OKX Card
- Custody
- Self-custody
- Network
- Unknown
- Card types
- Virtual only
- Card product
- Debit
- Wallets
- Apple Pay, Google Pay
Partly verified · 9 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
OKX Card is a virtual crypto card. It is a debit card.
Funding and spending
You keep your keys, and the card spends from your own wallet. It is funded with crypto. You can top it up by crypto. You can reload it after the first load. It can be funded with 3 assets: USDC, USDT and USDG.
Fees
It has no virtual card issuance fee. It has no annual fee. It has no monthly fee. The foreign currency fee is 0%. The FX markup is 0%. The crypto conversion spread is 0% to 0.1%, depending on country. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the top-up fee and ATM withdrawal fee yet.
Limits and rewards
It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 36 countries. That includes 28 in Europe, 5 in Africa and 1 in South America. You cannot apply in China and the United States. Where the issuer states who can apply, you need to be a resident of the country.
How we check
We last checked this card on 15 Oct 2026, against 12 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Non-VIP | 1 | 2 | 3 | 4+ | Regular user |
|---|---|---|---|---|---|---|
| Back on card spend | 2% | 4% | 4.5% | 5% | 10% | 2% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of OKX Card
Pros
- No annual or monthly fee
- No foreign exchange fee
- No fee for converting crypto to the card currency
- No card issuance fee
- Self-custody: you keep control of your funds
- You can apply in 36 countries
Cons
- 4 of 13 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
- Frequent travellers, as there is no foreign exchange fee
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
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Limits
Rewards
Full country list (28)
Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Italy, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia and Slovakia
Top-up assets and networks
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
No country matches your search.
No information for 5 countries yet
Frequently asked questions about OKX Card
Is OKX Card a virtual or a physical card?
OKX Card is a virtual card only.
Does OKX Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up OKX Card?
You can top it up by crypto.
Does OKX Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with OKX Card?
It can be funded with 3 assets: USDC, USDT and USDG.
Does OKX Card have an annual fee?
No. OKX Card has no annual fee.
What does OKX Card charge on payments in a foreign currency?
The foreign currency fee is 0%. The FX markup is 0%. The conditions are listed in the fees table on this page.
In which countries can I apply for OKX Card?
You can apply in 36 countries. That includes 28 in Europe, 5 in Africa and 1 in South America. You cannot apply in China and the United States.
Sources
- Fees pageOkx card eea fees rewards eligibilityokx.comChecked 05 Oct 2026
- Fees pageWhat fees apply when im using my okx cardokx.comChecked 03 Oct 2026
- Other official pageWhats okx cardokx.comChecked 03 Oct 2026
- Other official pageWhats okx cardokx.com
- Fees pageWhat fees apply when using my cardokx.com
- Rewards termsOkx card eea ongoing cashback faqokx.comChecked 03 Oct 2026
- Other official pagewww.okx.com/en-au/pay
- Cardholder termsOkx card product disclosure statementokx.comChecked 15 Oct 2026
- Rewards termsOkx card cashback program faq auokx.comChecked 15 Oct 2026
- Other official pagewww.okx.com/en-sg/pay
- Fees pageOkx sg cards faqokx.com
- Rewards termsOkx card cashback program sgokx.comChecked 15 Oct 2026
- Other official pagewww.okx.com/en-br/pay
- Cardholder termsOkx cardholder agreement boltokx.comChecked 15 Oct 2026
- Supported countriesOkx crypto card africaokx.comChecked 07 Oct 2026
- Supported countriesOkx crypto card south asiaokx.comChecked 03 Oct 2026
- Other official pageOkx card spending limits faqokx.com
- Other official pageOkx card spending limits faq sgokx.com
- Other official pageOkx card spending limits faqokx.com
- Other official pageWhat spending limits apply to my okx card auokx.com
- Other official pageWhat type of purchases cant i make with my okx card auokx.com
- Other official pageWhats okx card auokx.com
- Other official pagePay account faqsokx.com
- Other official pagePay wallet auto top up faqokx.comChecked 07 Oct 2026
- Other official pageHow do i close my okx card and re apply againokx.comChecked 15 Oct 2026
- Cardholder termsTerms of serviceokx.com