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Coinbase Card vs Gemini Credit Card

Rows line up, differences are shaded and the better value is marked. Choose your country to see which card you can get and what it would cost you.

Data updated 28 Oct 2026.

We have not verified enough fees for Coinbase Card and Gemini Credit Card to say which costs less. Custody is not verified yet for Coinbase Card or Gemini Credit Card. Coinbase Card and Gemini Credit Card are both verified open in 1 country. Reward rates are not verified for both Coinbase Card and Gemini Credit Card yet.

3 rows differ15 rows cannot be compared yet because a value is not verified.

Your spending

Choose your country to see the net cost per year for each card, in your currency.

Coinbase Card
Net cost per yearNo estimateChoose your country to see this card's cost.
Gemini Credit Card
Net cost per yearNo estimateChoose your country to see this card's cost.

Overview

CustodyCannot compare
Coinbase CardCustodial
Gemini Credit CardNot verified
NetworkDiffers
Coinbase CardVisa
Gemini Credit CardMastercard
Card typesDiffers
Coinbase CardVirtual + physical
Gemini Credit CardPhysical only
Card productDiffers
Coinbase CardPrepaid
Gemini Credit CardCredit
Program statusCannot compare
Coinbase CardActive
Gemini Credit CardNot verified
Apple PayCannot compare
Coinbase CardNot verified
Gemini Credit CardYes
Google PayCannot compare
Coinbase CardNot verified
Gemini Credit CardYes

Fees

Card currency
USD
USD
Card issuanceCannot compare
Coinbase CardFree
Gemini Credit CardNot verified
Annual fee
Free
Free
Monthly fee
Not chargednot reviewed yetThe issuer lists only a yearly fee.
Not chargednot reviewed yetThe issuer lists only a yearly fee.
Foreign currency (FX)Cannot compare
Coinbase CardNot verified
Gemini Credit CardFree
Crypto conversion spreadCannot compare
Coinbase CardVaries
Gemini Credit CardNot verified
ATM withdrawalCannot compare
Coinbase CardFree
Gemini Credit CardNot verified
Purchase feeCannot compare
Coinbase CardFree
Gemini Credit CardNot verified
Top-upCannot compare
Coinbase CardFree
Gemini Credit CardNot verified
Card replacementCannot compare
Coinbase CardFree
Gemini Credit CardNot verified

Rewards

Reward rateCannot compare
Coinbase CardNot verified
Gemini Credit Card1%
Needs token stakingCannot compare
Coinbase CardNot verified
Gemini Credit CardNo
Reward capCannot compare
Coinbase CardNot verified
Gemini Credit CardNo cap stated

Limits

Daily spend
Not verified
Not verified
Monthly spend
Not verified
Not verified
ATM per day
Not verified
Not verified
Top-up per day
Not verified
Not verified

In your country

Choose your country to see whether you can apply, whether the card ships there and whether it works there.

Top-up

AssetsCannot compare
Coinbase CardUSDC
Gemini Credit CardNot verified
Networks
Not verified
Not verified

Verification

Last verified
15 Oct 2026 · aging
15 Oct 2026 · aging
Sources
10 official pages
5 official pages

Fees are shown in each card's own currency, as published. The card pages link to the source of every value.

See every card for your country in the Finder

Common questions

Which is cheaper, Coinbase Card or Gemini Credit Card?
We have not verified enough fees for Coinbase Card and Gemini Credit Card to say which costs less.
Do Coinbase Card and Gemini Credit Card hold my crypto the same way?
Custody is not verified yet for Coinbase Card or Gemini Credit Card.
Where can I get both Coinbase Card and Gemini Credit Card?
Coinbase Card and Gemini Credit Card are both verified open in 1 country.
Which pays better rewards, Coinbase Card or Gemini Credit Card?
Reward rates are not verified for both Coinbase Card and Gemini Credit Card yet.

Compare other cardsCoinbase Card card pageGemini Credit Card card page