Wirex Card
- Custody
- Self-custody
- Network
- Unknown
- Card types
- Virtual + physical
- Wallets
- Apple Pay, Google Pay
Shipping countries are not published.
Partly verified · 7 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Wirex Card is a crypto card that comes as a virtual and a physical card.
Funding and spending
You keep your keys, and the card spends from your own wallet. It can be funded with crypto or with fiat money. You can top it up by crypto, bank transfer and debit or credit card. You can reload it after the first load. The card spends digital assets held in the user's Self-Custodial Wallet.
Fees
It has no annual fee. It has no monthly fee. The foreign currency fee is 0%. It has no crypto conversion spread. It has no top-up fee. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the card issuance fee and ATM withdrawal fee yet.
Limits and rewards
You can withdraw cash at ATMs. Monthly spending limit: EUR 30,000 to EUR 75,000, depending on tier. ATM withdrawal limit per day: EUR 750. ATM withdrawal limit per month: EUR 5,000. Maximum per payment: EUR 30,000. It pays 0.5% to 8% back on card spend, depending on tier. Rewards are paid in USD. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 73 countries. That includes 42 in Europe, 15 in Asia and 6 in South America.
How we check
We last checked this card on 15 Oct 2026, against 7 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Metal | Base | Bespoke | Elite | Premium | Private |
|---|---|---|---|---|---|---|
| Monthly spend | EUR 75,000 | Not verified | Not verified | Not verified | Not verified | Not verified |
| Back on card spend | Not verified | 0.5% | 8% | 3% | 1% | 5% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Wirex Card
Pros
- No annual or monthly fee
- No foreign exchange fee
- No fee for converting crypto to the card currency
- 0.5% back, up to 8% on higher tiers
- Self-custody: you keep control of your funds
- Spending limit of at least EUR 30,000 a month
Cons
- 6 of 13 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
- Frequent travellers, as there is no foreign exchange fee
- Heavy spenders, as the limits are high and the fees stay low
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
Top-up assets and networks
The card spends digital assets held in the user's Self-Custodial Wallet.
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- Anywhere Visa or Mastercard is accepted - 80M+ merchants in 150+ countries, online and in-store, and ATMs.Checked 03 Oct 2026agingsource
Every country below was checked against the same source:Checked 03 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Wirex Card
Is Wirex Card a virtual or a physical card?
Wirex Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Wirex Card?
Yes. You can withdraw cash at ATMs.
Does Wirex Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Wirex Card?
You can top it up by crypto, bank transfer and debit or credit card. Wirex Card has no top-up fee.
Does Wirex Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Wirex Card?
The card spends digital assets held in the user's Self-Custodial Wallet.
Does Wirex Card have an annual fee?
No. Wirex Card has no annual fee.
What does Wirex Card charge on payments in a foreign currency?
The foreign currency fee is 0%.
Does Wirex Card pay cashback?
Yes. It pays 0.5% to 8% back on card spend, depending on tier. Rewards are paid in USD.
What are the spending and ATM limits of Wirex Card?
Monthly spending limit: EUR 30,000 to EUR 75,000, depending on tier. ATM withdrawal limit per day: EUR 750. ATM withdrawal limit per month: EUR 5,000. Maximum per payment: EUR 30,000.
In which countries can I apply for Wirex Card?
You can apply in 73 countries. That includes 42 in Europe, 15 in Asia and 6 in South America.
Sources
- Fees pageCard limits and feeswirexone.freshdesk.comChecked 15 Oct 2026
- Supported countriesWirex one card supported countrieswirexone.freshdesk.com
- Supported countriesSupported countries 1189help.wirexapp.comPage no longer available, checked 18 Oct 2026
- Rewards termsMembership levels benefitswirexone.freshdesk.comChecked 15 Oct 2026
- Other official pageWirex one metal cardwirexone.freshdesk.com
- Other official pageWirex one upgrade faq 1685help.wirexapp.com
- Other official pageStablecoin and crypto cardwirex.oneChecked 15 Oct 2026
- Cardholder termsTermswirex.oneChecked 15 Oct 2026
- Rewards termsHow cashback workswirexone.freshdesk.com
- Rewards termsWirex one membership how it workswirexone.freshdesk.com
- Other official pageHow to top up your usd or eur account via stablecoin depositwirexone.freshdesk.comChecked 15 Oct 2026
- Other official pageHow to add funds to your account usd eur gbpwirexone.freshdesk.comChecked 15 Oct 2026
- Other official pageHow to top up with a debit or credit cardwirexone.freshdesk.comChecked 15 Oct 2026
- Fees pageSolutionswirexone.freshdesk.com