- Custody
- Self-custody
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Secured by crypto
- Wallets
- Apple Pay, Google Pay
Spending is backed by crypto you lock as collateral. No credit check, no interest.
Shipping countries are not published.
Partly verified · 10 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Avici Card is a crypto card that comes as a virtual and a physical card. Spending is backed by crypto you lock as collateral. No credit check, no interest. It is issued by Third National. Payments run on the Visa network. The card currency is USD.
Funding and spending
You keep your keys, and the card spends from your own wallet. It is funded with crypto. You can top it up by crypto. You can reload it after the first load. It can be funded with USDC. Top-ups are accepted on 4 blockchain networks: Arbitrum, Ethereum, Optimism and Polygon.
Fees
The card issuance fee is USD 15 to USD 30, depending on tier for the virtual card and USD 50 to USD 75, depending on tier for the physical card. The annual fee is USD 20. It has no monthly fee. The FX markup is 0%. It has no purchase fee. It has no top-up fee. The ATM withdrawal fee is USD 1 + 0.65%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the crypto conversion spread yet.
Limits and rewards
You can withdraw cash at ATMs. ATM withdrawal limit per day: USD 3,000. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 50 countries. That includes 20 in North America, 10 in South America and 9 in Asia. You cannot apply in 17 countries, including China and India.
How we check
We last checked this card on 15 Oct 2026, against 8 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Signature | Platinum |
|---|---|---|
| Card issuance | USD 30 to USD 75, depending on card type | USD 15 to USD 50, depending on card type |
| Annual fee | USD 20 | Not verified |
| Monthly fee | Not verified | Free |
| ATM withdrawal | Not verified | USD 1 + 0.65% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Avici Card
Pros
- No monthly fee
- No markup on the exchange rate
- Self-custody: you keep control of your funds
- You can apply in 50 countries
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- Annual fee: USD 20
- 3 of 13 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
The card contracts accept only USDC for credit, and any token can be used to top up.
- USDCArbitrumEthereumOptimismPolygonNetwork not statedChecked 03 Oct 2026agingsource
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- Avici credit card can be used at more than 100 million merchants worldwide.Checked 03 Oct 2026agingsource
No country matches your search.
Frequently asked questions about Avici Card
Who issues Avici Card?
Avici Card is issued by Third National. Payments run on the Visa network.
Is Avici Card a virtual or a physical card?
Avici Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Avici Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is USD 1 + 0.65%.
Does Avici Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Avici Card?
You can top it up by crypto. Avici Card has no top-up fee.
Does Avici Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Avici Card?
It can be funded with USDC. Top-ups are accepted on 4 blockchain networks: Arbitrum, Ethereum, Optimism and Polygon.
Does Avici Card have an annual fee?
Yes. The annual fee is USD 20. The conditions are listed in the fees table on this page.
What does Avici Card charge on payments in a foreign currency?
The FX markup is 0%. The conditions are listed in the fees table on this page.
What are the spending and ATM limits of Avici Card?
ATM withdrawal limit per day: USD 3,000.
In which countries can I apply for Avici Card?
You can apply in 50 countries. That includes 20 in North America, 10 in South America and 9 in Asia. You cannot apply in 17 countries, including China and India.
Sources
- Fees pageFees and limitsdocs.avici.moneyChecked 15 Oct 2026
- Supported countriesRegions and prohibitions for avici carddocs.avici.moneyChecked 02 Oct 2026
- Cardholder termsaviciii.notion.site/Avici-Card-Terms-USA-188a0cf0de2e8091a18cfdc4991789c0Checked 15 Oct 2026
- Other official pageVirtual and physical cardsdocs.avici.moneyChecked 15 Oct 2026
- Other official pageavici.moneyChecked 15 Oct 2026
- Other official pageSecured credit cardsdocs.avici.moneyChecked 03 Oct 2026
- Fees pageSpending and transactionsdocs.avici.moneyChecked 07 Oct 2026
- Other official pageFaqsdocs.avici.moneyChecked 15 Oct 2026