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SafePal Card

Issued via SafePal and Fiat24

Custody
Unknown
Network
Mastercard
Card types
Virtual only
Card product
Debit
Wallets
Apple Pay, Google Pay

Partly verified · 3 of 13 key facts · last checked 28 Oct 2026 · aging

Facts reviewed by

Review

What it is

SafePal Card is a virtual crypto card. It is a debit card. It is issued by SafePal and Fiat24. Payments run on the Mastercard network.

Funding and spending

It can be funded with USDC. Top-ups are accepted on the Arbitrum network.

Fees

The foreign currency fee is 1%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the card issuance fee, annual fee, monthly fee, crypto conversion spread, top-up fee and ATM withdrawal fee yet.

Limits and rewards

It works with Apple Pay and Google Pay.

Signing up

You can apply in 42 countries. That includes 32 in Europe, 6 in Asia and 2 in Oceania.

How we check

We last checked this card on 28 Oct 2026, against 6 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.

Pros and cons of SafePal Card

Pros

  • Low foreign exchange fee: 1%
  • You can apply in 42 countries
  • Works with Apple Pay and Google Pay

Cons

  • 10 of 13 key facts are not verified yet

Who it suits

  • Frequent travellers, as foreign exchange fees are low

Built only from facts we have verified. Anything we have not verified is left out.

Fees

Amounts in the card currency, as the issuer publishes them
Virtual card issuance
Unknown
Annual fee
Unknown
Monthly fee
Unknown
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
1%
Mastercard transactions settled in non-USD currencies
Checked 02 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Unknown
ATM withdrawal
Unknown
Top-up
Unknown
Inactivity
Unknown
Card replacement
Unknown

Limits

Daily spend
Unknown
Monthly spend
Unknown
ATM per day
Unknown
Top-up per day
Unknown
Minimum top-up
10 USDC
Minimum deposit amount
Checked 03 Oct 2026agingsource

Rewards

Back on card spend
Unknown

We don't know the rewards for this card yet. We never assume a card has none.

Top-up assets and networks

What the card spends from

Spends from cryptocurrency deposited into an IBAN account, which converts it into euros.

Verified 28 Oct 2026source
  • USDCArbitrum
    Checked 03 Oct 2026agingsource

Access and funding

Identity check (KYC)
Not verified
ATM withdrawals
Not verified
Reloadable
Not verified
Top-up methods
Not verified

Where it's available

Applying for the card and using it are tracked separately.

Virtual card only: nothing is shipped.

Rules the issuer states

  • Supported regions for SafePal Fiat gateway: $100,000 monthly transaction limit with Mastercard supportVerified 28 Oct 2026source

Every country below was checked against the same source:Verified 28 Oct 2026source

Country
Can apply
Card works
🇦🇽 Åland Islands
Yes
Unknown
🇦🇺 Australia
Yes
Unknown
🇦🇹 Austria
Yes
Unknown
🇧🇪 Belgium
Yes
Unknown
🇨🇦 Canada
Yes
Unknown
🇨🇾 Cyprus
Yes
Unknown
🇨🇿 Czechia
Yes
Unknown
🇩🇰 Denmark
Yes
Unknown
🇪🇪 Estonia
Yes
Unknown
🇫🇴 Faroe Islands
Yes
Unknown
🇫🇮 Finland
Yes
Unknown
🇫🇷 France
Yes
Unknown
🇩🇪 Germany
Yes
Unknown
🇬🇷 Greece
Yes
Unknown
🇭🇰 Hong Kong
Yes
Unknown
🇭🇺 Hungary
Yes
Unknown
🇮🇸 Iceland
Yes
Unknown
🇮🇪 Ireland
Yes
Unknown
🇮🇹 Italy
Yes
Unknown
🇯🇵 Japan
Yes
Unknown
🇱🇻 Latvia
Yes
Unknown
🇱🇮 Liechtenstein
Yes
Unknown
🇱🇹 Lithuania
Yes
Unknown
🇱🇺 Luxembourg
Yes
Unknown
🇲🇾 Malaysia
Yes
Unknown
🇳🇱 Netherlands
Yes
Unknown
🇳🇿 New Zealand
Yes
Unknown
🇳🇴 Norway
Yes
Unknown
🇵🇱 Poland
Yes
Unknown
🇵🇹 Portugal
Yes
Unknown
🇷🇪 Réunion
Yes
Unknown
🇷🇴 Romania
Yes
Unknown
🇸🇬 Singapore
Yes
Unknown
🇸🇰 Slovakia
Yes
Unknown
🇸🇮 Slovenia
Yes
Unknown
🇰🇷 South Korea
Yes
Unknown
🇪🇸 Spain
Yes
Unknown
🇸🇯 Svalbard & Jan Mayen
Yes
Unknown
🇸🇪 Sweden
Yes
Unknown
🇨🇭 Switzerland
Yes
Unknown
🇹🇼 Taiwan
Yes
Unknown
🇬🇧 United Kingdom
Yes
Unknown

No information for 205 countries yet

Frequently asked questions about SafePal Card

Who issues SafePal Card?

SafePal Card is issued by SafePal and Fiat24. Payments run on the Mastercard network.

Is SafePal Card a virtual or a physical card?

SafePal Card is a virtual card only.

Does SafePal Card work with Apple Pay and Google Pay?

It works with Apple Pay and Google Pay.

Which crypto can I use with SafePal Card?

It can be funded with USDC. Top-ups are accepted on the Arbitrum network.

What does SafePal Card charge on payments in a foreign currency?

The foreign currency fee is 1%. The conditions are listed in the fees table on this page.

In which countries can I apply for SafePal Card?

You can apply in 42 countries. That includes 32 in Europe, 6 in Asia and 2 in Oceania.

Sources

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