- Custody
- Custodial
- Network
- Mastercard
- Card types
- Virtual + physical
- Card product
- Secured by crypto
- Wallets
- Google Pay
- Apple Pay: not verified
Spending is backed by crypto you lock as collateral. No credit check, no interest.
Shipping countries are not published.
Partly verified · 9 of 12 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Binance Card is a crypto card that comes as a virtual and a physical card. Spending is backed by crypto you lock as collateral. No credit check, no interest. It is issued by Immersve. Payments run on the Mastercard network. The card currency is USD.
Funding and spending
The company holds your balance, and the card spends from it. It is funded with crypto. Spends selected cryptocurrencies from the Spot, Funding and Simple Earn Flexible accounts in the order of the user's payment priority.
Fees
The card issuance fee depends on the conditions. It has no annual fee. The foreign currency fee is 2% to 3%, depending on country. The crypto conversion spread is 0.9%. The ATM withdrawal fee is USD 1.50. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the monthly fee and top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. It pays 1.5% to 3% back on card spend, depending on tier. It works with Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How we check
We last checked this card on 15 Oct 2026, against 6 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Tier 1 | Tier 2 | Tier 3 |
|---|---|---|---|
| Back on card spend | 1.5% | 2% | 3% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Binance Card
Pros
- No annual fee
- 1.5% back, up to 3% on higher tiers
- Works with Google Pay
- Comes as a virtual and a physical card
Cons
- Foreign exchange fee: 2%
- Custodial: the issuer holds your funds
- 3 of 12 key facts are not verified yet
Who it suits
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
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?
Limits
Rewards
Top-up assets and networks
Spends selected cryptocurrencies from the Spot, Funding and Simple Earn Flexible accounts in the order of the user's payment priority.
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- You can use your Binance Card anywhere in the world at any Mastercard merchant.Checked 03 Oct 2026agingsource
Every country below was checked against the same source:Checked 03 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Binance Card
Who issues Binance Card?
Binance Card is issued by Immersve. Payments run on the Mastercard network.
Is Binance Card a virtual or a physical card?
Binance Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Binance Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is USD 1.50.
Does Binance Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
Does Binance Card work with Apple Pay and Google Pay?
It works with Google Pay.
Which crypto can I use with Binance Card?
Spends selected cryptocurrencies from the Spot, Funding and Simple Earn Flexible accounts in the order of the user's payment priority.
Does Binance Card have an annual fee?
No. Binance Card has no annual fee. The conditions are listed in the fees table on this page.
What does Binance Card charge on payments in a foreign currency?
The foreign currency fee is 2% to 3%, depending on country. The conditions are listed in the fees table on this page.
Does Binance Card pay cashback?
Yes. It pays 1.5% to 3% back on card spend, depending on tier.
Sources
- Fees pagewww.binance.com/en/support/faq/detail/fcf23d4a605e48f69c069e12746e3808
- Fees pagewww.binance.com/en/support/faq/detail/2a32d3668e704413b47fbf515ee38d6e
- Fees pagewww.binance.com/en/support/faq/detail/f34b3138d61a4f79b594bb7290ac09b3Checked 15 Oct 2026
- Fees pagewww.binance.com/en/support/faq/detail/2c6e12b2a39744eda759b8e3d7e146ceChecked 15 Oct 2026
- Supported countrieswww.binance.com/en/support/faq/detail/ffbec3c7ce7547eda323141ded2e385c
- Rewards termswww.binance.com/en/support/faq/detail/3bccbd63d7ca4d1b9b70cbeb3e1dc48a
- Other official pagewww.binance.com/en/support/faq/detail/53e464e091ba40d39f88f5f62882166c
- Other official pageCardsbinance.comChecked 02 Oct 2026
- Other official pagewww.binance.com/en/support/faq/detail/8ff23b2c0d2b4f8ea524affc8c0a1392Checked 15 Oct 2026
- Rewards termswww.binance.com/en/support/faq/detail/48e903b7cc8841e293bfd2486be4d025Checked 05 Oct 2026
- Other official pagewww.binance.com/en/support/faq/detail/63cb8b35e8a0447b90f14d2d52928234Checked 15 Oct 2026
- Rewards termswww.binance.com/en/support/faq/detail/2e19d71d1e58467198df49f814ee8629