Review
What it is
Bitrefill Card is a crypto card that comes as a virtual and a physical card. It is a debit card. It is issued by Wallester. Payments run on the Visa network. The card currency is EUR.
Funding and spending
The company holds your balance, and the card spends from it. It is funded with crypto. You can top it up by crypto. You can reload it after the first load. It can be funded with 6 assets: USDC, BNB, BTC, ETH, POL and SOL. Top-ups are accepted on 6 blockchain networks, including BNB Smart Chain, Bitcoin, Lightning, Ethereum and 2 more.
Fees
It has no card issuance fee. It has no monthly fee. It has no foreign currency fee. The top-up fee is 1.99%. The ATM withdrawal fee is 2.49%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee and crypto conversion spread yet.
Limits and rewards
You can withdraw cash at ATMs. Daily spending limit: EUR 10,000. Monthly spending limit: EUR 10,000 to EUR 15,000, depending on tier. ATM withdrawal limit per day: EUR 350. ATM withdrawal limit per month: EUR 3,000. Maximum per payment: EUR 200. It pays 1% back on card spend. It works with Google Pay but not with Apple Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 28 countries. You cannot apply in 219 countries, including the United States, the United Kingdom and Canada. Where the issuer states who can apply, you need to be a resident of the country. The physical card ships to 27 countries.
How we check
We last checked this card on 15 Oct 2026, against 21 official issuer pages. The tables below show the source and the check date of every value we have verified.
Tiers compared
| Fee or limit | Starter | Plus |
|---|---|---|
| ATM per day | EUR 350 | EUR 350 |
| ATM per month | EUR 3,000 | EUR 3,000 |
| Daily spend | EUR 10,000 | EUR 10,000 |
| Monthly spend | EUR 10,000 | EUR 15,000 |
| Total deposits (lifetime) | EUR 15,000 | No limit |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Bitrefill Card
Pros
- No monthly fee
- No foreign exchange fee
- No card issuance fee
- 1% back on spending
- Top up with 6 different crypto assets
- Works with Google Pay
Cons
- Only available in the EEA
- Custodial: the issuer holds your funds
Who it suits
- People who live in the EEA, the only region where the card is available
- Frequent travellers, as there is no foreign exchange fee
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
Top-up assets and networks
Access and funding
Where it's available
Applying, shipping and using the card are tracked separately. A card can work in a country that it doesn't ship to.
Rules the issuer states
No country matches your search.
Frequently asked questions about Bitrefill Card
Who issues Bitrefill Card?
Bitrefill Card is issued by Wallester. Payments run on the Visa network.
Is Bitrefill Card a virtual or a physical card?
Bitrefill Card comes as both a virtual and a physical card. The physical card ships to 27 countries.
Can I withdraw cash from an ATM with Bitrefill Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is 2.49%.
Does Bitrefill Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Bitrefill Card?
You can top it up by crypto. The top-up fee is 1.99%.
Does Bitrefill Card work with Apple Pay and Google Pay?
It works with Google Pay but not with Apple Pay.
Which crypto can I use with Bitrefill Card?
It can be funded with 6 assets: USDC, BNB, BTC, ETH, POL and SOL. Top-ups are accepted on 6 blockchain networks, including BNB Smart Chain, Bitcoin, Lightning, Ethereum and 2 more.
What does Bitrefill Card charge on payments in a foreign currency?
Bitrefill Card has no foreign currency fee. The conditions are listed in the fees table on this page.
Does Bitrefill Card pay cashback?
Yes. It pays 1% back on card spend.
What are the spending and ATM limits of Bitrefill Card?
Daily spending limit: EUR 10,000. Monthly spending limit: EUR 10,000 to EUR 15,000, depending on tier. ATM withdrawal limit per day: EUR 350. ATM withdrawal limit per month: EUR 3,000. Maximum per payment: EUR 200.
In which countries can I apply for Bitrefill Card?
You can apply in 28 countries. You cannot apply in 219 countries, including the United States, the United Kingdom and Canada.
Sources
- Fees pageWhat is the fee to add money to the Bitrefill Cardhelp.bitrefill.comChecked 15 Oct 2026
- Fees pageIs there a fee for ATM withdrawalshelp.bitrefill.com
- Fees pageAre there any foreign exchange fees with the Bitrefill Cardhelp.bitrefill.comChecked 15 Oct 2026
- Fees pageDoes the Bitrefill Card have an issuance feehelp.bitrefill.comChecked 15 Oct 2026
- Supported countriesWho is eligible to apply for the Bitrefill Cardhelp.bitrefill.comChecked 15 Oct 2026
- Supported countriesTemporary Suspension of Bitrefill Card Applications from Hungarian Residentshelp.bitrefill.com
- Rewards termsHow do I earn Bitrefill Card cashbackhelp.bitrefill.com
- Other official pageWho is your partner for the Bitrefill Card serviceshelp.bitrefill.comChecked 15 Oct 2026
- Cardholder termsStriga Restrictions and Limitationsstorage.googleapis.com
- Cardholder termsStriga Card T&Cs Combinedstorage.googleapis.comChecked 15 Oct 2026
- Fees pagePricingbitrefill.comChecked 15 Oct 2026
- Fees pageFeaturesbitrefill.comChecked 07 Oct 2026
- Rewards termsRewardsbitrefill.com
- Other official pagewww.bitrefill.com/card/faqChecked 03 Oct 2026
- Other official pageCardbitrefill.comChecked 15 Oct 2026
- Cardholder termsWhat are the different limits and tiers for the Bitrefill Cardhelp.bitrefill.comChecked 15 Oct 2026
- Supported countriesHow long does it take for the Bitrefill Card to get to mehelp.bitrefill.comChecked 15 Oct 2026
- Supported countriesWhere can I use my Bitrefill Cardhelp.bitrefill.comChecked 15 Oct 2026
- Other official pageHow do I activate contactless for my Bitrefill Cardhelp.bitrefill.comChecked 15 Oct 2026
- Rewards termsHow do I get my monthly Bitrefill Card eSIM rewardhelp.bitrefill.com
- Fees pageIs there any fee for getting the physical cardhelp.bitrefill.com
- Other official pageWhat cryptocurrencies can I load onto the Bitrefill Cardhelp.bitrefill.comChecked 15 Oct 2026
- Other official pageWhat is the Bitrefill Cardhelp.bitrefill.comChecked 15 Oct 2026
- Other official pageCan I link my Bitrefill Card to Google Payhelp.bitrefill.comChecked 15 Oct 2026
- Other official pageCan I link my Bitrefill Card to Apple Payhelp.bitrefill.comChecked 15 Oct 2026
- Fees pageWhat happens if I make too small of a deposithelp.bitrefill.comChecked 15 Oct 2026
- Cardholder termsWhat are the different transaction types in my Bitrefill Cardhelp.bitrefill.comChecked 15 Oct 2026
- Cardholder termsTermsbitrefill.com
- Cardholder termsStriga Terms of Service Co Brand Partners End Usersstorage.googleapis.com
- Other official pageWhat are the spending limits for the Bitrefill Cardhelp.bitrefill.com
- Other official pageHow do I add money to the Bitrefill Cardhelp.bitrefill.comChecked 15 Oct 2026
- Fees pageCan I order a replacement card if mine gets damagedhelp.bitrefill.com
- Fees pageWhat happens if I lose my physical cardhelp.bitrefill.com
- Rewards termsIs there any fee for using or redeeming my Bitrefill Card cashbackhelp.bitrefill.com
- Other official pageDoes the physical card support contactless paymentshelp.bitrefill.com
- Other official pageHow can I get a Physical or Virtual Cardhelp.bitrefill.com