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Wirex Card

Custody
Self-custody
Network
Unknown
Card types
Virtual + physical
Wallets
Apple Pay, Google Pay

Shipping countries are not published.

Partly verified · 7 of 13 key facts · last checked 15 Oct 2026 · aging

Facts reviewed by

Review

What it is

Wirex Card is a crypto card that comes as a virtual and a physical card.

Funding and spending

You keep your keys, and the card spends from your own wallet. It can be funded with crypto or with fiat money. You can top it up by crypto, bank transfer and debit or credit card. You can reload it after the first load. The card spends digital assets held in the user's Self-Custodial Wallet.

Fees

It has no annual fee. It has no monthly fee. The foreign currency fee is 0%. It has no crypto conversion spread. It has no top-up fee. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the card issuance fee and ATM withdrawal fee yet.

Limits and rewards

You can withdraw cash at ATMs. Monthly spending limit: EUR 30,000 to EUR 75,000, depending on tier. ATM withdrawal limit per day: EUR 750. ATM withdrawal limit per month: EUR 5,000. Maximum per payment: EUR 30,000. It pays 0.5% to 8% back on card spend, depending on tier. Rewards are paid in USD. It works with Apple Pay and Google Pay.

Signing up

Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 73 countries. That includes 42 in Europe, 15 in Asia and 6 in South America.

How we check

We last checked this card on 15 Oct 2026, against 7 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.

Tiers compared

Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Fee or limitMetalBaseBespokeElitePremiumPrivate
Monthly spendEUR 75,000Not verifiedNot verifiedNot verifiedNot verifiedNot verified
Back on card spendNot verified0.5%8%3%1%5%

Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.

Pros and cons of Wirex Card

Pros

  • No annual or monthly fee
  • No foreign exchange fee
  • No fee for converting crypto to the card currency
  • 0.5% back, up to 8% on higher tiers
  • Self-custody: you keep control of your funds
  • Spending limit of at least EUR 30,000 a month

Cons

  • 6 of 13 key facts are not verified yet

Who it suits

  • People who want to keep control of their own keys
  • Frequent travellers, as there is no foreign exchange fee
  • Heavy spenders, as the limits are high and the fees stay low

Built only from facts we have verified. Anything we have not verified is left out.

Fees

Amounts in the card currency, as the issuer publishes them
Virtual card issuance
Unknown
Physical card issuance
Unknown
Annual fee
Free
Checked 03 Oct 2026agingsource
Monthly fee
Free
Checked 03 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
0%
Checked 03 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Free
Applies to stablecoin deposits credited 1:1 to the USD or EUR account, with no spread
Checked 04 Oct 2026agingsource
ATM withdrawal
Unknown
Top-up
Free
No Wirex fee for bank transfers or stablecoin deposits. Top-ups with an external payment card may carry a Wirex fee depending on card type and amount, shown in the app before confirming
Checked 06 Oct 2026agingsource
Inactivity
Unknown
Card replacement
Unknown

Limits

Daily spend
Unknown
Monthly spend
EUR 30,000
Virtual and physical cards. The Metal card has a higher monthly limit, see the tier:metal row. Limits may vary by region
Checked 06 Oct 2026agingsource
Monthly spendTier: Metal
EUR 75,000
Metal card (Private and Bespoke members). The monthly limit can be increased upon request. Limits may vary by region
Checked 06 Oct 2026agingsource
ATM per day
EUR 750
Physical and Metal cards; the virtual card has no ATM withdrawals (N/A). Limits may vary by region
Checked 06 Oct 2026agingsource
ATM per month
EUR 5,000
Physical and Metal cards; the virtual card has no ATM withdrawals (N/A). Limits may vary by region
Checked 06 Oct 2026agingsource
Top-up per day
Unknown
Maximum per payment
EUR 30,000
Max purchase per transaction, same for virtual, physical and Metal cards. Limits may vary by region
Checked 06 Oct 2026agingsource

Rewards

No country limit
No token staking needed
Paid in USD
Tier BaseBack on card spend
0.5%
Eligible card transactions; cashback paid in USD
Checked 02 Oct 2026agingsource
Tier PremiumBack on card spend
1%
Eligible card transactions; cashback paid in USD
Checked 02 Oct 2026agingsource
Tier EliteBack on card spend
3%
Eligible card transactions; cashback paid in USD
Checked 02 Oct 2026agingsource
Tier PrivateBack on card spend
5%
Eligible card transactions; cashback paid in USD
Checked 02 Oct 2026agingsource
Tier BespokeBack on card spend
8%
Eligible card transactions; cashback paid in USD
Checked 02 Oct 2026agingsource
Tier Subscriptions (category)Back on card spend
50%
Eligible third-party subscriptions only, paid in USD at the end of each month. Not available to Base-tier members. Which services are covered and the maximum monthly rebate depend on the tier (5 USD for Premium up to 87.50 USD for Bespoke). The rebate is capped at the standard individual plan price of each service.
Checked 04 Oct 2026agingsource

Top-up assets and networks

What the card spends from

The card spends digital assets held in the user's Self-Custodial Wallet.

Checked 03 Oct 2026agingsource

Access and funding

Identity check (KYC)
Full
A government ID document and/or a selfie.
Checked 07 Oct 2026agingsource
ATM withdrawals
Yes
You can withdraw cash at ATMs. The fees and limits above and below set the cost and the caps.
Checked 07 Oct 2026agingsource
Reloadable
Yes
You can top the card up again after the first load.
Checked 07 Oct 2026agingsource
Top-up methods
Crypto, Bank transfer and Debit or credit card
The ways you can add money to the card.
Checked 07 Oct 2026agingsource

Where it's available

Applying for the card and using it are tracked separately.

Shipping countries are not published, so there is no shipping column.

Rules the issuer states

  • Anywhere Visa or Mastercard is accepted - 80M+ merchants in 150+ countries, online and in-store, and ATMs.Checked 03 Oct 2026agingsource

Every country below was checked against the same source:Checked 03 Oct 2026agingsource

Country
Can apply
Card works
🇦🇫 Afghanistan
Unknown
Yes
🇦🇽 Åland Islands
Unknown
Yes
🇦🇱 Albania
Unknown
Yes
🇩🇿 Algeria
Unknown
Yes
🇦🇸 American Samoa
Unknown
Yes
🇦🇩 AndorraListed on the Wirex One Card supported countries page
Yes
Yes
🇦🇴 Angola
Unknown
Yes
🇦🇮 Anguilla
Unknown
Yes
🇦🇬 Antigua & Barbuda
Unknown
Yes
🇦🇷 ArgentinaListed on the Wirex One Card supported countries page
Yes
Yes
🇦🇲 Armenia
Unknown
Yes
🇦🇼 Aruba
Unknown
Yes
🇦🇨 Ascension Island
Unknown
Yes
🇦🇺 AustraliaListed on the Wirex One Card supported countries page
Yes
Yes
🇦🇹 AustriaListed on the Wirex One Card supported countries page
Yes
Yes
🇦🇿 AzerbaijanListed on the Wirex One Card supported countries page
Yes
Yes
🇧🇸 Bahamas
Unknown
Yes
🇧🇭 BahrainListed on the Wirex One Card supported countries page
Yes
Yes
🇧🇩 Bangladesh
Unknown
Yes
🇧🇧 Barbados
Unknown
Yes
🇧🇾 Belarus
Unknown
Yes
🇧🇪 BelgiumListed on the Wirex One Card supported countries page
Yes
Yes
🇧🇿 Belize
Unknown
Yes
🇧🇯 Benin
Unknown
Yes
🇧🇲 Bermuda
Unknown
Yes
🇧🇹 Bhutan
Unknown
Yes
🇧🇴 Bolivia
Unknown
Yes
🇧🇦 Bosnia & Herzegovina
Unknown
Yes
🇧🇼 Botswana
Unknown
Yes
🇧🇷 BrazilListed on the Wirex One Card supported countries page
Yes
Yes
🇮🇴 British Indian Ocean Territory
Unknown
Yes
🇻🇬 British Virgin Islands
Unknown
Yes
🇧🇳 Brunei
Unknown
Yes
🇧🇬 BulgariaListed on the Wirex One Card supported countries page
Yes
Yes
🇧🇫 Burkina Faso
Unknown
Yes
🇧🇮 Burundi
Unknown
Yes
🇰🇭 Cambodia
Unknown
Yes
🇨🇲 Cameroon
Unknown
Yes
🇨🇦 Canada
Unknown
Yes
🇨🇻 Cape Verde
Unknown
Yes
🇧🇶 Caribbean Netherlands
Unknown
Yes
🇰🇾 Cayman Islands
Unknown
Yes
🇨🇫 Central African Republic
Unknown
Yes
🇹🇩 Chad
Unknown
Yes
🇨🇱 ChileListed on the Wirex One Card supported countries page
Yes
Yes
🇨🇳 China
Unknown
Yes
🇨🇽 Christmas Island
Unknown
Yes
🇨🇨 Cocos (Keeling) Islands
Unknown
Yes
🇨🇴 ColombiaListed on the Wirex One Card supported countries page
Yes
Yes
🇰🇲 Comoros
Unknown
Yes
🇨🇰 Cook Islands
Unknown
Yes
🇨🇷 Costa Rica
Unknown
Yes
🇨🇮 Côte d’Ivoire
Unknown
Yes
🇭🇷 CroatiaListed on the Wirex One Card supported countries page
Yes
Yes
🇨🇼 Curaçao
Unknown
Yes
🇨🇾 CyprusListed on the Wirex One Card supported countries page
Yes
Yes
🇨🇿 CzechiaListed on the Wirex One Card supported countries page
Yes
Yes
🇩🇰 DenmarkListed on the Wirex One Card supported countries page
Yes
Yes
🇩🇯 Djibouti
Unknown
Yes
🇩🇲 Dominica
Unknown
Yes
🇩🇴 Dominican Republic
Unknown
Yes
🇨🇩 DR Congo
Unknown
Yes
🇪🇨 EcuadorListed on the Wirex One Card supported countries page
Yes
Yes
🇪🇬 Egypt
Unknown
Yes
🇸🇻 El SalvadorListed on the Wirex One Card supported countries page
Yes
Yes
🇬🇶 Equatorial Guinea
Unknown
Yes
🇪🇷 Eritrea
Unknown
Yes
🇪🇪 EstoniaListed on the Wirex One Card supported countries page
Yes
Yes
🇸🇿 Eswatini
Unknown
Yes
🇪🇹 Ethiopia
Unknown
Yes
🇫🇰 Falkland Islands
Unknown
Yes
🇫🇴 Faroe Islands
Unknown
Yes
🇫🇯 Fiji
Unknown
Yes
🇫🇮 FinlandListed on the Wirex One Card supported countries page
Yes
Yes
🇫🇷 FranceListed on the Wirex One Card supported countries page
Yes
Yes
🇬🇫 French Guiana
Unknown
Yes
🇵🇫 French Polynesia
Unknown
Yes
🇬🇦 Gabon
Unknown
Yes
🇬🇲 Gambia
Unknown
Yes
🇬🇪 GeorgiaListed on the Wirex One Card supported countries page
Yes
Yes
🇩🇪 GermanyListed on the Wirex One Card supported countries page
Yes
Yes
🇬🇭 GhanaListed on the Wirex One Card supported countries page
Yes
Yes
🇬🇮 GibraltarListed on the Wirex One Card supported countries page
Yes
Yes
🇬🇷 GreeceListed on the Wirex One Card supported countries page
Yes
Yes
🇬🇱 Greenland
Unknown
Yes
🇬🇩 Grenada
Unknown
Yes
🇬🇵 Guadeloupe
Unknown
Yes
🇬🇺 Guam
Unknown
Yes
🇬🇹 Guatemala
Unknown
Yes
🇬🇬 GuernseyListed on the Wirex One Card supported countries page
Yes
Yes
🇬🇳 Guinea
Unknown
Yes
🇬🇼 Guinea-Bissau
Unknown
Yes
🇬🇾 Guyana
Unknown
Yes
🇭🇹 Haiti
Unknown
Yes
🇭🇳 Honduras
Unknown
Yes
🇭🇰 Hong KongListed on the Wirex One Card supported countries page
Yes
Yes
🇭🇺 HungaryListed on the Wirex One Card supported countries page
Yes
Yes
🇮🇸 IcelandListed on the Wirex One Card supported countries page
Yes
Yes
🇮🇳 India
Unknown
Yes
🇮🇩 Indonesia
Unknown
Yes
🇮🇶 Iraq
Unknown
Yes
🇮🇪 IrelandListed on the Wirex One Card supported countries page
Yes
Yes
🇮🇲 Isle of ManListed on the Wirex One Card supported countries page
Yes
Yes
🇮🇱 Israel
Unknown
Yes
🇮🇹 ItalyListed on the Wirex One Card supported countries page
Yes
Yes
🇯🇲 Jamaica
Unknown
Yes
🇯🇵 JapanListed on the Wirex One Card supported countries page
Yes
Yes
🇯🇪 JerseyListed on the Wirex One Card supported countries page
Yes
Yes
🇯🇴 Jordan
Unknown
Yes
🇰🇿 KazakhstanListed on the Wirex One Card supported countries page
Yes
Yes
🇰🇪 KenyaListed on the Wirex One Card supported countries page
Yes
Yes
🇰🇮 Kiribati
Unknown
Yes
🇽🇰 Kosovo
Unknown
Yes
🇰🇼 Kuwait
Unknown
Yes
🇰🇬 Kyrgyzstan
Unknown
Yes
🇱🇦 Laos
Unknown
Yes
🇱🇻 LatviaListed on the Wirex One Card supported countries page
Yes
Yes
🇱🇧 Lebanon
Unknown
Yes
🇱🇸 Lesotho
Unknown
Yes
🇱🇷 Liberia
Unknown
Yes
🇱🇾 Libya
Unknown
Yes
🇱🇮 LiechtensteinListed on the Wirex One Card supported countries page
Yes
Yes
🇱🇹 LithuaniaListed on the Wirex One Card supported countries page
Yes
Yes
🇱🇺 LuxembourgListed on the Wirex One Card supported countries page
Yes
Yes
🇲🇴 MacaoListed on the Wirex One Card supported countries page
Yes
Yes
🇲🇬 Madagascar
Unknown
Yes
🇲🇼 Malawi
Unknown
Yes
🇲🇾 MalaysiaListed on the Wirex One Card supported countries page
Yes
Yes
🇲🇻 Maldives
Unknown
Yes
🇲🇱 Mali
Unknown
Yes
🇲🇹 MaltaListed on the Wirex One Card supported countries page
Yes
Yes
🇲🇭 Marshall Islands
Unknown
Yes
🇲🇶 Martinique
Unknown
Yes
🇲🇷 Mauritania
Unknown
Yes
🇲🇺 Mauritius
Unknown
Yes
🇾🇹 Mayotte
Unknown
Yes
🇲🇽 MexicoListed on the Wirex One Card supported countries page
Yes
Yes
🇫🇲 Micronesia
Unknown
Yes
🇲🇩 MoldovaListed on the Wirex One Card supported countries page
Yes
Yes
🇲🇨 MonacoListed on the Wirex One Card supported countries page
Yes
Yes
🇲🇳 Mongolia
Unknown
Yes
🇲🇪 MontenegroListed on the Wirex One Card supported countries page
Yes
Yes
🇲🇸 Montserrat
Unknown
Yes
🇲🇦 Morocco
Unknown
Yes
🇲🇿 Mozambique
Unknown
Yes
🇲🇲 Myanmar (Burma)
Unknown
Yes
🇳🇦 Namibia
Unknown
Yes
🇳🇷 Nauru
Unknown
Yes
🇳🇵 Nepal
Unknown
Yes
🇳🇱 NetherlandsListed on the Wirex One Card supported countries page
Yes
Yes
🇳🇨 New Caledonia
Unknown
Yes
🇳🇿 New ZealandListed on the Wirex One Card supported countries page
Yes
Yes
🇳🇮 Nicaragua
Unknown
Yes
🇳🇪 Niger
Unknown
Yes
🇳🇬 NigeriaListed on the Wirex One Card supported countries page
Yes
Yes
🇳🇺 Niue
Unknown
Yes
🇳🇫 Norfolk Island
Unknown
Yes
🇲🇰 North Macedonia
Unknown
Yes
🇲🇵 Northern Mariana Islands
Unknown
Yes
🇳🇴 NorwayListed on the Wirex One Card supported countries page
Yes
Yes
🇴🇲 OmanListed on the Wirex One Card supported countries page
Yes
Yes
🇵🇰 Pakistan
Unknown
Yes
🇵🇼 Palau
Unknown
Yes
🇵🇸 Palestine
Unknown
Yes
🇵🇦 PanamaListed on the Wirex One Card supported countries page
Yes
Yes
🇵🇬 Papua New Guinea
Unknown
Yes
🇵🇾 Paraguay
Unknown
Yes
🇵🇪 PeruListed on the Wirex One Card supported countries page
Yes
Yes
🇵🇭 PhilippinesListed on the Wirex One Card supported countries page
Yes
Yes
🇵🇳 Pitcairn Islands
Unknown
Yes
🇵🇱 PolandListed on the Wirex One Card supported countries page
Yes
Yes
🇵🇹 PortugalListed on the Wirex One Card supported countries page
Yes
Yes
🇵🇷 Puerto Rico
Unknown
Yes
🇶🇦 Qatar
Unknown
Yes
🇨🇬 Republic of the Congo
Unknown
Yes
🇷🇪 Réunion
Unknown
Yes
🇷🇴 RomaniaListed on the Wirex One Card supported countries page
Yes
Yes
🇷🇼 Rwanda
Unknown
Yes
🇼🇸 Samoa
Unknown
Yes
🇸🇲 San Marino
Unknown
Yes
🇸🇹 São Tomé & Príncipe
Unknown
Yes
🇸🇦 Saudi Arabia
Unknown
Yes
🇸🇳 Senegal
Unknown
Yes
🇷🇸 SerbiaListed on the Wirex One Card supported countries page
Yes
Yes
🇸🇨 Seychelles
Unknown
Yes
🇸🇱 Sierra Leone
Unknown
Yes
🇸🇬 Singapore
Unknown
Yes
🇸🇽 Sint Maarten
Unknown
Yes
🇸🇰 SlovakiaListed on the Wirex One Card supported countries page
Yes
Yes
🇸🇮 SloveniaListed on the Wirex One Card supported countries page
Yes
Yes
🇸🇧 Solomon Islands
Unknown
Yes
🇸🇴 Somalia
Unknown
Yes
🇿🇦 South AfricaListed on the Wirex One Card supported countries page
Yes
Yes
🇰🇷 South KoreaListed on the Wirex One Card supported countries page
Yes
Yes
🇸🇸 South Sudan
Unknown
Yes
🇪🇸 SpainListed on the Wirex One Card supported countries page
Yes
Yes
🇱🇰 Sri Lanka
Unknown
Yes
🇧🇱 St Barthélemy
Unknown
Yes
🇸🇭 St Helena
Unknown
Yes
🇰🇳 St Kitts & Nevis
Unknown
Yes
🇱🇨 St Lucia
Unknown
Yes
🇲🇫 St Martin
Unknown
Yes
🇵🇲 St Pierre & Miquelon
Unknown
Yes
🇻🇨 St Vincent & the Grenadines
Unknown
Yes
🇸🇩 Sudan
Unknown
Yes
🇸🇷 Suriname
Unknown
Yes
🇸🇯 Svalbard & Jan Mayen
Unknown
Yes
🇸🇪 SwedenListed on the Wirex One Card supported countries page
Yes
Yes
🇨🇭 SwitzerlandListed on the Wirex One Card supported countries page
Yes
Yes
🇹🇼 TaiwanListed on the Wirex One Card supported countries page
Yes
Yes
🇹🇯 Tajikistan
Unknown
Yes
🇹🇿 Tanzania
Unknown
Yes
🇹🇭 ThailandListed on the Wirex One Card supported countries page
Yes
Yes
🇹🇱 Timor-Leste
Unknown
Yes
🇹🇬 Togo
Unknown
Yes
🇹🇰 Tokelau
Unknown
Yes
🇹🇴 Tonga
Unknown
Yes
🇹🇹 Trinidad & Tobago
Unknown
Yes
🇹🇦 Tristan da Cunha
Unknown
Yes
🇹🇳 Tunisia
Unknown
Yes
🇹🇷 Türkiye
Unknown
Yes
🇹🇲 Turkmenistan
Unknown
Yes
🇹🇨 Turks & Caicos Islands
Unknown
Yes
🇹🇻 Tuvalu
Unknown
Yes
🇺🇬 UgandaListed on the Wirex One Card supported countries page
Yes
Yes
🇺🇦 UkraineListed on the Wirex One Card supported countries page
Yes
Yes
🇦🇪 United Arab EmiratesListed on the Wirex One Card supported countries page
Yes
Yes
🇬🇧 United KingdomListed on the Wirex One Card supported countries page
Yes
Yes
🇺🇸 United States
Unknown
Yes
🇺🇾 Uruguay
Unknown
Yes
🇺🇲 US Outlying Islands
Unknown
Yes
🇻🇮 US Virgin Islands
Unknown
Yes
🇺🇿 UzbekistanListed on the Wirex One Card supported countries page
Yes
Yes
🇻🇺 Vanuatu
Unknown
Yes
🇻🇦 Vatican City
Unknown
Yes
🇻🇪 Venezuela
Unknown
Yes
🇻🇳 Vietnam
Unknown
Yes
🇼🇫 Wallis & Futuna
Unknown
Yes
🇪🇭 Western Sahara
Unknown
Yes
🇾🇪 Yemen
Unknown
Yes
🇿🇲 Zambia
Unknown
Yes
🇿🇼 Zimbabwe
Unknown
Yes

No information for 5 countries yet

Frequently asked questions about Wirex Card

Is Wirex Card a virtual or a physical card?

Wirex Card comes as both a virtual and a physical card.

Can I withdraw cash from an ATM with Wirex Card?

Yes. You can withdraw cash at ATMs.

Does Wirex Card require KYC?

Signing up needs full KYC: a government ID document, and sometimes a selfie.

How do I top up Wirex Card?

You can top it up by crypto, bank transfer and debit or credit card. Wirex Card has no top-up fee.

Does Wirex Card work with Apple Pay and Google Pay?

It works with Apple Pay and Google Pay.

Which crypto can I use with Wirex Card?

The card spends digital assets held in the user's Self-Custodial Wallet.

Does Wirex Card have an annual fee?

No. Wirex Card has no annual fee.

What does Wirex Card charge on payments in a foreign currency?

The foreign currency fee is 0%.

Does Wirex Card pay cashback?

Yes. It pays 0.5% to 8% back on card spend, depending on tier. Rewards are paid in USD.

What are the spending and ATM limits of Wirex Card?

Monthly spending limit: EUR 30,000 to EUR 75,000, depending on tier. ATM withdrawal limit per day: EUR 750. ATM withdrawal limit per month: EUR 5,000. Maximum per payment: EUR 30,000.

In which countries can I apply for Wirex Card?

You can apply in 73 countries. That includes 42 in Europe, 15 in Asia and 6 in South America.

Sources

Compare Wirex Card with