Gate Card
- Custody
- Custodial
- Network
- Unknown
- Card types
- Virtual + physical
- Wallets
- Google Pay
- Apple Pay: not verified
Shipping countries are not published.
Partly verified · 11 of 12 key facts · last checked 08 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Gate Card is a crypto card that comes as a virtual and a physical card.
Funding and spending
The company holds your balance, and the card spends from it. It is funded with crypto. You can reload it after the first load. It can be funded with 4 assets: USDT, BTC, ETH and GT.
Fees
It has no card issuance fee. It has no monthly fee. The foreign currency fee is 0.4% to 1.7%, depending on tier. The crypto conversion spread is 0.9%. The top-up fee is 0.9%. The ATM withdrawal fee is USD 1 + 0.65% to 2%, depending on tier. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee yet.
Limits and rewards
You can withdraw cash at ATMs. Daily spending limit: USD 10,000 to USD 500,000, depending on tier. Monthly spending limit: USD 50,000 to USD 1,500,000, depending on tier. ATM withdrawal limit per day: USD 5,000. ATM withdrawal limit per month: USD 15,000. Maximum per payment: USD 10,000 to USD 500,000, depending on tier. It pays 1% to 8% back on card spend, depending on tier. It works with Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How we check
We last checked this card on 08 Oct 2026, against 7 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Standard | Signature | AI Elite | Essential | Heritage | T2 | T0 | T1 | T3 | T4 | T5 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Foreign currency (FX) | 1% | 1% | 1.5% | 1.7% | 1.5% | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified |
| ATM withdrawal | Not verified | USD 1 + 0.65% | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified |
| Daily spend | USD 50,000 | Not verified | USD 150,000 | USD 150,000 | Not verified | USD 50,000 | USD 10,000 | USD 10,000 | USD 150,000 | USD 500,000 | Not verified |
| Monthly spend | USD 990,000 | Not verified | USD 1,000,000 | USD 1,000,000 | Not verified | USD 150,000 | USD 50,000 | USD 50,000 | USD 400,000 | USD 1,500,000 | Not verified |
| Yearly spend | Not verified | Not verified | USD 1,000,000 | USD 1,000,000 | Not verified | USD 500,000 | USD 50,000 | USD 150,000 | USD 1,500,000 | USD 18,000,000 | Not verified |
| Maximum per payment | Not verified | Not verified | USD 25,000 | USD 25,000 | USD 80,000 | USD 50,000 | USD 10,000 | USD 10,000 | USD 150,000 | USD 500,000 | Not verified |
| Back on card spend | Not verified | Not verified | Not verified | Not verified | Not verified | 2% | 1% | 1% | 3% | 5% | 8% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Gate Card
Pros
- No monthly fee
- No card issuance fee
- 1% back, up to 8% on higher tiers
- Works with Google Pay
- Comes as a virtual and a physical card
Cons
- Custodial: the issuer holds your funds
Who it suits
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
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Limits
Rewards
Top-up assets and networks
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- It can be used at over 150 million merchants worldwide that accept Visa, providing a convenient payment method for both online and offline shopping, as well as other transaction scenarios.Checked 04 Oct 2026agingsource
Every country below was checked against the same source:Checked 04 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Gate Card
Is Gate Card a virtual or a physical card?
Gate Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Gate Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is USD 1 + 0.65% to 2%, depending on tier.
Does Gate Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
Does Gate Card work with Apple Pay and Google Pay?
It works with Google Pay.
Which crypto can I use with Gate Card?
It can be funded with 4 assets: USDT, BTC, ETH and GT.
What does Gate Card charge on payments in a foreign currency?
The foreign currency fee is 0.4% to 1.7%, depending on tier. The conditions are listed in the fees table on this page.
Does Gate Card pay cashback?
Yes. It pays 1% to 8% back on card spend, depending on tier.
What are the spending and ATM limits of Gate Card?
Daily spending limit: USD 10,000 to USD 500,000, depending on tier. Monthly spending limit: USD 50,000 to USD 1,500,000, depending on tier. ATM withdrawal limit per day: USD 5,000. ATM withdrawal limit per month: USD 15,000. Maximum per payment: USD 10,000 to USD 500,000, depending on tier.
Sources
- Fees pagewww.gate.com/help/gatecard/gcd1213/50034Checked 08 Oct 2026
- Fees pagewww.gate.com/help/gatecard/gcs/50883Checked 04 Oct 2026
- Fees pagewww.gate.com/help/gatecard/gc/51548Checked 08 Oct 2026
- Fees pagewww.gate.com/help/gatecard/gc7/100745Checked 04 Oct 2026
- Supported countriesCardgate.com
- Supported countrieswww.gate.com/help/gatecard/gcd1213/50050Checked 05 Oct 2026
- Rewards termswww.gate.com/help/gatecard/benefits/49984Checked 02 Oct 2026
- Other official pageCardgate.comChecked 07 Oct 2026
- Other official pagewww.gate.com/help/gatecard
- Other official pagewww.gate.com/help/gatecard/basics/49745
- Other official pagewww.gate.com/help/gatecard/gc/51550
- Other official pagewww.gate.com/help/gatecard/gc/51547
- Other official pagewww.gate.com/help/gatecard/gcd1213/50053
- Other official pagewww.gate.com/help/gatecard/gcs/50886