Bybit Card
Bybit Card
Card currency ARS, BRL, MXN, PEN, USD
- Custody
- Custodial
- Network
- Unknown
- Card types
- Virtual + physical
- Wallets
- Google Pay
- Apple Pay: not verified
Partly verified · 7 of 12 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Bybit Card is a crypto card that comes as a virtual and a physical card. The card currencies are ARS, BRL, MXN, PEN, USD.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. You can top it up by crypto. You can reload it after the first load. It can be funded with 6 assets: USDC, USDT, BTC, ETH, GRAM and XRP.
Fees
It has no virtual card issuance fee. It has no annual fee. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the monthly fee, foreign currency fee, crypto conversion spread, top-up fee and ATM withdrawal fee yet.
Limits and rewards
You can withdraw cash at ATMs. It pays 2% to 10% back on card spend, depending on tier. It works with Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in Argentina, Australia, Brazil and Mexico. You cannot apply in India.
How we check
We last checked this card on 15 Oct 2026, against 8 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Alpha | Apex | Base | Beta | Infinite | Omega |
|---|---|---|---|---|---|---|
| Back on card spend | 4% | 6% | 2% | 2% | 10% | 8% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Bybit Card
Pros
- No annual fee
- No card issuance fee
- 2% back, up to 10% on higher tiers
- Top up with 6 different crypto assets
- Works with Google Pay
- Comes as a virtual and a physical card
Cons
- So far we have verified it in only 4 countries
- Custodial: the issuer holds your funds
- 5 of 12 key facts are not verified yet
Who it suits
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes themPhysical card issuance
Unknown
Annual fee
Free
The fee table lists None for annual fee, inactivity fee and card cancellation fee in one merged cell for all regions.
Checked 06 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
Varies
Foreign exchange transactions use the Mastercard exchange rate plus a Bybit Card foreign exchange fee, amount not stated
Checked 03 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
Applies in Argentina
7%
On top of Mastercard 's Foreign Exchange Rate
Checked 04 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
Applies in Australia
2%
On top of Mastercard 's / Visa 's Foreign Exchange Rate
Checked 04 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
Applies in Brazil
1.5%
On top of Mastercard 's Foreign Exchange Rate
Checked 04 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
Applies in Mexico
2%
On top of Mastercard 's / Visa 's Foreign Exchange Rate
Checked 04 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Varies
Applies when crypto is sold to cover a purchase because the fiat balance is not enough; Bybit One-Click Sell rate plus a Bybit Card crypto conversion fee, amount not stated
Checked 03 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Applies in Argentina
0.5%
On top of Bybit's One-Click Sell Exchange Rate. The minimum conversion amount is 5,000 ARS.
Checked 04 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Applies in Australia
0.9%
On top of Bybit's One-Click Sell Exchange Rate. The minimum conversion amount is 1 USD.
Checked 04 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Applies in Brazil
0.9%
On top of Bybit's One-Click Sell Exchange Rate. The minimum conversion amount is 10 BRL.
Checked 04 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Applies in Mexico
0.9%
On top of Bybit's One-Click Sell Exchange Rate. The minimum conversion amount is 1 USD.
Checked 04 Oct 2026agingsource
ATM withdrawal
Applies in Argentina
2%
after the first 95,000 ARS monthly
Checked 04 Oct 2026agingsource
ATM withdrawal
Applies in Mexico
2%
after the first 100 USD/ 1,800 MXN monthly
Checked 04 Oct 2026agingsource
ATM withdrawal
Unknown
Top-up
Unknown
Inactivity
Unknown
Card replacement
Unknown
Limits
Daily spendApplies in Peru
USD 1,000
The Physical Card is not yet supported.
Checked 04 Oct 2026agingsource
Daily spendApplies in Argentina
USD 5,000
Virtual and physical Bybit Cards share one spending limit. The spending limit is calculated using the ARS equivalent to USD.
Checked 04 Oct 2026agingsource
Daily spendApplies in Georgia
USD 15,000
Virtual and Physical Bybit Cards have their own spending limit.
Checked 04 Oct 2026agingsource
Daily spendApplies in Kazakhstan
USD 15,000
Virtual and Physical Bybit Cards have their own spending limit.
Checked 04 Oct 2026agingsource
Daily spendApplies in Brazil
BRL 27,500
Virtual and physical Bybit Cards share one spending limit.
Checked 04 Oct 2026agingsource
Daily spendApplies in Australia
USD 50,000
Virtual and Physical Bybit Cards have their own spending limit.
Checked 04 Oct 2026agingsource
Daily spendApplies in Mexico
MXN 97,000
Virtual and physical Bybit Cards share one spending limit.
Checked 04 Oct 2026agingsource
Daily spend
Unknown
Monthly spendApplies in Peru
USD 5,000
The Physical Card is not yet supported.
Checked 04 Oct 2026agingsource
Monthly spendApplies in Argentina
USD 10,000
Virtual and physical Bybit Cards share one spending limit. The spending limit is calculated using the ARS equivalent to USD.
Checked 04 Oct 2026agingsource
Monthly spendApplies in Georgia
USD 65,000
Virtual and Physical Bybit Cards have their own spending limit.
Checked 04 Oct 2026agingsource
Monthly spendApplies in Kazakhstan
USD 65,000
Virtual and Physical Bybit Cards have their own spending limit.
Checked 04 Oct 2026agingsource
Monthly spendApplies in Brazil
BRL 137,500
Virtual and physical Bybit Cards share one spending limit.
Checked 04 Oct 2026agingsource
Monthly spendApplies in Mexico
MXN 145,000
Virtual and physical Bybit Cards share one spending limit.
Checked 04 Oct 2026agingsource
Monthly spendApplies in Australia
USD 150,000
Virtual and Physical Bybit Cards have their own spending limit.
Checked 04 Oct 2026agingsource
Monthly spend
Unknown
Yearly spendApplies in Australia
USD 500,000
Virtual and Physical Bybit Cards have their own spending limit.
Checked 04 Oct 2026agingsource
Yearly spend
Unknown
ATM per day
Unknown
Top-up per day
Unknown
Maximum per paymentApplies in Australia
USD 50,000
Virtual and Physical Bybit Cards have their own spending limit.
Checked 04 Oct 2026agingsource
Maximum per payment
Unknown
Rewards
No country limit
No token staking needed
Tier BaseBack on card spend
2%
Cap USD 5/month · Non-VIP users, no minimum spending. Only crypto-funded transactions earn rewards from 5 October 2026. Paid as Rewards Points that can be turned into USDT cashback
Checked 03 Oct 2026agingsource
Tier BetaBack on card spend
2%
Cap USD 50/month · VIP 1 or 2, or non-VIP users with monthly spending of at least 500 USD. Only crypto-funded transactions earn rewards from 5 October 2026. Paid as Rewards Points that can be turned into USDT cashback
Checked 03 Oct 2026agingsource
Tier AlphaBack on card spend
4%
Cap USD 150/month · VIP 3, or non-VIP users with monthly spending of at least 3,500 USD. Only crypto-funded transactions earn rewards from 5 October 2026. Paid as Rewards Points that can be turned into USDT cashback
Checked 03 Oct 2026agingsource
Tier ApexBack on card spend
6%
Cap USD 250/month · VIP 4 or PRO 1, or non-VIP users with monthly spending of at least 9,500 USD. Only crypto-funded transactions earn rewards from 5 October 2026. Paid as Rewards Points that can be turned into USDT cashback
Checked 03 Oct 2026agingsource
Tier OmegaBack on card spend
8%
Cap USD 400/month · VIP 5 or PRO 2, or non-VIP users with monthly spending of at least 12,500 USD. Only crypto-funded transactions earn rewards from 5 October 2026. Paid as Rewards Points that can be turned into USDT cashback
Checked 03 Oct 2026agingsource
Tier InfiniteBack on card spend
10%
Cap USD 600/month · Supreme VIP, PRO 3, PRO 4 or PRO 5, or non-VIP users with monthly spending of at least 25,000 USD. Only crypto-funded transactions earn rewards from 5 October 2026. Paid as Rewards Points that can be turned into USDT cashback
Checked 03 Oct 2026agingsource
Tier Subscriptions (category)Back on card spend
100%
Paid in Rewards Points · 100% rebate in Rewards Points (500 points per 1 USD spent) on ChatGPT Plus, Claude Pro, Netflix, Spotify, TradingView, Financial Times, Shahid and iQIYI bought on the merchant's official website. From 5 October 2026 only for non-VIP users in Tier 3 or above and all VIP users, and only for crypto-funded spend. Counts toward the tier's monthly points cap
Checked 03 Oct 2026agingsource
Top-up assets and networks
What the card spends from
Checked 03 Oct 2026agingsourceThe card spends the fiat balance in your Funding Account first, then the crypto you selected, in your payment priority order, when fiat is not enough.
- BTCNetwork not statedChecked 06 Oct 2026agingsource
- ETHNetwork not statedChecked 06 Oct 2026agingsource
- GRAMNetwork not statedChecked 06 Oct 2026agingsource
- USDCNetwork not statedChecked 06 Oct 2026agingsource
- USDTNetwork not statedChecked 06 Oct 2026agingsource
- XRPNetwork not statedChecked 06 Oct 2026agingsource
Access and funding
ATM withdrawals
Yes
You can withdraw cash at ATMs. The fees and limits above and below set the cost and the caps.
Checked 07 Oct 2026agingsource
Where it's available
Applying, shipping and using the card are tracked separately. A card can work in a country that it doesn't ship to.
Country
Can apply
Physical card ships
Card works
Verified
No country matches your search.
No information for 241 countries yet
Frequently asked questions about Bybit Card
Is Bybit Card a virtual or a physical card?
Bybit Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Bybit Card?
Yes. You can withdraw cash at ATMs.
Does Bybit Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Bybit Card?
You can top it up by crypto.
Does Bybit Card work with Apple Pay and Google Pay?
It works with Google Pay.
Which crypto can I use with Bybit Card?
It can be funded with 6 assets: USDC, USDT, BTC, ETH, GRAM and XRP.
Does Bybit Card have an annual fee?
No. Bybit Card has no annual fee. The conditions are listed in the fees table on this page.
Does Bybit Card pay cashback?
Yes. It pays 2% to 10% back on card spend, depending on tier.
In which countries can I apply for Bybit Card?
You can apply in Argentina, Australia, Brazil and Mexico. You cannot apply in India.
Sources
- Fees pageFees and Spending Limits Bybit Cardbybit.comChecked 15 Oct 2026
- Fees pageFees and Spending Limits Bybit Cardbybit.eu
- Supported countriesFAQ Bybit Card General Inquiriesbybit.comChecked 07 Oct 2026
- Supported countriesHow to Apply for Bybit Cardbybit.comChecked 15 Oct 2026
- Cardholder termsFees and Limits Schedule EU Cardbybit.eu
- Other official pageIntroduction to Bybit Cardbybit.comChecked 15 Oct 2026
- Other official pageFAQ Changes to Bybit Card Services in the EEA CH regionbybit.comChecked 15 Oct 2026
- Rewards termsIntroduction to Bybit Card Rewardsbybit.comChecked 15 Oct 2026
- Other official pageHow Bybit Card Transactions Workbybit.comChecked 03 Oct 2026
- Supported countriesBybit card countries availability 2026bybit.comChecked 05 Oct 2026