CobWeb Pay Card
Issued via EML Payment Solutions · Card currency AUD
- Custody
- Custodial
- Network
- Mastercard
- Card types
- Unknown
- Card product
- Prepaid
- Wallets
- Apple Pay, Google Pay
Partly verified · 6 of 12 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
CobWeb Pay Card is a crypto card. It is a prepaid card. It is issued by EML Payment Solutions. Payments run on the Mastercard network. The card currency is AUD.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. You can reload it after the first load.
Fees
It has no card issuance fee. The foreign currency fee is 2.99%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee, monthly fee, crypto conversion spread, top-up fee and ATM withdrawal fee yet.
Limits and rewards
The issuer says you cannot withdraw cash at ATMs. Daily spending limit: AUD 4,999. Maximum per payment: AUD 4,999. It works with Apple Pay and Google Pay.
Signing up
You can apply in Australia. Where the issuer states who can apply, you need to be a resident of the country.
How we check
We last checked this card on 15 Oct 2026, against one official issuer page. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of CobWeb Pay Card
Pros
- No card issuance fee
- Works with Apple Pay and Google Pay
Cons
- Foreign exchange fee: 2.99%
- So far we have verified it in Australia only
- Custodial: the issuer holds your funds
- 6 of 12 key facts are not verified yet
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
Access and funding
Where it's available
Applying, shipping and using the card are tracked separately. A card can work in a country that it doesn't ship to.
Every country below was checked against the same source:Checked 02 Oct 2026agingsource
No country matches your search.
No information for 246 countries yet
Frequently asked questions about CobWeb Pay Card
Who issues CobWeb Pay Card?
CobWeb Pay Card is issued by EML Payment Solutions. Payments run on the Mastercard network.
Can I withdraw cash from an ATM with CobWeb Pay Card?
No. The issuer says you cannot withdraw cash at ATMs.
Does CobWeb Pay Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
What does CobWeb Pay Card charge on payments in a foreign currency?
The foreign currency fee is 2.99%. The conditions are listed in the fees table on this page.
What are the spending and ATM limits of CobWeb Pay Card?
Daily spending limit: AUD 4,999. Maximum per payment: AUD 4,999.
In which countries can I apply for CobWeb Pay Card?
You can apply in Australia.
Sources
- Cardholder termscdn.prod.website-files.com/68368b54a82142abe89fd3ee/6a7e666a71378c513912957f_CloudTechX%20CobWeb%20Pay%20Mastercard%20PDS%20(120626).pdfChecked 15 Oct 2026
- Other official pagewww.cobwebpay.com
- Rewards termsCobweb pay rewardscobwebpay.com
- Other official pageApple paycobwebpay.com
- Other official pageGoogle paycobwebpay.com