Review
What it is
WhiteBIT Nova Card is a virtual crypto card. It is a debit card. It is issued by Hash Bank. Payments run on the Visa network. The card currency is USD.
Funding and spending
The company holds your balance, and the card spends from it. It is funded with crypto. You can top it up by crypto, bank transfer and debit or credit card. It can be funded with 11 assets, including USDC, USDT, ADA, AVAX, BTC, DOGE, ETH, NEAR and 3 more.
Fees
It has no card issuance fee. It has no monthly fee. The crypto conversion spread is 1.5%. It has no top-up fee. We have not verified the annual fee, foreign currency fee and ATM withdrawal fee yet.
Limits and rewards
The issuer says you cannot withdraw cash at ATMs. Daily spending limit: USD 40,000. Monthly spending limit: USD 200,000. ATM withdrawal limit per day: USD 10,000. It pays 5% back on card spend. The cashback is capped at USD 25 a month. It works with Apple Pay and Google Pay.
Signing up
You can apply in 130 countries. That includes 42 in Africa, 39 in Asia and 16 in Oceania. You cannot apply in 56 countries, including the United States, the United Kingdom and Canada.
How we check
We last checked this card on 15 Oct 2026, against 8 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of WhiteBIT Nova Card
Pros
- No monthly fee
- No card issuance fee
- 5% back on spending
- Spending limit of at least USD 200,000 a month
- You can apply in 130 countries
- Top up with 11 different crypto assets
Cons
- Conversion fee: 1.5%
- Custodial: the issuer holds your funds
- 3 of 11 key facts are not verified yet
Who it suits
- People who want cashback on everyday spending
- People who hold several different cryptocurrencies
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
Top-up assets and networks
Payments draw from selected assets available on the exchange Main balance.
- ADANetwork not statedChecked 06 Oct 2026agingsource
- AVAXNetwork not statedChecked 06 Oct 2026agingsource
- BTCNetwork not statedChecked 06 Oct 2026agingsource
- DOGENetwork not statedChecked 06 Oct 2026agingsource
- ETHNetwork not statedChecked 06 Oct 2026agingsource
- NEARNetwork not statedChecked 06 Oct 2026agingsource
- SOLNetwork not statedChecked 06 Oct 2026agingsource
- USDCNetwork not statedChecked 06 Oct 2026agingsource
- USDTNetwork not statedChecked 06 Oct 2026agingsource
- WBTNetwork not statedChecked 06 Oct 2026agingsource
- XRPNetwork not statedChecked 06 Oct 2026agingsource
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
No country matches your search.
Frequently asked questions about WhiteBIT Nova Card
Who issues WhiteBIT Nova Card?
WhiteBIT Nova Card is issued by Hash Bank. Payments run on the Visa network.
Is WhiteBIT Nova Card a virtual or a physical card?
WhiteBIT Nova Card is a virtual card only.
Can I withdraw cash from an ATM with WhiteBIT Nova Card?
No. The issuer says you cannot withdraw cash at ATMs.
How do I top up WhiteBIT Nova Card?
You can top it up by crypto, bank transfer and debit or credit card. WhiteBIT Nova Card has no top-up fee.
Does WhiteBIT Nova Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with WhiteBIT Nova Card?
It can be funded with 11 assets, including USDC, USDT, ADA, AVAX, BTC, DOGE, ETH, NEAR and 3 more.
Does WhiteBIT Nova Card pay cashback?
Yes. It pays 5% back on card spend. The cashback is capped at USD 25 a month.
What are the spending and ATM limits of WhiteBIT Nova Card?
Daily spending limit: USD 40,000. Monthly spending limit: USD 200,000. ATM withdrawal limit per day: USD 10,000.
In which countries can I apply for WhiteBIT Nova Card?
You can apply in 130 countries. That includes 42 in Africa, 39 in Asia and 16 in Oceania. You cannot apply in 56 countries, including the United States, the United Kingdom and Canada.
Sources
- Fees pagehelp.whitebit.com/hc/en-gb/articles/38457510322461Checked 15 Oct 2026
- Supported countrieshelp.whitebit.com/hc/en-gb/articles/38457771242013Checked 03 Oct 2026
- Rewards termshelp.whitebit.com/hc/en-gb/articles/38461998477981Checked 15 Oct 2026
- Cardholder termshelp.whitebit.com/hc/en-gb/articles/38453058545949Checked 15 Oct 2026
- Other official pagehelp.whitebit.com/hc/en-gb/articles/38452309219229Checked 03 Oct 2026
- Other official pagehelp.whitebit.com/hc/en-gb/articles/38484838095773Checked 07 Oct 2026
- Supported countrieshelp.whitebit.com/hc/en-gb/articles/38453353182365Checked 15 Oct 2026
- Other official pagehelp.whitebit.com/hc/en-gb/articles/38458479442973
- Other official pagehelp.whitebit.com/hc/en-gb/articles/38457962279709Checked 15 Oct 2026
- Rewards termshelp.whitebit.com/hc/en-gb/articles/38453793681053
- Cardholder termsFilehashbank.gePage no longer available, checked 18 Oct 2026