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Active program

Krak Card

Issued via Monavate · Card currency GBP, EUR

Custody
Custodial
Network
Mastercard
Card types
Virtual + physical
Card product
Debit
Wallets
Apple Pay, Google Pay

Partly verified · 12 of 13 key facts · last checked 15 Oct 2026 · aging

Facts reviewed by

Review

What it is

Krak Card is a crypto card that comes as a virtual and a physical card. It is a debit card. It is issued by Monavate. Payments run on the Mastercard network. The card currencies are GBP, EUR.

Funding and spending

The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. You can top it up by bank transfer and debit or credit card. You can reload it after the first load. Spends from your Krak balance: crypto from 600+ assets in the app, though not all are available for card payments, plus fiat balances.

Fees

It has no card issuance fee. It has no annual fee. It has no monthly fee. The foreign currency fee is 0%. It has no ATM withdrawal fee. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the crypto conversion spread and top-up fee yet.

Limits and rewards

You can withdraw cash at ATMs. It pays 0% to 2% back on card spend, depending on tier. Every reward rate depends on a condition such as staking, a paid plan or a minimum balance, up to 2% back. It works with Apple Pay and Google Pay.

Signing up

Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 32 countries. That includes 31 in Europe and 1 in North America. You cannot apply in 215 countries, including Canada, Australia and Japan. Where the issuer states who can apply, you need to be a resident of the country. The physical card ships to 31 countries.

How we check

We last checked this card on 15 Oct 2026, against 11 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.

Tiers compared

Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Fee or limitEliteLiteMaxProStarter
Back on card spend1.5%0.5%2%1%0%

Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.

Pros and cons of Krak Card

Pros

  • No annual or monthly fee
  • No foreign exchange fee
  • No card issuance fee
  • You can apply in 32 countries
  • Works with Apple Pay and Google Pay
  • Comes as a virtual and a physical card

Cons

  • Rewards need a paid plan, a lock or a minimum balance
  • Custodial: the issuer holds your funds

Who it suits

  • Frequent travellers, as there is no foreign exchange fee

Built only from facts we have verified. Anything we have not verified is left out.

Fees

Amounts in the card currency, as the issuer publishes them
Virtual card issuance
Free
Limit of three virtual cards per rolling 30 days
Checked 03 Oct 2026agingsource
Physical card issuance
Free
Checked 03 Oct 2026agingsource
Annual fee
Free
No annual fee in any region; the currency is nominal for a zero fee.
Checked 02 Oct 2026agingsource
Monthly fee
Free
No monthly fee in any region; the currency is nominal for a zero fee.
Checked 02 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
0%
Mastercard exchange rate without markup
Checked 03 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Varies
A variable spread is included for card transactions involving crypto.
Checked 03 Oct 2026agingsource
ATM withdrawal
Free
ATM operator fees may apply
Checked 03 Oct 2026agingsource
Top-up
Applies in United Kingdom
GBP 0.25 + 3.75%
Per deposit by debit card, Apple Pay or Google Pay
Checked 05 Oct 2026agingsource
Top-up
Austria, Belgium, Bulgaria and 27 more
EUR 0.25 + 3.75%
Per deposit by debit card, Apple Pay or Google Pay
Checked 05 Oct 2026agingsource
Inactivity
Unknown
Card replacement
Applies in United Kingdom
GBP 4.99
Checked 02 Oct 2026agingsource
Card replacement
Austria, Belgium, Bulgaria and 27 more
EUR 4.99
Checked 03 Oct 2026agingsource
Other fee
Varies
Monavate may charge a fee if you end the card agreement within the first six months. The amount is not stated.
Checked 03 Oct 2026agingsource
Shipping
Applies in United Kingdom
Free
Orange or black physical card shipped free.
Checked 03 Oct 2026agingsource

Limits

Daily spend
EUR 12,000
EUR column, for EEA customers whose card is in EUR. UK limits are on the cc:GB row.
Checked 02 Oct 2026agingsource
Daily spendApplies in United Kingdom
GBP 22,000
Checked 02 Oct 2026agingsource
Monthly spend
EUR 12,000
EUR column, for EEA customers whose card is in EUR. UK limits are on the cc:GB row.
Checked 02 Oct 2026agingsource
Monthly spendApplies in United Kingdom
GBP 22,000
Checked 02 Oct 2026agingsource
ATM per dayApplies in United Kingdom
GBP 750
Checked 02 Oct 2026agingsource
ATM per day
EUR 900
EUR column, for EEA customers whose card is in EUR. UK limits are on the cc:GB row.
Checked 02 Oct 2026agingsource
ATM per monthApplies in United Kingdom
GBP 4,000
Checked 02 Oct 2026agingsource
ATM per month
EUR 4,800
EUR column, for EEA customers whose card is in EUR. UK limits are on the cc:GB row.
Checked 02 Oct 2026agingsource
ATM per withdrawalApplies in United Kingdom
GBP 250
Checked 03 Oct 2026agingsource
ATM per withdrawalAustria, Belgium, Bulgaria and 27 more
EUR 300
Checked 03 Oct 2026agingsource
Top-up per day
Unknown
Maximum per paymentApplies in United Kingdom
GBP 5,000
Checked 02 Oct 2026agingsource
Maximum per payment
EUR 6,000
EUR column, for EEA customers whose card is in EUR. UK limits are on the cc:GB row.
Checked 02 Oct 2026agingsource
Contactless per paymentAustria, Belgium, Bulgaria and 27 more
EUR 150
Cumulative contactless limit, not per payment
Checked 03 Oct 2026agingsource
Contactless per paymentApplies in United Kingdom
GBP 300
Checked 03 Oct 2026agingsource

Rewards

No country limit
No token staking needed
Tier StarterBack on card spend
0%
30-day average balance below 200 GBP or EUR earns 0%.
Checked 02 Oct 2026agingsource
Tier LiteBack on card spend
0.5%
30-day average balance across Krak, Kraken and Kraken Pro of at least 200 GBP or EUR. Paid in local fiat or BTC. No monthly cap. Excludes ATM withdrawals and refunds.
Checked 02 Oct 2026agingsource
Tier ProBack on card spend
1%
30-day average balance across Krak, Kraken and Kraken Pro of at least 1000 GBP or EUR. Paid in local fiat or BTC. No monthly cap. Excludes ATM withdrawals and refunds.
Checked 02 Oct 2026agingsource
Tier EliteBack on card spend
1.5%
30-day average balance across Krak, Kraken and Kraken Pro of at least 10000 GBP or EUR. Paid in local fiat or BTC. No monthly cap. Excludes ATM withdrawals and refunds.
Checked 02 Oct 2026agingsource
Tier MaxBack on card spend
2%
30-day average balance across Krak, Kraken and Kraken Pro of at least 50000 GBP or EUR. Paid in local fiat or BTC. No monthly cap. Excludes ATM withdrawals and refunds.
Checked 02 Oct 2026agingsource
Applies in United Kingdom
Tier Travel (category)Back on card spend
4%
No token staking needed · Up to 4% boosted cashback on travel booked through Krak Concierge.
Checked 03 Oct 2026agingsource

Top-up assets and networks

What the card spends from

Spends from your Krak balance: crypto from 600+ assets in the app, though not all are available for card payments, plus fiat balances.

Checked 03 Oct 2026agingsource

Access and funding

Identity check (KYC)
Full
A government ID document and/or a selfie.
Checked 07 Oct 2026agingsource
ATM withdrawals
Yes
You can withdraw cash at ATMs. The fees and limits above and below set the cost and the caps.
Checked 07 Oct 2026agingsource
Reloadable
Yes
You can top the card up again after the first load.
Checked 07 Oct 2026agingsource
Top-up methods
Bank transfer and Debit or credit card
The ways you can add money to the card.
Checked 07 Oct 2026agingsource

Where it's available

Applying, shipping and using the card are tracked separately. A card can work in a country that it doesn't ship to.

Rules the issuer states

  • Die Krak Karte ist derzeit nur für private Konten und Einwohner des Vereinigten Königreichs, des EWR und der USA verfügbar - weitere Länder folgen in Kürze!Checked 03 Oct 2026agingsource
  • Die Krak Karte ist derzeit nur für private Konten und Einwohner des Vereinigten Königreichs, des EWR und der USA verfügbar - weitere Länder folgen in Kürze!Checked 03 Oct 2026agingsource
  • The Krak Card is a Mastercard debit card that lets you spend directly from your Krak Everyday account balance, anywhere Mastercard is accepted - online, in-store, and at ATMs in over 190 countries worldwide.Checked 03 Oct 2026agingsource
  • At present, Krak Debit Card is only available to individual clients located in the United Kingdom, EEA and the US.Verified 22 Oct 2026source
  • residents of the UK and the EUVerified 22 Oct 2026source
Country
Can apply
Physical card ships
Card works
Verified
🇦🇫 Afghanistan
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇽 Åland Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇱 Albania
No
No
Yes
Checked 03 Oct 2026agingsource
🇩🇿 Algeria
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇸 American Samoa
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇩 Andorra
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇴 Angola
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇮 Anguilla
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇬 Antigua & Barbuda
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇷 Argentina
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇲 Armenia
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇼 Aruba
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇨 Ascension Island
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇺 Australia
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇹 Austria
Yes
Yes
Yes
Verified 22 Oct 2026source
🇦🇿 Azerbaijan
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇸 Bahamas
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇭 Bahrain
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇩 Bangladesh
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇧 Barbados
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇾 Belarus
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇪 Belgium
Yes
Yes
Yes
Verified 22 Oct 2026source
🇧🇿 Belize
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇯 Benin
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇲 Bermuda
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇹 Bhutan
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇴 Bolivia
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇦 Bosnia & Herzegovina
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇼 Botswana
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇷 Brazil
No
No
Yes
Checked 03 Oct 2026agingsource
🇮🇴 British Indian Ocean Territory
No
No
Yes
Checked 03 Oct 2026agingsource
🇻🇬 British Virgin Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇳 Brunei
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇬 Bulgaria
Yes
Yes
Yes
Verified 22 Oct 2026source
🇧🇫 Burkina Faso
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇮 Burundi
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇭 Cambodia
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇲 Cameroon
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇦 Canada
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇻 Cape Verde
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇶 Caribbean Netherlands
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇾 Cayman Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇫 Central African Republic
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇩 Chad
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇱 Chile
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇳 China
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇽 Christmas Island
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇨 Cocos (Keeling) Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇴 Colombia
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇲 Comoros
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇰 Cook Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇷 Costa Rica
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇮 Côte d’Ivoire
No
No
Yes
Checked 03 Oct 2026agingsource
🇭🇷 Croatia
Yes
Yes
Yes
Verified 22 Oct 2026source
🇨🇺 Cuba
No
No
Unknown
Checked 03 Oct 2026agingsource
🇨🇼 Curaçao
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇾 Cyprus
Yes
Yes
Yes
Verified 22 Oct 2026source
🇨🇿 Czechia
Yes
Yes
Yes
Verified 22 Oct 2026source
🇩🇰 Denmark
Yes
Yes
Yes
Verified 22 Oct 2026source
🇩🇯 Djibouti
No
No
Yes
Checked 03 Oct 2026agingsource
🇩🇲 Dominica
No
No
Yes
Checked 03 Oct 2026agingsource
🇩🇴 Dominican Republic
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇩 DR Congo
No
No
Yes
Checked 03 Oct 2026agingsource
🇪🇨 Ecuador
No
No
Yes
Checked 03 Oct 2026agingsource
🇪🇬 Egypt
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇻 El Salvador
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇶 Equatorial Guinea
No
No
Yes
Checked 03 Oct 2026agingsource
🇪🇷 Eritrea
No
No
Yes
Checked 03 Oct 2026agingsource
🇪🇪 Estonia
Yes
Yes
Yes
Verified 22 Oct 2026source
🇸🇿 Eswatini
No
No
Yes
Checked 03 Oct 2026agingsource
🇪🇹 Ethiopia
No
No
Yes
Checked 03 Oct 2026agingsource
🇫🇰 Falkland Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇫🇴 Faroe Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇫🇯 Fiji
No
No
Yes
Checked 03 Oct 2026agingsource
🇫🇮 Finland
Yes
Yes
Yes
Verified 22 Oct 2026source
🇫🇷 France
Yes
Yes
Yes
Verified 22 Oct 2026source
🇬🇫 French Guiana
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇫 French Polynesia
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇦 Gabon
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇲 Gambia
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇪 Georgia
No
No
Yes
Checked 03 Oct 2026agingsource
🇩🇪 Germany
Yes
Yes
Yes
Verified 22 Oct 2026source
🇬🇭 Ghana
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇮 Gibraltar
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇷 Greece
Yes
Yes
Yes
Verified 22 Oct 2026source
🇬🇱 Greenland
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇩 Grenada
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇵 Guadeloupe
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇺 Guam
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇹 Guatemala
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇬 Guernsey
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇳 Guinea
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇼 Guinea-Bissau
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇾 Guyana
No
No
Yes
Checked 03 Oct 2026agingsource
🇭🇹 Haiti
No
No
Yes
Checked 03 Oct 2026agingsource
🇭🇳 Honduras
No
No
Yes
Checked 03 Oct 2026agingsource
🇭🇰 Hong Kong
No
No
Yes
Checked 03 Oct 2026agingsource
🇭🇺 Hungary
Yes
Yes
Yes
Verified 22 Oct 2026source
🇮🇸 Iceland
Yes
Yes
Yes
Verified 22 Oct 2026source
🇮🇳 India
No
No
Yes
Checked 03 Oct 2026agingsource
🇮🇩 Indonesia
No
No
Yes
Checked 03 Oct 2026agingsource
🇮🇷 Iran
No
No
Unknown
Checked 03 Oct 2026agingsource
🇮🇶 Iraq
No
No
Yes
Checked 03 Oct 2026agingsource
🇮🇪 Ireland
Yes
Yes
Yes
Verified 22 Oct 2026source
🇮🇲 Isle of Man
No
No
Yes
Checked 03 Oct 2026agingsource
🇮🇱 Israel
No
No
Yes
Checked 03 Oct 2026agingsource
🇮🇹 Italy
Yes
Yes
Yes
Verified 22 Oct 2026source
🇯🇲 Jamaica
No
No
Yes
Checked 03 Oct 2026agingsource
🇯🇵 Japan
No
No
Yes
Checked 03 Oct 2026agingsource
🇯🇪 Jersey
No
No
Yes
Checked 03 Oct 2026agingsource
🇯🇴 Jordan
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇿 Kazakhstan
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇪 Kenya
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇮 Kiribati
No
No
Yes
Checked 03 Oct 2026agingsource
🇽🇰 Kosovo
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇼 Kuwait
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇬 Kyrgyzstan
No
No
Yes
Checked 03 Oct 2026agingsource
🇱🇦 Laos
No
No
Yes
Checked 03 Oct 2026agingsource
🇱🇻 Latvia
Yes
Yes
Yes
Verified 22 Oct 2026source
🇱🇧 Lebanon
No
No
Yes
Checked 03 Oct 2026agingsource
🇱🇸 Lesotho
No
No
Yes
Checked 03 Oct 2026agingsource
🇱🇷 Liberia
No
No
Yes
Checked 03 Oct 2026agingsource
🇱🇾 Libya
No
No
Yes
Checked 03 Oct 2026agingsource
🇱🇮 Liechtenstein
Yes
Yes
Yes
Verified 22 Oct 2026source
🇱🇹 Lithuania
Yes
Yes
Yes
Verified 22 Oct 2026source
🇱🇺 Luxembourg
Yes
Yes
Yes
Verified 22 Oct 2026source
🇲🇴 Macao
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇬 Madagascar
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇼 Malawi
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇾 Malaysia
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇻 Maldives
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇱 Mali
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇹 Malta
Yes
Yes
Yes
Verified 22 Oct 2026source
🇲🇭 Marshall Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇶 Martinique
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇷 Mauritania
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇺 Mauritius
No
No
Yes
Checked 03 Oct 2026agingsource
🇾🇹 Mayotte
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇽 Mexico
No
No
Yes
Checked 03 Oct 2026agingsource
🇫🇲 Micronesia
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇩 Moldova
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇨 Monaco
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇳 Mongolia
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇪 Montenegro
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇸 Montserrat
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇦 Morocco
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇿 Mozambique
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇲 Myanmar (Burma)
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇦 Namibia
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇷 Nauru
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇵 Nepal
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇱 Netherlands
Yes
Yes
Yes
Verified 22 Oct 2026source
🇳🇨 New Caledonia
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇿 New Zealand
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇮 Nicaragua
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇪 Niger
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇬 Nigeria
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇺 Niue
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇫 Norfolk Island
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇵 North Korea
No
No
Unknown
Checked 03 Oct 2026agingsource
🇲🇰 North Macedonia
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇵 Northern Mariana Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇳🇴 Norway
Yes
Yes
Yes
Verified 22 Oct 2026source
🇴🇲 Oman
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇰 Pakistan
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇼 Palau
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇸 Palestine
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇦 Panama
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇬 Papua New Guinea
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇾 Paraguay
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇪 Peru
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇭 Philippines
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇳 Pitcairn Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇱 Poland
Yes
Yes
Yes
Verified 22 Oct 2026source
🇵🇹 Portugal
Yes
Yes
Yes
Verified 22 Oct 2026source
🇵🇷 Puerto Rico
No
No
Yes
Checked 03 Oct 2026agingsource
🇶🇦 Qatar
No
No
Yes
Checked 03 Oct 2026agingsource
🇨🇬 Republic of the Congo
No
No
Yes
Checked 03 Oct 2026agingsource
🇷🇪 Réunion
No
No
Yes
Checked 03 Oct 2026agingsource
🇷🇴 Romania
Yes
Yes
Yes
Verified 22 Oct 2026source
🇷🇺 Russia
No
No
Unknown
Checked 03 Oct 2026agingsource
🇷🇼 Rwanda
No
No
Yes
Checked 03 Oct 2026agingsource
🇼🇸 Samoa
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇲 San Marino
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇹 São Tomé & Príncipe
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇦 Saudi Arabia
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇳 Senegal
No
No
Yes
Checked 03 Oct 2026agingsource
🇷🇸 Serbia
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇨 Seychelles
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇱 Sierra Leone
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇬 Singapore
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇽 Sint Maarten
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇰 Slovakia
Yes
Yes
Yes
Verified 22 Oct 2026source
🇸🇮 Slovenia
Yes
Yes
Yes
Verified 22 Oct 2026source
🇸🇧 Solomon Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇴 Somalia
No
No
Yes
Checked 03 Oct 2026agingsource
🇿🇦 South Africa
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇷 South Korea
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇸 South Sudan
No
No
Yes
Checked 03 Oct 2026agingsource
🇪🇸 Spain
Yes
Yes
Yes
Verified 22 Oct 2026source
🇱🇰 Sri Lanka
No
No
Yes
Checked 03 Oct 2026agingsource
🇧🇱 St Barthélemy
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇭 St Helena
No
No
Yes
Checked 03 Oct 2026agingsource
🇰🇳 St Kitts & Nevis
No
No
Yes
Checked 03 Oct 2026agingsource
🇱🇨 St Lucia
No
No
Yes
Checked 03 Oct 2026agingsource
🇲🇫 St Martin
No
No
Yes
Checked 03 Oct 2026agingsource
🇵🇲 St Pierre & Miquelon
No
No
Yes
Checked 03 Oct 2026agingsource
🇻🇨 St Vincent & the Grenadines
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇩 Sudan
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇷 Suriname
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇯 Svalbard & Jan Mayen
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇪 Sweden
Yes
Yes
Yes
Verified 22 Oct 2026source
🇨🇭 Switzerland
No
No
Yes
Checked 03 Oct 2026agingsource
🇸🇾 Syria
No
No
Unknown
Checked 03 Oct 2026agingsource
🇹🇼 Taiwan
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇯 Tajikistan
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇿 Tanzania
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇭 Thailand
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇱 Timor-Leste
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇬 Togo
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇰 Tokelau
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇴 Tonga
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇹 Trinidad & Tobago
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇦 Tristan da Cunha
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇳 Tunisia
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇷 Türkiye
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇲 Turkmenistan
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇨 Turks & Caicos Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇹🇻 Tuvalu
No
No
Yes
Checked 03 Oct 2026agingsource
🇺🇬 Uganda
No
No
Yes
Checked 03 Oct 2026agingsource
🇺🇦 Ukraine
No
No
Yes
Checked 03 Oct 2026agingsource
🇦🇪 United Arab Emirates
No
No
Yes
Checked 03 Oct 2026agingsource
🇬🇧 United KingdomPrivate accounts only.
Yes · residents
Yes
Yes
Checked 03 Oct 2026agingsource
🇺🇸 United States
Yes
Unknown
Yes
Verified 22 Oct 2026source
🇺🇾 Uruguay
No
No
Yes
Checked 03 Oct 2026agingsource
🇺🇲 US Outlying Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇻🇮 US Virgin Islands
No
No
Yes
Checked 03 Oct 2026agingsource
🇺🇿 Uzbekistan
No
No
Yes
Checked 03 Oct 2026agingsource
🇻🇺 Vanuatu
No
No
Yes
Checked 03 Oct 2026agingsource
🇻🇦 Vatican City
No
No
Yes
Checked 03 Oct 2026agingsource
🇻🇪 Venezuela
No
No
Yes
Checked 03 Oct 2026agingsource
🇻🇳 Vietnam
No
No
Yes
Checked 03 Oct 2026agingsource
🇼🇫 Wallis & Futuna
No
No
Yes
Checked 03 Oct 2026agingsource
🇪🇭 Western Sahara
No
No
Yes
Checked 03 Oct 2026agingsource
🇾🇪 Yemen
No
No
Yes
Checked 03 Oct 2026agingsource
🇿🇲 Zambia
No
No
Yes
Checked 03 Oct 2026agingsource
🇿🇼 Zimbabwe
No
No
Yes
Checked 03 Oct 2026agingsource

Frequently asked questions about Krak Card

Who issues Krak Card?

Krak Card is issued by Monavate. Payments run on the Mastercard network.

Is Krak Card a virtual or a physical card?

Krak Card comes as both a virtual and a physical card. The physical card ships to 31 countries.

Can I withdraw cash from an ATM with Krak Card?

Yes. You can withdraw cash at ATMs. Krak Card has no ATM withdrawal fee.

Does Krak Card require KYC?

Signing up needs full KYC: a government ID document, and sometimes a selfie.

How do I top up Krak Card?

You can top it up by bank transfer and debit or credit card.

Does Krak Card work with Apple Pay and Google Pay?

It works with Apple Pay and Google Pay.

Which crypto can I use with Krak Card?

Spends from your Krak balance: crypto from 600+ assets in the app, though not all are available for card payments, plus fiat balances.

Does Krak Card have an annual fee?

No. Krak Card has no annual fee. The conditions are listed in the fees table on this page.

What does Krak Card charge on payments in a foreign currency?

The foreign currency fee is 0%. The conditions are listed in the fees table on this page.

Does Krak Card pay cashback?

Yes. It pays 0% to 2% back on card spend, depending on tier.

In which countries can I apply for Krak Card?

You can apply in 32 countries. That includes 31 in Europe and 1 in North America. You cannot apply in 215 countries, including Canada, Australia and Japan.

Sources

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