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Alternatives to Bybit

Other cards you can use instead of Bybit. Every Bybit card is left out, so the list only shows other providers. They are ranked by what they would cost you per year once their fees are counted.

Read our guide: how to choose
By Data updated 28 Oct 2026

Ranked cards

Showing costs in EUR for a typical profile: EUR 500 a month, 30% in a foreign currency, rewards that need staking or a paid plan left out. Choose your country to see only the cards open to you, priced in your currency.

Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.

  1. Biggest estimated net gain here at this spending level.

    Card product
    Not verified
    Network
    Visa
    Partly verified 07 Oct 2026aging
    Net gain per year+EUR 162
  2. Rewards come to more than the fees at this spending level.

    Card product
    Debit
    Network
    Visa
    Partly verified 22 Oct 2026aging
    Net gain per year+EUR 60
  3. Card product
    Debit
    Network
    Not verified
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 6
  4. Card product
    Debit
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 59
  5. Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.

    Card product
    Not verified
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 60
  6. Card product
    Not verified
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 73
  7. Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 89
  8. Card product
    Debit
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 93
  9. Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 102
  10. Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 105
  11. Card product
    Prepaid
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 114
  12. Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 183
  13. Card product
    Debit
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearEUR 186
  14. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 174Excludes FX fee
  15. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Secured by crypto
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 159Excludes annual fee, monthly fee and conversion fee
  16. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Secured by crypto
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 144Excludes conversion fee
  17. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Not verified
    Partly verified 28 Oct 2026aging
    Net gain per yearup to+EUR 120Excludes issuance fee, FX fee and conversion fee
  18. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Credit
    Network
    Not verified
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 120Excludes conversion fee
  19. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 88Excludes issuance fee and conversion fee
  20. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 22 Oct 2026aging
    Net gain per yearup to+EUR 60Excludes conversion fee
  21. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 60Excludes conversion fee
  22. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Credit
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 60Excludes issuance fee and conversion fee
  23. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 39Excludes FX fee
  24. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 36Excludes issuance fee and FX fee
  25. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 36Excludes issuance fee and FX fee
  26. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Credit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 36Excludes issuance fee and conversion fee
  27. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 30Excludes FX fee
  28. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Credit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 30Excludes FX fee and conversion fee
  29. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Not verified
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 30Excludes issuance fee
  30. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 15Excludes FX fee and conversion fee
  31. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Not verified
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 12Excludes conversion fee
  32. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 6Excludes conversion fee
  33. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 6Excludes conversion fee
  34. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net gain per yearup to+EUR 3Excludes conversion fee
  35. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 0Excludes FX fee and conversion fee
  36. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 0Excludes FX fee and conversion fee
  37. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 28 Oct 2026aging
    Net cost per yearat leastEUR 0Excludes conversion fee
  38. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 0Excludes conversion fee
  39. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 0Excludes issuance fee, FX fee and conversion fee
  40. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 3Excludes FX fee and conversion fee
  41. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Mastercard
    Partly verified 28 Oct 2026aging
    Net cost per yearat leastEUR 18Excludes 4 items
  42. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 21Excludes annual fee, monthly fee and conversion fee
  43. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Secured by crypto
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 27Excludes 4 items
  44. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 36Excludes 4 items
  45. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 36Excludes conversion fee
  46. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 37Excludes flat charge per foreign payment and conversion fee
  47. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 39Excludes annual fee and monthly fee
  48. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Secured by crypto
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 44Excludes conversion fee
  49. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 45Excludes issuance fee and FX fee
  50. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Visa
    Partly verified 22 Oct 2026aging
    Net cost per yearat leastEUR 46Excludes issuance fee, flat charge per foreign payment and conversion fee
  51. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 49Excludes conversion fee
  52. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Secured by crypto
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 52Excludes issuance fee, FX fee and conversion fee
  53. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 54Excludes annual fee, monthly fee and conversion fee
  54. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 54Excludes conversion fee
  55. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Secured by crypto
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 57Excludes annual fee, monthly fee and conversion fee
  56. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Checked 15 Oct 2026aging
    Net cost per yearat leastEUR 59Excludes conversion fee
  57. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 60Excludes annual fee, monthly fee and FX fee
  58. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 60Excludes issuance fee, FX fee and top-up fee
  59. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 63Excludes annual fee, monthly fee and FX fee
  60. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 64Excludes conversion fee
  61. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 78Excludes conversion fee
  62. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 22 Oct 2026aging
    Net cost per yearat leastEUR 105Excludes issuance fee, annual fee and monthly fee
  63. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 135Excludes FX fee
  64. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 158Excludes conversion fee
  65. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 229Excludes conversion fee
  66. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Checked 15 Oct 2026aging
    Net cost per yearat leastEUR 246Excludes conversion fee
  67. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 247Excludes annual fee, monthly fee and conversion fee
  68. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 269Excludes 4 items
  69. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Secured by crypto
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 295Excludes annual fee, monthly fee and conversion fee
  70. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Not verified
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 303Excludes FX fee and conversion fee
  71. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Prepaid
    Network
    Not verified
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 303Excludes conversion fee
  72. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Not verified
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 457Excludes issuance fee and conversion fee
  73. Leaves out fees the issuer does not list, so it ranks after the complete estimates.

    Card product
    Debit
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearat leastEUR 563Excludes issuance fee, annual fee and monthly fee
  74. No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearNo estimateKnown: card 9.99 USDT · top-up free.
  75. No estimate yet. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.

    Card product
    Prepaid
    Network
    Not verified
    Partly verified 15 Oct 2026aging
    Net cost per yearNo estimateKnown: account fee USD 209 · top-up 1%.
  76. No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.

    Card product
    Debit
    Network
    Not verified
    Partly verified 15 Oct 2026aging
    Net cost per yearNo estimateKnown: card free · top-up free.
  77. No estimate yet. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.

    Card product
    Prepaid
    Network
    Not verified
    Partly verified 28 Oct 2026
    Net cost per yearNo estimateKnown: account fee free · purchase fee free.
  78. No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX markup, conversion fee and rewards.

    Card product
    Debit
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearNo estimateKnown: card free.
  79. No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.

    Card product
    Secured by crypto
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearNo estimateKnown: card free.
  80. No estimate yet. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.

    Card product
    Debit
    Network
    Mastercard
    Partly verified 28 Oct 2026aging
    Net cost per yearNo estimateKnown: top-up free.
  81. No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.

    Card product
    Prepaid
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearNo estimateKnown: card free.
  82. No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.

    Card product
    Debit
    Network
    Not verified
    Partly verified 15 Oct 2026aging
    Net cost per yearNo estimateKnown: card free.
  83. No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.

    Card product
    Prepaid
    Network
    Mastercard
    Partly verified 15 Oct 2026aging
    Net cost per yearNo estimateKnown: card free.
  84. No estimate yet: this card's fees are not verified.

    Card product
    Secured by crypto
    Network
    Visa
    Partly verified 15 Oct 2026aging
    Net cost per yearNo estimateNo fee details yet

Not checked yet

These cards are not ranked and have no cost estimate. We have not verified the facts that define this list, or where the card is available. Not checked does not mean no.

  • Airtm Card

    Not checked yet

    We have not verified any country where it is open yet.

    Details
  • AIX Card

    Not checked yet

    We have not verified any country where it is open yet.

    Details
  • Anytap Card

    Not checked yet

    We have not verified any country where it is open yet.

    Details
  • ARQ Card

    Not checked yet

    We have not verified any country where it is open yet.

    Details
  • Binance Card

    Not checked yet

    We have not verified any country where it is open yet.

    Details
Two blank payment cards side by side with two curved arrows between them, as if swapping places.

Why look for an alternative to Bybit

These are general reasons, and worth asking yourself before you switch.

  • Availability. A card may not be offered in your country.
  • Cost for your spending. A fee that hardly matters for one spending pattern can add up for another.
  • Custody. You may prefer a company that holds your crypto, or a wallet you control yourself.
  • Network. You may want a specific card network because of where it is accepted.
  • Identity checks. You may want a lighter or a different level of KYC.
  • Product type. You may want a credit card or rewards instead of a plain debit card.

Bybit fees at a glance

This is what Cardsbench has on file for Bybit. Compare it with the cards in the list above.

Fee Bybit
Card issuance Free
Annual fee Free
Foreign exchange fee Varies
Conversion fee Varies
ATM withdrawal fee 2%

Sources and dates are on the Bybit card page. A fee is never shown as zero when we do not know it.

Where Bybit is available

Country Bybit
United States Not verified for the United States
United Kingdom Not verified for the United Kingdom
Germany Not verified for Germany
France Not verified for France
Spain Not verified for Spain
Italy Not verified for Italy
Brazil Available in Brazil
Romania Not verified for Romania
Canada Not verified for Canada
Australia Available in Australia

“Not verified” means we have not confirmed it. It does not mean the card is unavailable.

How to pick an alternative

How the list is ranked

The list ranks cards by estimated net cost per year: the fees you would pay minus the rewards you would earn. Every card goes through the same default spending profile, so the order is fair, but it is still a model. Cards without their cost fees on file get no estimate and come after the ones that do. Read the methodology for the full method, and use the Card Finder to rank cards for your own spending. For what the badges mean, see what verified means.

All best lists

How we rank cards and estimate costsAffiliate links never change a card's rank. Not financial advice.