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Tangem Pay Card vs Gemini Credit Card

Rows line up, differences are shaded and the better value is marked. Choose your country to see which card you can get and what it would cost you.

Data updated 28 Oct 2026.

We have not verified enough fees for Tangem Pay Card and Gemini Credit Card to say which costs less. Custody is not verified yet for Tangem Pay Card or Gemini Credit Card. Tangem Pay Card and Gemini Credit Card are both verified open in 1 country. Tangem Pay Card pays the higher verified reward rate.

5 rows differ16 rows cannot be compared yet because a value is not verified.

Your spending

Choose your country to see the net cost per year for each card, in your currency.

Tangem Pay Card
Net cost per yearNo estimateChoose your country to see this card's cost.Apply
Gemini Credit Card
Net cost per yearNo estimateChoose your country to see this card's cost.

Overview

CustodyCannot compare
Tangem Pay CardSelf-custody
Gemini Credit CardNot verified
NetworkDiffers
Tangem Pay CardVisa
Gemini Credit CardMastercard
Card typesDiffers
Tangem Pay CardVirtual only
Gemini Credit CardPhysical only
Card productDiffers
Tangem Pay CardSecured by crypto
Gemini Credit CardCredit
Program status
Not verified
Not verified
Apple Pay
Yes
Yes
Google Pay
Yes
Yes

Fees

Card currency
USD
USD
Card issuanceCannot compare
Tangem Pay CardFree
Gemini Credit CardNot verified
Annual feeCannot compare
Tangem Pay CardNot verified
Gemini Credit CardFree
Monthly feeCannot compare
Tangem Pay CardNot verified
Gemini Credit CardNot chargednot reviewed yetThe issuer lists only a yearly fee.
Foreign currency (FX)Cannot compare
Tangem Pay CardNot verified
Gemini Credit CardFree
Crypto conversion spread
Not verified
Not verified
ATM withdrawalCannot compare
Tangem Pay Card4% · 2%Several tiers or conditions. See the card page.
Gemini Credit CardNot verified
FX markupCannot compare
Tangem Pay Card1.5%
Gemini Credit CardNot verified
Top-upCannot compare
Tangem Pay CardUSD 1.00 · FreeSeveral tiers or conditions. See the card page.
Gemini Credit CardNot verified
Account monthly feeCannot compare
Tangem Pay CardUSD 29.99 · FreeSeveral tiers or conditions. See the card page.
Gemini Credit CardNot verified
Card replacementCannot compare
Tangem Pay CardUSD 1.00
Gemini Credit CardNot verified
Credit interest (APR)Cannot compare
Tangem Pay Card0%
Gemini Credit CardNot verified

Rewards

Reward rateDiffers
Tangem Pay CardBetter value2% · 1%
Gemini Credit Card1%
Needs token staking
No
No
Reward capDiffers
Tangem Pay CardUSD 100/month · USD 300/month
Gemini Credit CardNo cap stated

Limits

Daily spendCannot compare
Tangem Pay CardUSD 10,000 · USD 50,000
Gemini Credit CardNot verified
Monthly spend
Not verified
Not verified
ATM per day
Not verified
Not verified
Top-up per day
Not verified
Not verified
ATM per withdrawalCannot compare
Tangem Pay CardUSD 250
Gemini Credit CardNot verified
Yearly spendCannot compare
Tangem Pay CardUSD 10,000,000
Gemini Credit CardNot verified

In your country

Choose your country to see whether you can apply, whether the card ships there and whether it works there.

Top-up

AssetsCannot compare
Tangem Pay CardUSDC, USDT
Gemini Credit CardNot verified
NetworksCannot compare
Tangem Pay CardArbitrum, Base, BNB Smart Chain, Polygon
Gemini Credit CardNot verified

Verification

Last verified
15 Oct 2026 · aging
15 Oct 2026 · aging
Sources
13 official pages
5 official pages

Fees are shown in each card's own currency, as published. The card pages link to the source of every value.

See every card for your country in the Finder

Common questions

Which is cheaper, Tangem Pay Card or Gemini Credit Card?
We have not verified enough fees for Tangem Pay Card and Gemini Credit Card to say which costs less.
Do Tangem Pay Card and Gemini Credit Card hold my crypto the same way?
Custody is not verified yet for Tangem Pay Card or Gemini Credit Card.
Where can I get both Tangem Pay Card and Gemini Credit Card?
Tangem Pay Card and Gemini Credit Card are both verified open in 1 country.
Which pays better rewards, Tangem Pay Card or Gemini Credit Card?
Tangem Pay Card pays the higher verified reward rate.

Compare other cardsTangem Pay Card card pageGemini Credit Card card page