Biggest estimated net gain here at this spending level.
- Card product
- Not verified
- Network
- Visa
Best crypto cards
Every crypto card we track, ranked by what it would cost you per year once its fees are counted. Start here, then narrow it down. Ranked by what they would cost you per year once their fees are counted.
Read our guide: how to chooseBy Andrew L.Data updated 28 Oct 2026
Ranked cards
Showing costs in EUR for a typical profile: EUR 500 a month, 30% in a foreign currency, rewards that need staking or a paid plan left out. Choose your country to see only the cards open to you, priced in your currency.
Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.
Rewards come to more than the fees at this spending level.
- Card product
- Debit
- Network
- Visa
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
- Card product
- Not verified
- Network
- Visa
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
- Card product
- Debit
- Network
- Visa
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Credit
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Credit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Credit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Credit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Visa
Net cost per yearat leastEUR 37Excludes flat charge per foreign payment and conversion feeLeaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Visa
Net cost per yearat leastEUR 46Excludes issuance fee, flat charge per foreign payment and conversion feeLeaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Net cost per yearat leastEUR 295Excludes annual fee, monthly fee and conversion feeLeaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Prepaid
- Network
- Visa
No estimate yet. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Prepaid
- Network
- Not verified
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Debit
- Network
- Not verified
No estimate yet. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Prepaid
- Network
- Not verified
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX markup, conversion fee and rewards.
- Card product
- Debit
- Network
- Visa
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Secured by crypto
- Network
- Visa
No estimate yet. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Debit
- Network
- Mastercard
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Prepaid
- Network
- Visa
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Debit
- Network
- Not verified
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Prepaid
- Network
- Mastercard
No estimate yet: this card's fees are not verified.
- Card product
- Secured by crypto
- Network
- Visa
Not checked yet
These cards are not ranked and have no cost estimate. We have not verified the facts that define this list, or where the card is available. Not checked does not mean no.
- Details
Airtm Card
Not checked yetWe have not verified any country where it is open yet.
- Details
AIX Card
Not checked yetWe have not verified any country where it is open yet.
- Details
Anytap Card
Not checked yetWe have not verified any country where it is open yet.
- Details
ARQ Card
Not checked yetWe have not verified any country where it is open yet.
- Details
Binance Card
Not checked yetWe have not verified any country where it is open yet.
How this list is ranked
The ranking is by estimated net cost per year: the fees you would pay minus the rewards you would earn. Every card goes through the same default spending profile, so the order is fair between cards, but it is still a model. Your own spending can move a card up or down.
A card whose cost fees are not on file gets no estimate and is listed after the cards that have one. Values read from the issuer’s page count even before a person has reviewed them, and each card tile shows its verification state. A missing value is never treated as zero.
You can read the full method in the methodology. Then enter your own country and spending in the Card Finder to get a ranking that fits you.
Cheapest card by country right now
The table shows the card the Finder ranks first for each country, with its estimated net cost for the default profile. It is read from live data, so it changes when the data does.
| Country | Cheapest card |
|---|---|
| United States | THORWallet Card, about USD 74 a year |
| United Kingdom | SwissBorg Card, about GBP 59 a year |
| Germany | Trade Republic Card, a gain of about EUR 60 a year |
| France | Trade Republic Card, a gain of about EUR 60 a year |
| Spain | Trade Republic Card, a gain of about EUR 60 a year |
| Italy | Trade Republic Card, a gain of about EUR 60 a year |
| Brazil | OKX Card, no estimated cost per year |
| Romania | OKX Card, about RON 24 a year |
| Canada | THORWallet Card, about CAD 74 a year |
| Australia | OKX Card, no estimated cost per year |
“No estimate yet” means no card for that country has its cost fees on file yet. It does not mean there is no card. Every country has its own page on the countries overview.
Which type of crypto card do you need?
Debit. A crypto debit card spends your balance as you pay. It is the simplest type and the most common. See the debit card list.
Credit. A credit card lets you spend first and pay later, so it works like a loan and usually involves a credit check. Rewards are the main reason to look at one. See the credit card list.
Prepaid. You load a prepaid card before you spend, and you can only spend what is on it. That makes it easy to cap your risk. See the prepaid card list.
Self-custody. The crypto stays in a wallet you control until you pay. You carry more responsibility, and the company holds less of your money. See the self-custody list.
Stablecoin. If you would rather spend a coin that tracks a currency than one whose price swings, look at the stablecoin cards or the USDT cards.
Travel. If you pay abroad often, foreign exchange costs matter most. See the travel card list.
What to check before you apply
- Availability. A card is only useful if the issuer serves your country. Check the country list on the card page and read how the issuer words it.
- Card currency. Compare the card’s currency with the one you spend. If they differ, every payment is converted.
- FX fee and markup. A card can have no FX fee and still add a margin to the rate. Our guide to FX fees and markups explains them and how to compare them.
- Top-up fees. Adding money to the card, or converting crypto into the card balance, can cost something on its own.
- Custody. Decide who should hold your crypto until you spend it, and keep on the card only what you plan to use soon.
- Identity checks. You will usually be asked for an ID document. Cardsbench has the KYC level on file for 72 cards, and 71 cards ask for a full identity check.
Each card page shows its fees with a source and a last checked date. Anything we have not verified reads “Unknown”, never zero.
Related guides
Other best lists
- Debit cards
- Credit cards
- Prepaid cards
- Visa cards
- Mastercard cards
- Bitcoin cards
- USDT cards
- USDC cards
- Stablecoin cards
- Self-custody
- No FX fee
- No annual fee
- Travel
- Virtual only
- ATM withdrawals
- Rewards and cashback
How we rank cards and estimate costsAffiliate links never change a card's rank. Not financial advice.