UUPAY CardVISA
Active program
UUPAY Card
- Custody
- Custodial
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Debit
- Wallets
- Apple Pay, Google Pay
Partly verified · 10 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
UUPAY Card is a crypto card that comes as a virtual and a physical card. It is a debit card. Payments run on the Visa network.
Funding and spending
The company holds your balance, and the card spends from it. It is funded with crypto. You can top it up by crypto. You can reload it after the first load. It can be funded with USDT. Top-ups are accepted on the Tron network.
Fees
The card issuance fee depends on the card type. It has no annual fee. It has no monthly fee. It has no foreign currency fee. It has no top-up fee. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the crypto conversion spread and ATM withdrawal fee yet.
Limits and rewards
You can withdraw cash at ATMs. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in Israel, India, Nigeria and Pakistan. You cannot apply in 41 countries, including the United States and China.
How we check
We last checked this card on 15 Oct 2026, against 13 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of UUPAY Card
Pros
- No annual or monthly fee
- No foreign exchange fee
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- So far we have verified it in only 4 countries
- Custodial: the issuer holds your funds
- 3 of 13 key facts are not verified yet
Who it suits
- Frequent travellers, as there is no foreign exchange fee
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes themCard issuance
1 USDT
New-user activation fee during an ongoing promotion with no announced end date; also credits a 1 USDT bonus for spending only.
Verified 22 Oct 2026source
Virtual card issuance
USD 10
Promotional pricing applies during promotional periods.
Checked 03 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
Free
Marketing statement for the Luxury Gold Physical Card, for payments at POS and ATM withdrawals worldwide
Checked 04 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Unknown
ATM withdrawal
Unknown
Top-up
Free
Promotional: all fees for topping up cards from the UUPAY wallet are waived during the promotion period; the end date has not been announced and the regular top-up fee is not stated.
Checked 06 Oct 2026agingsource
Card replacement
Unknown
Other fee
0.30 USDT
Charged per transaction when a single transaction is less than 30 USDT.
Checked 03 Oct 2026agingsource
Limits
Daily spend
Unknown
Monthly spend
Unknown
ATM per day
Unknown
Top-up per day
Unknown
Rewards
Back on card spend
Unknown
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
What the card spends from
Checked 06 Oct 2026agingsourceThe card is topped up with USDT and other major stablecoins.
- USDTTronNetwork not statedChecked 06 Oct 2026agingsource
Access and funding
ATM withdrawals
Yes
You can withdraw cash at ATMs. The fees and limits above and below set the cost and the caps.
Checked 07 Oct 2026agingsource
Where it's available
Applying, shipping and using the card are tracked separately. A card can work in a country that it doesn't ship to.
Rules the issuer states
- The UUPAY Crypto Card can be used worldwide at merchants that accept major debit cards. Usage is subject to applicable sanctions laws and excludes restricted individuals, entities, or countries.Checked 03 Oct 2026agingsource
Country
Can apply
Physical card ships
Card works
Verified
🇦🇫 AfghanistanVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇧🇾 BelarusVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇧🇫 Burkina FasoVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇧🇮 BurundiVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇨🇲 CameroonVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇨🇫 Central African RepublicVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇨🇳 ChinaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇨🇺 CubaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇪🇷 EritreaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇬🇼 Guinea-BissauVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇭🇹 HaitiVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇭🇰 Hong KongVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇮🇳 IndiaVirtual card supported, physical card restricted. The rule is based on the country that issued the identity document.
Yes
No
Yes
Checked 03 Oct 2026agingsource
🇮🇷 IranVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇮🇶 IraqVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇮🇱 IsraelVirtual card supported, physical card restricted. The rule is based on the country that issued the identity document.
Yes
No
Yes
Checked 04 Oct 2026agingsource
🇯🇲 JamaicaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇱🇧 LebanonVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇱🇷 LiberiaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇱🇾 LibyaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇲🇱 MaliVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇲🇿 MozambiqueVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇲🇲 Myanmar (Burma)Virtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇳🇮 NicaraguaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇳🇬 NigeriaVirtual card supported, physical card restricted. The rule is based on the country that issued the identity document.
Yes
No
Yes
Checked 03 Oct 2026agingsource
🇰🇵 North KoreaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇵🇰 PakistanVirtual card supported, physical card restricted. The rule is based on the country that issued the identity document.
Yes
No
Yes
Checked 03 Oct 2026agingsource
🇵🇼 PalauVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇨🇬 Republic of the CongoVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇷🇺 RussiaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇷🇼 RwandaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇸🇳 SenegalVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇸🇱 Sierra LeoneVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇸🇬 SingaporeVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇸🇴 SomaliaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇸🇸 South SudanVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇸🇩 SudanVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇸🇾 SyriaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇹🇿 TanzaniaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇺🇬 UgandaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇺🇦 UkraineVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇺🇸 United StatesVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇻🇪 VenezuelaVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇾🇪 YemenVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
🇿🇼 ZimbabweVirtual and physical cards are not issued to holders of identity documents from this country.
No
Unknown
Unknown
Checked 04 Oct 2026agingsource
No country matches your search.
Frequently asked questions about UUPAY Card
Is UUPAY Card a virtual or a physical card?
UUPAY Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with UUPAY Card?
Yes. You can withdraw cash at ATMs.
Does UUPAY Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up UUPAY Card?
You can top it up by crypto. UUPAY Card has no top-up fee.
Does UUPAY Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with UUPAY Card?
It can be funded with USDT. Top-ups are accepted on the Tron network.
Does UUPAY Card have an annual fee?
No. UUPAY Card has no annual fee. The conditions are listed in the fees table on this page.
What does UUPAY Card charge on payments in a foreign currency?
UUPAY Card has no foreign currency fee. The conditions are listed in the fees table on this page.
In which countries can I apply for UUPAY Card?
You can apply in Israel, India, Nigeria and Pakistan. You cannot apply in 41 countries, including the United States and China.
Sources
- Fees pageuupay.comChecked 15 Oct 2026
- Cardholder termsTermsuupay.comChecked 15 Oct 2026
- Other official pagehelp.uupay.com/en
- Fees pageCard issuance feeshelp.uupay.comChecked 15 Oct 2026
- Fees pageWill there be extra fees if the card is not used for a monthhelp.uupay.comChecked 15 Oct 2026
- Fees pageImportant announcement notice of low value transaction rules for uupay cardhelp.uupay.comChecked 03 Oct 2026
- Fees pageImportant announcement notice of transaction decline rules for uupay cardhelp.uupay.com
- Fees pageNotice of extension uupay 1u card activation zero top up fee promotionhelp.uupay.comChecked 15 Oct 2026
- Other official pageImportant announcement notice of comprehensive payment channel upgrade and business adjustments for uupay cardhelp.uupay.comChecked 15 Oct 2026
- Supported countriesUupay restricted regions listhelp.uupay.comChecked 15 Oct 2026
- Supported countriesWhich countries can uupay crypto card be usedhelp.uupay.comChecked 15 Oct 2026
- Other official pageComplete guide to using apple pay in conjunction with uupayhelp.uupay.comChecked 15 Oct 2026
- Other official pageUupay virtual card instructionshelp.uupay.comChecked 15 Oct 2026
- Other official pageUupay cryptocurrency deposit guidehelp.uupay.comChecked 15 Oct 2026
- Other official pageImportant announcement uupay physical card officially launched unlock a new global payment experiencehelp.uupay.comChecked 15 Oct 2026