Review
What it is
SwissBorg Card is a virtual crypto card. It is a debit card. It is issued by Monavate. Payments run on the Mastercard network. The card currencies are EUR, GBP, CHF.
Funding and spending
The company holds your balance, and the card spends from it. It is funded with crypto. You can top it up by crypto. It can be funded with 8 assets: USDC, BORG, BTC, ETH, EUROP, SOL, TGBP and USDG.
Fees
It has no card issuance fee. It has no annual fee. The foreign currency fee is 0%. The crypto conversion spread is 0.99%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the monthly fee, top-up fee and ATM withdrawal fee yet.
Limits and rewards
The issuer says you cannot withdraw cash at ATMs. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 32 countries. You cannot apply in India. Where the issuer states who can apply, you need to be a resident of the country.
How we check
We last checked this card on 15 Oct 2026, against 6 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of SwissBorg Card
Pros
- No annual fee
- No foreign exchange fee
- No card issuance fee
- You can apply in 32 countries
- Top up with 8 different crypto assets
- Works with Apple Pay and Google Pay
Cons
- Custodial: the issuer holds your funds
- 4 of 11 key facts are not verified yet
Who it suits
- Frequent travellers, as there is no foreign exchange fee
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
- BORGNetwork not statedChecked 02 Oct 2026agingsource
- BTCNetwork not statedChecked 02 Oct 2026agingsource
- ETHNetwork not statedChecked 02 Oct 2026agingsource
- EUROPNetwork not statedChecked 02 Oct 2026agingsource
- SOLNetwork not statedChecked 02 Oct 2026agingsource
- TGBPNetwork not statedChecked 03 Oct 2026agingsource
- USDCNetwork not statedChecked 02 Oct 2026agingsource
- USDGNetwork not statedChecked 02 Oct 2026agingsource
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
- Reside in one of the following regions: EEA, UK or Switzerland.Checked 02 Oct 2026agingsource
- The Card is a payment card that can be used for online and in-store purchases worldwide at merchants who accept Mastercard/Visa payment cards as a form of payment for goods and services.Checked 03 Oct 2026agingsource
- Reside in one of the following countries: - United Kingdom, Switzerland, Austria, Belgium, Cyprus, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.Checked 04 Oct 2026agingsource
No country matches your search.
Frequently asked questions about SwissBorg Card
Who issues SwissBorg Card?
SwissBorg Card is issued by Monavate. Payments run on the Mastercard network.
Is SwissBorg Card a virtual or a physical card?
SwissBorg Card is a virtual card only.
Can I withdraw cash from an ATM with SwissBorg Card?
No. The issuer says you cannot withdraw cash at ATMs.
Does SwissBorg Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up SwissBorg Card?
You can top it up by crypto.
Does SwissBorg Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with SwissBorg Card?
It can be funded with 8 assets: USDC, BORG, BTC, ETH, EUROP, SOL, TGBP and USDG.
Does SwissBorg Card have an annual fee?
No. SwissBorg Card has no annual fee.
What does SwissBorg Card charge on payments in a foreign currency?
The foreign currency fee is 0%. The conditions are listed in the fees table on this page.
In which countries can I apply for SwissBorg Card?
You can apply in 32 countries. You cannot apply in India.
Sources
- Fees pageSwissBorg Crypto Debit Card Feeshelp.swissborg.comChecked 15 Oct 2026
- Supported countriesSwissBorg Crypto Debit Card FAQshelp.swissborg.comChecked 15 Oct 2026
- Supported countriesHow to Request and Activate Your SwissBorg Crypto Debit Cardhelp.swissborg.com
- Rewards termsRanks crypto cashbackswissborg.com
- Other official pageCrypto debit cardswissborg.comChecked 05 Oct 2026
- Other official pageIntroducing SwissBorg's Crypto Debit Cardhelp.swissborg.com
- Other official pageHow to Link Your SwissBorg Crypto Debit Card to Google Payhelp.swissborg.com
- Other official pageHow to Change the Primary Currency on My SwissBorg Debit Cardhelp.swissborg.com
- Other official pageStoring Crypto in SwissBorghelp.swissborg.comChecked 15 Oct 2026
- Cardholder termsCard rulebookswissborg.comChecked 15 Oct 2026
- Cardholder termsCard terms and conditionsswissborg.comChecked 15 Oct 2026
- Fees pageSwissborg app feesswissborg.com
- Fees pagePricing policyswissborg.com