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WaldenPay Card

Card currency USD

Custody
Custodial
Network
Unknown
Card types
Virtual only
Card product
Prepaid
Wallets
Apple Pay, Google Pay

Partly verified · 8 of 12 key facts · last checked 15 Oct 2026 · aging

Facts reviewed by

Review

What it is

WaldenPay Card is a virtual crypto card. It is a prepaid card. The card currency is USD.

Funding and spending

The company holds your balance, and the card spends from it. It is funded with crypto. You can top it up by crypto. You can reload it after the first load. It can be funded with 7 assets: USDC, USDT, BTC, ETH, LTC, SOL and TRX. Top-ups are accepted on the Tron network.

Fees

The card issuance fee is USD 10. It has no annual fee. It has no monthly fee. The foreign currency fee is 0%. The FX markup is 0%. The top-up fee is 3% to 5%, depending on tier. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the crypto conversion spread and ATM withdrawal fee yet.

Limits and rewards

It works with Apple Pay and Google Pay.

Signing up

Signing up needs light KYC: personal details such as your name, email, phone and address, but no ID document. You can apply in 239 countries. That includes 60 in Africa, 51 in Europe and 47 in Asia. You cannot apply in 8 countries.

How we check

We last checked this card on 15 Oct 2026, against 8 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.

Tiers compared

Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Fee or limitUp to $2,000$2,000+$5,000+$10,000+$25,000+$50,000+$100,000+$250,000+ per month
Top-up5%4.75%4.5%4.25%4%3.5%3%Not verified

Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.

Pros and cons of WaldenPay Card

Pros

  • No annual or monthly fee
  • No foreign exchange fee
  • You can apply in 239 countries
  • Top up with 7 different crypto assets
  • Works with Apple Pay and Google Pay

Cons

  • Custodial: the issuer holds your funds
  • 4 of 12 key facts are not verified yet

Who it suits

  • Frequent travellers, as there is no foreign exchange fee

Built only from facts we have verified. Anything we have not verified is left out.

Fees

Amounts in the card currency, as the issuer publishes them
Card issuance
USD 10
one-time, when you create your card
Checked 02 Oct 2026agingsource
Annual fee
Free
Checked 06 Oct 2026agingsource
Monthly fee
Free
Checked 02 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
0%
Card network applies its standard exchange rate when paying in another currency
Checked 06 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Unknown
ATM withdrawal
Unknown
Top-up
Tier: $100,000+
3%
Rolling 30-day card spend of 100,000 USD or more
Checked 03 Oct 2026agingsource
Top-up
Tier: $50,000+
3.5%
Rolling 30-day card spend of 50,000 USD or more
Checked 03 Oct 2026agingsource
Top-up
Tier: $25,000+
4%
Rolling 30-day card spend of 25,000 USD or more
Checked 03 Oct 2026agingsource
Top-up
Tier: $10,000+
4.25%
Rolling 30-day card spend of 10,000 USD or more
Checked 03 Oct 2026agingsource
Top-up
Tier: $5,000+
4.5%
Rolling 30-day card spend of 5,000 USD or more
Checked 03 Oct 2026agingsource
Top-up
Tier: $2,000+
4.75%
Rolling 30-day card spend of 2,000 USD or more
Checked 03 Oct 2026agingsource
Top-up
Tier: Up to $2,000
5%
Rolling 30-day card spend up to 2,000 USD
Checked 03 Oct 2026agingsource
Top-up
Tier: $250,000+ per month
Varies
Individual pricing for $250,000 or more per month
Checked 03 Oct 2026agingsource
Inactivity
Free
Checked 02 Oct 2026agingsource
Card replacement
Unknown
FX markup
?
A margin added on top of the exchange rate when a payment is converted.
0%
Card network applies its standard exchange rate
Checked 02 Oct 2026agingsource

Limits

Daily spend
Unknown
Monthly spend
Unknown
ATM per day
Unknown
Top-up per day
Unknown
Minimum top-up
USD 25
Checked 03 Oct 2026agingsource

Rewards

Back on card spend
Unknown

We don't know the rewards for this card yet. We never assume a card has none.

Top-up assets and networks

What the card spends from

The card can be topped up with any of 135+ supported cryptocurrencies.

Checked 03 Oct 2026agingsource
  • BTCNetwork not stated
    Checked 06 Oct 2026agingsource
  • ETHNetwork not stated
    Checked 06 Oct 2026agingsource
  • LTCNetwork not stated
    Checked 06 Oct 2026agingsource
  • SOLNetwork not stated
    Checked 06 Oct 2026agingsource
  • TRXNetwork not stated
    Checked 06 Oct 2026agingsource
  • USDCNetwork not stated
    Checked 06 Oct 2026agingsource
  • USDTTronNetwork not stated
    Checked 06 Oct 2026agingsource

Access and funding

Identity check (KYC)
Light
Personal details only, such as name, email, phone and address. No ID document.
Checked 07 Oct 2026agingsource
ATM withdrawals
Not verified
Reloadable
Yes
You can top the card up again after the first load.
Checked 07 Oct 2026agingsource
Top-up methods
Crypto
The ways you can add money to the card.
Checked 07 Oct 2026agingsource

Where it's available

Applying for the card and using it are tracked separately.

Virtual card only: nothing is shipped.

Rules the issuer states

  • WaldenPay is available worldwide: signup requires only an email address, and the card works anywhere Visa and Mastercard are accepted - 150M+ merchants across nearly every country. The exceptions are the restricted jurisdictions listed below, where accounts cannot be opened and cards cannot be issued.Checked 02 Oct 2026agingsource

Every country below was checked against the same source:Checked 02 Oct 2026agingsource

Country
Can apply
Card works
🇦🇫 AfghanistanListed as a restricted jurisdiction
No
Unknown
🇦🇽 Åland Islands
Yes
Yes
🇦🇱 Albania
Yes
Yes
🇩🇿 Algeria
Yes
Yes
🇦🇸 American Samoa
Yes
Yes
🇦🇩 Andorra
Yes
Yes
🇦🇴 Angola
Yes
Yes
🇦🇮 Anguilla
Yes
Yes
🇦🇬 Antigua & Barbuda
Yes
Yes
🇦🇷 Argentina
Yes
Yes
🇦🇲 Armenia
Yes
Yes
🇦🇼 Aruba
Yes
Yes
🇦🇨 Ascension Island
Yes
Yes
🇦🇺 Australia
Yes
Yes
🇦🇹 Austria
Yes
Yes
🇦🇿 Azerbaijan
Yes
Yes
🇧🇸 Bahamas
Yes
Yes
🇧🇭 Bahrain
Yes
Yes
🇧🇩 Bangladesh
Yes
Yes
🇧🇧 Barbados
Yes
Yes
🇧🇾 BelarusListed as a restricted jurisdiction
No
Unknown
🇧🇪 Belgium
Yes
Yes
🇧🇿 Belize
Yes
Yes
🇧🇯 Benin
Yes
Yes
🇧🇲 Bermuda
Yes
Yes
🇧🇹 Bhutan
Yes
Yes
🇧🇴 Bolivia
Yes
Yes
🇧🇦 Bosnia & Herzegovina
Yes
Yes
🇧🇼 Botswana
Yes
Yes
🇧🇷 Brazil
Yes
Yes
🇮🇴 British Indian Ocean Territory
Yes
Yes
🇻🇬 British Virgin Islands
Yes
Yes
🇧🇳 Brunei
Yes
Yes
🇧🇬 Bulgaria
Yes
Yes
🇧🇫 Burkina Faso
Yes
Yes
🇧🇮 Burundi
Yes
Yes
🇰🇭 Cambodia
Yes
Yes
🇨🇲 Cameroon
Yes
Yes
🇨🇦 Canada
Yes
Yes
🇨🇻 Cape Verde
Yes
Yes
🇧🇶 Caribbean Netherlands
Yes
Yes
🇰🇾 Cayman Islands
Yes
Yes
🇨🇫 Central African Republic
Yes
Yes
🇹🇩 Chad
Yes
Yes
🇨🇱 Chile
Yes
Yes
🇨🇳 China
Yes
Yes
🇨🇽 Christmas Island
Yes
Yes
🇨🇨 Cocos (Keeling) Islands
Yes
Yes
🇨🇴 Colombia
Yes
Yes
🇰🇲 Comoros
Yes
Yes
🇨🇰 Cook Islands
Yes
Yes
🇨🇷 Costa Rica
Yes
Yes
🇨🇮 Côte d’Ivoire
Yes
Yes
🇭🇷 Croatia
Yes
Yes
🇨🇺 CubaListed as a restricted jurisdiction
No
Unknown
🇨🇼 Curaçao
Yes
Yes
🇨🇾 Cyprus
Yes
Yes
🇨🇿 Czechia
Yes
Yes
🇩🇰 Denmark
Yes
Yes
🇩🇯 Djibouti
Yes
Yes
🇩🇲 Dominica
Yes
Yes
🇩🇴 Dominican Republic
Yes
Yes
🇨🇩 DR Congo
Yes
Yes
🇪🇨 Ecuador
Yes
Yes
🇪🇬 Egypt
Yes
Yes
🇸🇻 El Salvador
Yes
Yes
🇬🇶 Equatorial Guinea
Yes
Yes
🇪🇷 Eritrea
Yes
Yes
🇪🇪 Estonia
Yes
Yes
🇸🇿 Eswatini
Yes
Yes
🇪🇹 Ethiopia
Yes
Yes
🇫🇰 Falkland Islands
Yes
Yes
🇫🇴 Faroe Islands
Yes
Yes
🇫🇯 Fiji
Yes
Yes
🇫🇮 Finland
Yes
Yes
🇫🇷 France
Yes
Yes
🇬🇫 French Guiana
Yes
Yes
🇵🇫 French Polynesia
Yes
Yes
🇬🇦 Gabon
Yes
Yes
🇬🇲 Gambia
Yes
Yes
🇬🇪 Georgia
Yes
Yes
🇩🇪 Germany
Yes
Yes
🇬🇭 Ghana
Yes
Yes
🇬🇮 Gibraltar
Yes
Yes
🇬🇷 Greece
Yes
Yes
🇬🇱 Greenland
Yes
Yes
🇬🇩 Grenada
Yes
Yes
🇬🇵 Guadeloupe
Yes
Yes
🇬🇺 Guam
Yes
Yes
🇬🇹 Guatemala
Yes
Yes
🇬🇬 Guernsey
Yes
Yes
🇬🇳 Guinea
Yes
Yes
🇬🇼 Guinea-Bissau
Yes
Yes
🇬🇾 Guyana
Yes
Yes
🇭🇹 Haiti
Yes
Yes
🇭🇳 Honduras
Yes
Yes
🇭🇰 Hong Kong
Yes
Yes
🇭🇺 Hungary
Yes
Yes
🇮🇸 Iceland
Yes
Yes
🇮🇳 India
Yes
Yes
🇮🇩 Indonesia
Yes
Yes
🇮🇷 IranListed as a restricted jurisdiction
No
Unknown
🇮🇶 Iraq
Yes
Yes
🇮🇪 Ireland
Yes
Yes
🇮🇲 Isle of Man
Yes
Yes
🇮🇱 Israel
Yes
Yes
🇮🇹 Italy
Yes
Yes
🇯🇲 Jamaica
Yes
Yes
🇯🇵 Japan
Yes
Yes
🇯🇪 Jersey
Yes
Yes
🇯🇴 Jordan
Yes
Yes
🇰🇿 Kazakhstan
Yes
Yes
🇰🇪 Kenya
Yes
Yes
🇰🇮 Kiribati
Yes
Yes
🇽🇰 Kosovo
Yes
Yes
🇰🇼 Kuwait
Yes
Yes
🇰🇬 Kyrgyzstan
Yes
Yes
🇱🇦 Laos
Yes
Yes
🇱🇻 Latvia
Yes
Yes
🇱🇧 Lebanon
Yes
Yes
🇱🇸 Lesotho
Yes
Yes
🇱🇷 Liberia
Yes
Yes
🇱🇾 Libya
Yes
Yes
🇱🇮 Liechtenstein
Yes
Yes
🇱🇹 Lithuania
Yes
Yes
🇱🇺 Luxembourg
Yes
Yes
🇲🇴 Macao
Yes
Yes
🇲🇬 Madagascar
Yes
Yes
🇲🇼 Malawi
Yes
Yes
🇲🇾 Malaysia
Yes
Yes
🇲🇻 Maldives
Yes
Yes
🇲🇱 Mali
Yes
Yes
🇲🇹 Malta
Yes
Yes
🇲🇭 Marshall Islands
Yes
Yes
🇲🇶 Martinique
Yes
Yes
🇲🇷 Mauritania
Yes
Yes
🇲🇺 Mauritius
Yes
Yes
🇾🇹 Mayotte
Yes
Yes
🇲🇽 Mexico
Yes
Yes
🇫🇲 Micronesia
Yes
Yes
🇲🇩 Moldova
Yes
Yes
🇲🇨 Monaco
Yes
Yes
🇲🇳 Mongolia
Yes
Yes
🇲🇪 Montenegro
Yes
Yes
🇲🇸 Montserrat
Yes
Yes
🇲🇦 Morocco
Yes
Yes
🇲🇿 Mozambique
Yes
Yes
🇲🇲 Myanmar (Burma)Listed as a restricted jurisdiction
No
Unknown
🇳🇦 Namibia
Yes
Yes
🇳🇷 Nauru
Yes
Yes
🇳🇵 Nepal
Yes
Yes
🇳🇱 Netherlands
Yes
Yes
🇳🇨 New Caledonia
Yes
Yes
🇳🇿 New Zealand
Yes
Yes
🇳🇮 Nicaragua
Yes
Yes
🇳🇪 Niger
Yes
Yes
🇳🇬 Nigeria
Yes
Yes
🇳🇺 Niue
Yes
Yes
🇳🇫 Norfolk Island
Yes
Yes
🇰🇵 North KoreaListed as a restricted jurisdiction
No
Unknown
🇲🇰 North Macedonia
Yes
Yes
🇲🇵 Northern Mariana Islands
Yes
Yes
🇳🇴 Norway
Yes
Yes
🇴🇲 Oman
Yes
Yes
🇵🇰 Pakistan
Yes
Yes
🇵🇼 Palau
Yes
Yes
🇵🇸 Palestine
Yes
Yes
🇵🇦 Panama
Yes
Yes
🇵🇬 Papua New Guinea
Yes
Yes
🇵🇾 Paraguay
Yes
Yes
🇵🇪 Peru
Yes
Yes
🇵🇭 Philippines
Yes
Yes
🇵🇳 Pitcairn Islands
Yes
Yes
🇵🇱 Poland
Yes
Yes
🇵🇹 Portugal
Yes
Yes
🇵🇷 Puerto Rico
Yes
Yes
🇶🇦 Qatar
Yes
Yes
🇨🇬 Republic of the Congo
Yes
Yes
🇷🇪 Réunion
Yes
Yes
🇷🇴 Romania
Yes
Yes
🇷🇺 RussiaListed as a restricted jurisdiction
No
Unknown
🇷🇼 Rwanda
Yes
Yes
🇼🇸 Samoa
Yes
Yes
🇸🇲 San Marino
Yes
Yes
🇸🇹 São Tomé & Príncipe
Yes
Yes
🇸🇦 Saudi Arabia
Yes
Yes
🇸🇳 Senegal
Yes
Yes
🇷🇸 Serbia
Yes
Yes
🇸🇨 Seychelles
Yes
Yes
🇸🇱 Sierra Leone
Yes
Yes
🇸🇬 Singapore
Yes
Yes
🇸🇽 Sint Maarten
Yes
Yes
🇸🇰 Slovakia
Yes
Yes
🇸🇮 Slovenia
Yes
Yes
🇸🇧 Solomon Islands
Yes
Yes
🇸🇴 Somalia
Yes
Yes
🇿🇦 South Africa
Yes
Yes
🇰🇷 South Korea
Yes
Yes
🇸🇸 South Sudan
Yes
Yes
🇪🇸 Spain
Yes
Yes
🇱🇰 Sri Lanka
Yes
Yes
🇧🇱 St Barthélemy
Yes
Yes
🇸🇭 St Helena
Yes
Yes
🇰🇳 St Kitts & Nevis
Yes
Yes
🇱🇨 St Lucia
Yes
Yes
🇲🇫 St Martin
Yes
Yes
🇵🇲 St Pierre & Miquelon
Yes
Yes
🇻🇨 St Vincent & the Grenadines
Yes
Yes
🇸🇩 Sudan
Yes
Yes
🇸🇷 Suriname
Yes
Yes
🇸🇯 Svalbard & Jan Mayen
Yes
Yes
🇸🇪 Sweden
Yes
Yes
🇨🇭 Switzerland
Yes
Yes
🇸🇾 SyriaListed as a restricted jurisdiction
No
Unknown
🇹🇼 Taiwan
Yes
Yes
🇹🇯 Tajikistan
Yes
Yes
🇹🇿 Tanzania
Yes
Yes
🇹🇭 Thailand
Yes
Yes
🇹🇱 Timor-Leste
Yes
Yes
🇹🇬 Togo
Yes
Yes
🇹🇰 Tokelau
Yes
Yes
🇹🇴 Tonga
Yes
Yes
🇹🇹 Trinidad & Tobago
Yes
Yes
🇹🇦 Tristan da Cunha
Yes
Yes
🇹🇳 Tunisia
Yes
Yes
🇹🇷 Türkiye
Yes
Yes
🇹🇲 Turkmenistan
Yes
Yes
🇹🇨 Turks & Caicos Islands
Yes
Yes
🇹🇻 Tuvalu
Yes
Yes
🇺🇬 Uganda
Yes
Yes
🇺🇦 Ukraine
Yes
Yes
🇦🇪 United Arab Emirates
Yes
Yes
🇬🇧 United Kingdom
Yes
Yes
🇺🇸 United States
Yes
Yes
🇺🇾 Uruguay
Yes
Yes
🇺🇲 US Outlying Islands
Yes
Yes
🇻🇮 US Virgin Islands
Yes
Yes
🇺🇿 Uzbekistan
Yes
Yes
🇻🇺 Vanuatu
Yes
Yes
🇻🇦 Vatican City
Yes
Yes
🇻🇪 Venezuela
Yes
Yes
🇻🇳 Vietnam
Yes
Yes
🇼🇫 Wallis & Futuna
Yes
Yes
🇪🇭 Western Sahara
Yes
Yes
🇾🇪 Yemen
Yes
Yes
🇿🇲 Zambia
Yes
Yes
🇿🇼 Zimbabwe
Yes
Yes

Frequently asked questions about WaldenPay Card

Is WaldenPay Card a virtual or a physical card?

WaldenPay Card is a virtual card only.

Does WaldenPay Card require KYC?

Signing up needs light KYC: personal details such as your name, email, phone and address, but no ID document.

How do I top up WaldenPay Card?

You can top it up by crypto. The top-up fee is 3% to 5%, depending on tier.

Does WaldenPay Card work with Apple Pay and Google Pay?

It works with Apple Pay and Google Pay.

Which crypto can I use with WaldenPay Card?

It can be funded with 7 assets: USDC, USDT, BTC, ETH, LTC, SOL and TRX. Top-ups are accepted on the Tron network.

Does WaldenPay Card have an annual fee?

No. WaldenPay Card has no annual fee.

What does WaldenPay Card charge on payments in a foreign currency?

The foreign currency fee is 0%. The FX markup is 0%. The conditions are listed in the fees table on this page.

In which countries can I apply for WaldenPay Card?

You can apply in 239 countries. That includes 60 in Africa, 51 in Europe and 47 in Asia. You cannot apply in 8 countries.

Sources

Compare WaldenPay Card with