- Custody
- Custodial
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Debit
- Wallets
- Apple Pay, Google Pay
Shipping countries are not published.
Partly verified · 10 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
BingX Card is a crypto card that comes as a virtual and a physical card. It is a debit card. It is issued by Wirex. Payments run on the Visa network. The card currency is USD.
Funding and spending
The company holds your balance, and the card spends from it. It is funded with crypto. You can top it up by crypto. You can reload it after the first load. It can be funded with USDT.
Fees
The card issuance fee is free for the virtual card and free to 180 USDT, depending on tier for the physical card. It has no annual fee. It has no monthly fee. The crypto conversion spread is 1.5%. The ATM withdrawal fee is 2%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the foreign currency fee and top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. Daily spending limit: USD 10,000. Monthly spending limit: USD 30,000. ATM withdrawal limit per day: USD 500. ATM withdrawal limit per month: USD 5,000. Maximum per payment: USD 10,000. It pays 2% to 5% back on card spend, depending on tier. Rewards are paid in USDT. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 74 countries. That includes 40 in Europe, 17 in Asia and 6 in South America.
How we check
We last checked this card on 15 Oct 2026, against 7 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | VIP | Virtual Tier 1 | Virtual Tier 2 | Virtual Tier 3 | Metal Tier 1 | Metal Tier 2 | Metal Tier 3 |
|---|---|---|---|---|---|---|---|
| Card issuance | Free | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified |
| Back on card spend | Not verified | 2% | 2.5% | 3% | 3% | 4% | 5% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of BingX Card
Pros
- No annual or monthly fee
- 2% back, up to 5% on higher tiers
- Spending limit of at least USD 30,000 a month
- You can apply in 74 countries
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- Conversion fee: 1.5%
- Custodial: the issuer holds your funds
- 3 of 13 key facts are not verified yet
Who it suits
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
Top-up assets and networks
- USDTNetwork not statedChecked 02 Oct 2026agingsource
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- You can use BingX Card for payments at any merchant worldwide that accepts Visa, including online shopping, in-store payments, and ATM withdrawals (metal card only).Checked 03 Oct 2026agingsource
- BingX Card is currently available in multiple countries and regions, including Europe (EEA), Asia-Pacific (APAC), Latin America (LATAM), and other selected regions, where users are eligible to apply.Verified 22 Oct 2026source
No country matches your search.
Frequently asked questions about BingX Card
Who issues BingX Card?
BingX Card is issued by Wirex. Payments run on the Visa network.
Is BingX Card a virtual or a physical card?
BingX Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with BingX Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is 2%.
Does BingX Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up BingX Card?
You can top it up by crypto.
Does BingX Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with BingX Card?
It can be funded with USDT.
Does BingX Card have an annual fee?
No. BingX Card has no annual fee.
Does BingX Card pay cashback?
Yes. It pays 2% to 5% back on card spend, depending on tier. Rewards are paid in USDT.
What are the spending and ATM limits of BingX Card?
Daily spending limit: USD 10,000. Monthly spending limit: USD 30,000. ATM withdrawal limit per day: USD 500. ATM withdrawal limit per month: USD 5,000. Maximum per payment: USD 10,000.
In which countries can I apply for BingX Card?
You can apply in 74 countries. That includes 40 in Europe, 17 in Asia and 6 in South America.
Sources
- Fees pageLandingfiat.bingx.comChecked 03 Oct 2026
- Other official pageBingx card now available to all eligible users bringing crypto rewards to everyday spendingbingx.comChecked 03 Oct 2026
- Other official pageFaq guide bingx cardbingx.comChecked 02 Oct 2026
- Other official pagebingx.com/en/support/articles/16946770585231Checked 07 Oct 2026
- Fees pagebingx.com/en/support/articles/16946861859471Checked 04 Oct 2026
- Other official pagebingx.com/en/support/articles/16946777309967Checked 15 Oct 2026
- Other official pageWhat is bingx card how to use beginners guidebingx.comChecked 04 Oct 2026