Solid Card
Card currency USD
- Custody
- Self-custody
- Network
- Visa
- Card types
- Virtual only
- Card product
- Secured by crypto
- Wallets
- Apple Pay, Google Pay
Spending is backed by crypto you lock as collateral. No credit check, no interest.
Partly verified · 8 of 12 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Solid Card is a virtual crypto card. Spending is backed by crypto you lock as collateral. No credit check, no interest. Payments run on the Visa network. The card currency is USD.
Funding and spending
You keep your keys, and the card spends from your own wallet. It is funded with crypto. You can top it up by crypto and bank transfer. You can reload it after the first load. It can be funded with USDC. Top-ups are accepted on 6 blockchain networks, including Arbitrum, Base, BNB Smart Chain, Ethereum and 2 more.
Fees
It has no card issuance fee. It has no annual fee. It has no monthly fee. The foreign currency fee is 0% to 1%, depending on tier. The FX markup is 1%. The top-up fee is 0%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the crypto conversion spread and ATM withdrawal fee yet.
Limits and rewards
Maximum per payment: USD 750,000. It pays 3% to 4% back on card spend, depending on tier. Rewards are paid in USDC. The 3% rate applies without staking, and staking raises it to 5%. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 103 countries. That includes 39 in Europe, 23 in Asia and 18 in North America. You cannot apply in 41 countries, including China and India. Where the issuer states who can apply, you need to be a resident of the country.
How we check
We last checked this card on 15 Oct 2026, against 11 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Core | Prime | Ultra |
|---|---|---|---|
| Foreign currency (FX) | 1% | 0.5% | 0% |
| Back on card spend | 3% | 4% | 5% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Solid Card
Pros
- No annual or monthly fee
- No card issuance fee
- 3% back, up to 5% with staking
- Self-custody: you keep control of your funds
- You can apply in 103 countries
- Works with Apple Pay and Google Pay
Cons
- 4 of 12 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
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Limits
Rewards
Top-up assets and networks
The card spends only the balance loaded onto it (the Spendable balance); money in the Solid Wallet or Savings is not used until it is moved onto the card.
- USDCArbitrumBaseBNB Smart ChainEthereumFusePolygonNetwork not statedChecked 03 Oct 2026agingsource
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
No country matches your search.
Frequently asked questions about Solid Card
Is Solid Card a virtual or a physical card?
Solid Card is a virtual card only.
Does Solid Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Solid Card?
You can top it up by crypto and bank transfer. The top-up fee is 0%.
Does Solid Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Solid Card?
It can be funded with USDC. Top-ups are accepted on 6 blockchain networks, including Arbitrum, Base, BNB Smart Chain, Ethereum and 2 more.
Does Solid Card have an annual fee?
No. Solid Card has no annual fee.
What does Solid Card charge on payments in a foreign currency?
The foreign currency fee is 0% to 1%, depending on tier. The FX markup is 1%. The conditions are listed in the fees table on this page.
Does Solid Card pay cashback?
Yes. It pays 3% to 4% back on card spend, depending on tier. Rewards are paid in USDC. Some rewards need you to stake a token.
What are the spending and ATM limits of Solid Card?
Maximum per payment: USD 750,000.
In which countries can I apply for Solid Card?
You can apply in 103 countries. That includes 39 in Europe, 23 in Asia and 18 in North America. You cannot apply in 41 countries, including China and India.
Sources
- Fees pageUnderstanding solid's feessupport.solid.xyzChecked 03 Oct 2026
- Fees pageCard fees limitssupport.solid.xyzChecked 03 Oct 2026
- Supported countriesWhere the solid card is availablesupport.solid.xyzChecked 03 Oct 2026
- Rewards termsHow cashback works and how to spend itsupport.solid.xyzChecked 03 Oct 2026
- Cardholder termsSolid disclosuressupport.solid.xyz
- Other official pageWhat is the solid cardsupport.solid.xyzChecked 03 Oct 2026
- Fees pageSolid fees and limits the complete overviewsupport.solid.xyz
- Other official pageHow to get your solid visa cardsupport.solid.xyzChecked 07 Oct 2026
- Other official pageHow to top up your card balancesupport.solid.xyzChecked 07 Oct 2026
- Other official pageSpending online in store with apple pay google paysupport.solid.xyzChecked 15 Oct 2026
- Other official pageSupported networks and tokens on solidsupport.solid.xyzChecked 05 Oct 2026
- Supported countriesWhere is solid availablesupport.solid.xyzChecked 04 Oct 2026
- Cardholder termsCard terms for international consumer programsupport.solid.xyzChecked 15 Oct 2026
- Cardholder termsFuse network ltd card terms for u s consumer programsupport.solid.xyz