Review
What it is
KuCard is a crypto card that comes as a virtual and a physical card. It is sold under the KuCoin brand. It is a debit card. It is issued by Wallester. Payments run on the Visa network. The card currency is EUR.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. It can be funded with 9 assets, including USDC, USDT, BTC, DOGE, ETH, LTC, SOL, TON and 1 more.
Fees
The card issuance fee is EUR 9.99. The annual fee is EUR 10. The foreign currency fee is 2%. The ATM withdrawal fee depends on the tier. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the monthly fee, crypto conversion spread and top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 29 countries. You cannot apply in India and Malta.
How we check
We last checked this card on 15 Oct 2026, against 5 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Euro within Europe | Outside Europe |
|---|---|---|
| ATM withdrawal | EUR 1.50 | 2% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of KuCard
Pros
- Top up with 9 different crypto assets
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- Annual fee: EUR 10
- Foreign exchange fee: 2%
- Only available in the EEA
- Custodial: the issuer holds your funds
Who it suits
- People who live in the EEA, the only region where the card is available
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
The card can spend from 54 supported cryptocurrencies, including USDC, BTC, ETH, XRP, SOL and LTC, plus EUR.
- BTCNetwork not statedChecked 06 Oct 2026agingsource
- DOGENetwork not statedChecked 06 Oct 2026agingsource
- ETHNetwork not statedChecked 06 Oct 2026agingsource
- LTCNetwork not statedChecked 06 Oct 2026agingsource
- SOLNetwork not statedChecked 06 Oct 2026agingsource
- TONNetwork not statedChecked 06 Oct 2026agingsource
- USDCNetwork not statedChecked 06 Oct 2026agingsource
- USDTNetwork not statedChecked 03 Oct 2026agingsource
- XRPNetwork not statedChecked 06 Oct 2026agingsource
Access and funding
Where it's available
Applying, shipping and using the card are tracked separately. A card can work in a country that it doesn't ship to.
Rules the issuer states
No country matches your search.
No information for 5 countries yet
Frequently asked questions about KuCard
Who issues KuCard?
KuCard is issued by Wallester. Payments run on the Visa network.
Is KuCard a virtual or a physical card?
KuCard comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with KuCard?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee depends on the tier.
Does KuCard require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
Does KuCard work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with KuCard?
It can be funded with 9 assets, including USDC, USDT, BTC, DOGE, ETH, LTC, SOL, TON and 1 more.
Does KuCard have an annual fee?
Yes. The annual fee is EUR 10.
What does KuCard charge on payments in a foreign currency?
The foreign currency fee is 2%. The conditions are listed in the fees table on this page.
In which countries can I apply for KuCard?
You can apply in 29 countries. You cannot apply in India and Malta.
Sources
- Fees pageKucard update on inactivity fee chargeskucoin.comChecked 15 Oct 2026
- Rewards termswww.kucoin.com/support/44662338988569
- Other official pageKucardkucoin.comChecked 07 Oct 2026
- Cardholder termsKuCard Terms of Usekucoin.comChecked 15 Oct 2026
- Fees pageIntroducing kucard crypto debit card for easy spendingkucoin.comChecked 15 Oct 2026
- Fees pageKucard will support multiple cards limited time free applicationkucoin.comChecked 03 Oct 2026