Hyperbeat Pay Card
Issued via Third National
- Custody
- Self-custody
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Secured by crypto
- Wallets
- Apple Pay, Google Pay
Spending is backed by crypto you lock as collateral. No credit check, no interest.
Shipping countries are not published.
Partly verified · 6 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Hyperbeat Pay Card is a crypto card that comes as a virtual and a physical card. Spending is backed by crypto you lock as collateral. No credit check, no interest. It is issued by Third National. Payments run on the Visa network.
Funding and spending
You keep your keys, and the card spends from your own wallet. It is funded with crypto. You can top it up by crypto. You can reload it after the first load. It can be funded with 5 assets: USDC, USDT, BTC, ETH and SOL. Top-ups are accepted on 3 blockchain networks: Bitcoin, Ethereum and Solana.
Fees
It has no virtual card issuance fee. The ATM withdrawal fee is USD 1 + 0.65%. We have not verified the annual fee, monthly fee, foreign currency fee, crypto conversion spread and top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. Monthly spending limit: USD 100,000. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 48 countries. That includes 17 in North America, 10 in South America and 10 in Africa. You cannot apply in 17 countries, including China and India.
How we check
We last checked this card on 15 Oct 2026, against 10 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of Hyperbeat Pay Card
Pros
- No card issuance fee
- Self-custody: you keep control of your funds
- Spending limit of at least USD 100,000 a month
- You can apply in 48 countries
- Top up with 5 different crypto assets
- Works with Apple Pay and Google Pay
Cons
- 7 of 13 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- Use your virtual or physical Hyperbeat Pay card anywhere Visa is acceptedChecked 04 Oct 2026agingsource
No country matches your search.
Frequently asked questions about Hyperbeat Pay Card
Who issues Hyperbeat Pay Card?
Hyperbeat Pay Card is issued by Third National. Payments run on the Visa network.
Is Hyperbeat Pay Card a virtual or a physical card?
Hyperbeat Pay Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Hyperbeat Pay Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is USD 1 + 0.65%.
Does Hyperbeat Pay Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Hyperbeat Pay Card?
You can top it up by crypto.
Does Hyperbeat Pay Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Hyperbeat Pay Card?
It can be funded with 5 assets: USDC, USDT, BTC, ETH and SOL. Top-ups are accepted on 3 blockchain networks: Bitcoin, Ethereum and Solana.
What are the spending and ATM limits of Hyperbeat Pay Card?
Monthly spending limit: USD 100,000.
In which countries can I apply for Hyperbeat Pay Card?
You can apply in 48 countries. That includes 17 in North America, 10 in South America and 10 in Africa. You cannot apply in 17 countries, including China and India.
Sources
- Cardholder termsTermshyperbeat.orgChecked 15 Oct 2026
- Other official pageHyperbeat paydocs.hyperbeat.orgChecked 15 Oct 2026
- Other official pageapp.hyperbeat.org/pay
- Fees pageWhat are the rates and fees for consumer hyperbeat pay cardshelp.hyperbeat.orgChecked 15 Oct 2026
- Fees pageWhat is my spending limithelp.hyperbeat.orgChecked 15 Oct 2026
- Fees pageCan i withdraw cash from an atm will there be an extra feehelp.hyperbeat.orgChecked 07 Oct 2026
- Fees pageHow much does it cost to issue a virtual cardhelp.hyperbeat.orgChecked 15 Oct 2026
- Supported countriesIn which countries is hyperbeat pay availablehelp.hyperbeat.orgChecked 03 Oct 2026
- Supported countriesIn which regions is hyperbeat pay not availablehelp.hyperbeat.orgChecked 03 Oct 2026
- Other official pageHow do i add my hyperbeat pay card to apple wallet or google wallethelp.hyperbeat.org
- Other official pageHow to unlock your visa signature benefits on hyperbeat payhelp.hyperbeat.org
- Other official pageNative crypto depositshelp.hyperbeat.orgChecked 07 Oct 2026
- Other official pageIs liquid banking credit self custodial could it end up like blockfi or celsiushelp.hyperbeat.org
- Other official pageHow do i get a hyperbeat pay cardhelp.hyperbeat.orgChecked 15 Oct 2026