Bit2Me Card
Issued via Pecunia Cards · Card currency EUR
- Custody
- Custodial
- Network
- Mastercard
- Card types
- Virtual + physical
- Card product
- Debit
- Wallets
- Apple Pay, Google Pay
Partly verified · 12 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Bit2Me Card is a crypto card that comes as a virtual and a physical card. It is a debit card. It is issued by Pecunia Cards. Payments run on the Mastercard network. The card currency is EUR.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. It can be funded with 21 assets, including EURC, USDC, ADA, BTC, CCD, DOT, EGLD, ETH and 13 more.
Fees
The card issuance fee is free for the virtual card and free to EUR 20, depending on tier for the physical card. It has no annual fee. It has no monthly fee. The foreign currency fee is 2%. The crypto conversion spread is 0.95%. It has no ATM withdrawal fee. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. Daily spending limit: EUR 1,000 to EUR 2,500, depending on tier. Monthly spending limit: EUR 5,000 to EUR 20,000, depending on tier. ATM withdrawal limit per day: EUR 300. Maximum per payment: EUR 1,000 to EUR 2,500, depending on tier. It pays 0% to 7% back on card spend, depending on tier. Rewards are paid in B2M. It works with Apple Pay and Google Pay.
Signing up
You can apply in 27 countries. You cannot apply in 11 countries, including the United States, Japan and India. Where the issuer states who can apply, you need to be a resident of the country. The physical card ships to 1 country.
How we check
We last checked this card on 15 Oct 2026, against 7 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | LEVEL 3 | LEVEL 4 | LEVELS 0-2 | LEVELS 5-7 | Levels 4-7 | Level 2 | Levels 0-1 | Level 0 | Level 1 | Level 5 | Level 6 | Level 7 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Card issuance | EUR 10 | EUR 5 | EUR 20 | Free | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified |
| Maximum per payment | EUR 2,000 | Not verified | Not verified | Not verified | EUR 2,500 | EUR 1,500 | EUR 1,000 | Not verified | Not verified | Not verified | Not verified | Not verified |
| Daily spend | EUR 2,000 | Not verified | Not verified | Not verified | EUR 2,500 | EUR 1,500 | EUR 1,000 | Not verified | Not verified | Not verified | Not verified | Not verified |
| Monthly spend | EUR 15,000 | Not verified | Not verified | Not verified | EUR 20,000 | EUR 10,000 | EUR 5,000 | Not verified | Not verified | Not verified | Not verified | Not verified |
| Yearly spend | EUR 150,000 | Not verified | Not verified | Not verified | EUR 200,000 | EUR 100,000 | EUR 50,000 | Not verified | Not verified | Not verified | Not verified | Not verified |
| Back on card spend | 1% | 2% | Not verified | Not verified | Not verified | 0.5% | Not verified | 0% | 0.25% | 3% | 5% | 7% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Bit2Me Card
Pros
- No annual or monthly fee
- You can apply in 27 countries
- Top up with 21 different crypto assets
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- Foreign exchange fee: 2%
- Custodial: the issuer holds your funds
Who it suits
- People who hold several different cryptocurrencies
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
Top-up assets and networks
- ADANetwork not statedChecked 03 Oct 2026agingsource
- BTCNetwork not statedChecked 03 Oct 2026agingsource
- CCDNetwork not statedChecked 03 Oct 2026agingsource
- DOTNetwork not statedChecked 03 Oct 2026agingsource
- EGLDNetwork not statedChecked 03 Oct 2026agingsource
- ETHNetwork not statedChecked 03 Oct 2026agingsource
- EURNetwork not statedChecked 03 Oct 2026agingsource
- EURCNetwork not statedChecked 03 Oct 2026agingsource
- EURCVNetwork not statedChecked 03 Oct 2026agingsource
- EURODNetwork not statedChecked 03 Oct 2026agingsource
- EUROPNetwork not statedChecked 03 Oct 2026agingsource
- EURQNetwork not statedChecked 03 Oct 2026agingsource
- HYPENetwork not statedChecked 03 Oct 2026agingsource
- LINKNetwork not statedChecked 03 Oct 2026agingsource
- POLNetwork not statedChecked 03 Oct 2026agingsource
- SOLNetwork not statedChecked 03 Oct 2026agingsource
- TONNetwork not statedChecked 03 Oct 2026agingsource
- USDCNetwork not statedChecked 03 Oct 2026agingsource
- USDCVNetwork not statedChecked 03 Oct 2026agingsource
- USDQNetwork not statedChecked 03 Oct 2026agingsource
- XRPNetwork not statedChecked 03 Oct 2026agingsource
Access and funding
Where it's available
Applying, shipping and using the card are tracked separately. A card can work in a country that it doesn't ship to.
Rules the issuer states
No country matches your search.
No information for 3 countries yet
Frequently asked questions about Bit2Me Card
Who issues Bit2Me Card?
Bit2Me Card is issued by Pecunia Cards. Payments run on the Mastercard network.
Is Bit2Me Card a virtual or a physical card?
Bit2Me Card comes as both a virtual and a physical card. The physical card ships to 1 country.
Can I withdraw cash from an ATM with Bit2Me Card?
Yes. You can withdraw cash at ATMs. Bit2Me Card has no ATM withdrawal fee.
Does Bit2Me Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Bit2Me Card?
It can be funded with 21 assets, including EURC, USDC, ADA, BTC, CCD, DOT, EGLD, ETH and 13 more.
Does Bit2Me Card have an annual fee?
No. Bit2Me Card has no annual fee.
What does Bit2Me Card charge on payments in a foreign currency?
The foreign currency fee is 2%. The conditions are listed in the fees table on this page.
Does Bit2Me Card pay cashback?
Yes. It pays 0% to 7% back on card spend, depending on tier. Rewards are paid in B2M.
What are the spending and ATM limits of Bit2Me Card?
Daily spending limit: EUR 1,000 to EUR 2,500, depending on tier. Monthly spending limit: EUR 5,000 to EUR 20,000, depending on tier. ATM withdrawal limit per day: EUR 300. Maximum per payment: EUR 1,000 to EUR 2,500, depending on tier.
In which countries can I apply for Bit2Me Card?
You can apply in 27 countries. You cannot apply in 11 countries, including the United States, Japan and India.
Sources
- Fees pagesupport.bit2me.com/en/support/solutions/articles/35000212846-bit2me-card-fees-and-limitsChecked 15 Oct 2026
- Supported countriessupport.bit2me.com/en/support/solutions/articles/35000203200-which-countries-is-the-bit2me-card-available-in-Checked 15 Oct 2026
- Rewards termssupport.bit2me.com/en/support/solutions/articles/35000215038-benefits-with-bit2me-card-and-space-centerChecked 15 Oct 2026
- Cardholder termslegal.bit2me.com/en/support/solutions/articles/35000293206-t-c-bit2me-cardChecked 15 Oct 2026
- Other official pageCardbit2me.comChecked 07 Oct 2026
- Other official pagesupport.bit2me.com/en/support/solutions/articles/35000203116-bit2me-card-frequently-asked-questionsChecked 15 Oct 2026
- Other official pagesupport.bit2me.com/en/support/solutions/articles/35000203197-what-currencies-can-be-used-with-bit2me-card-Checked 15 Oct 2026
- Other official pagesupport.bit2me.com/en/support/solutions/articles/35000211407-what-are-the-main-features-of-bit2me-card-
- Cardholder termsPecuniabit2me.com