It has no annual fee. It has no monthly fee. The foreign currency fee is 2%. The ATM withdrawal fee is 2%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the crypto conversion spread and top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. ATM withdrawal limit per day: EUR 2,000. ATM withdrawal limit per month: EUR 10,000. It pays 0.5% to 2% back on card spend, depending on tier. Rewards are paid in NEXO Tokens. Every reward rate depends on a condition such as staking, a paid plan or a minimum balance, up to 2% back. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 34 countries. That includes 33 in Europe and 1 in South America. You cannot apply in India. Where the issuer states who can apply, you need to be a resident of the country.
How we check
We last checked this card on 15 Oct 2026, against 9 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Gold | Platinum | Base | Silver |
|---|---|---|---|---|
| Credit interest (APR) | 3.9% | 1.9% | Not verified | Not verified |
| Back on card spend | 1% | 2% | 0.5% | 0.7% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Nexo Card
Pros
- No annual or monthly fee
- No card issuance fee
- You can apply in 34 countries
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- Foreign exchange fee: 2%
- Rewards need a paid plan, a lock or a minimum balance
- Custodial: the issuer holds your funds
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
Top-up assets and networks
Debit Mode spends FIATx balances (EURx, GBPx, USDx), stablecoins and crypto held in the Nexo Savings Wallet; Credit Mode borrows against crypto collateral.
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- The Nexo Card is available to residents of selected European countries, including the European Economic Area (EEA), Andorra, Monaco, and the United Kingdom, as well as to residents of Argentina and other selected jurisdictions.Checked 02 Oct 2026agingsource
- Make purchases at 100M+ merchants worldwide.Checked 03 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Nexo Card
Who issues Nexo Card?
Nexo Card is issued by DiPocket. Payments run on the Mastercard network.
Is Nexo Card a virtual or a physical card?
Nexo Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Nexo Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is 2%.
Does Nexo Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Nexo Card?
You can top it up by crypto, bank transfer and debit or credit card.
Does Nexo Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Nexo Card?
It can be funded with 2 assets: BTC and ETH.
Does Nexo Card have an annual fee?
No. Nexo Card has no annual fee.
What does Nexo Card charge on payments in a foreign currency?
The foreign currency fee is 2%. The conditions are listed in the fees table on this page.
Does Nexo Card pay cashback?
Yes. It pays 0.5% to 2% back on card spend, depending on tier. Rewards are paid in NEXO Tokens.
What are the spending and ATM limits of Nexo Card?
ATM withdrawal limit per day: EUR 2,000. ATM withdrawal limit per month: EUR 10,000.
In which countries can I apply for Nexo Card?
You can apply in 34 countries. That includes 33 in Europe and 1 in South America. You cannot apply in India.
Sources
- Fees pageWhat are the limits and fees of the nexo cardsupport.nexo.comChecked 03 Oct 2026
- Fees pageWhat are the limits and fees of the nexo card arsupport.nexo.com
- Supported countriesWho can order the nexo cardsupport.nexo.comChecked 02 Oct 2026
- Supported countriesWho can order the nexo card arsupport.nexo.com
- Rewards termsWhat crypto rewards will i get with my nexo cardsupport.nexo.comChecked 03 Oct 2026
- Cardholder termsTermsnexo.comChecked 15 Oct 2026
- Other official pageCrypto cardnexo.comChecked 15 Oct 2026
- Other official pageCrypto cardnexo.com
- Other official pageHow can i order the nexo cardsupport.nexo.comChecked 15 Oct 2026
- Other official pageWhat is the nexo card and what are the benefitssupport.nexo.comChecked 15 Oct 2026
- Fees pageHow does the nexo card work in credit modesupport.nexo.com
- Fees pageHow does the nexo card work in debit modesupport.nexo.comChecked 07 Oct 2026
- Supported countriesNexo cardnexo.comChecked 15 Oct 2026
- Fees pagesupport.nexo.com