Review
What it is
Bitstack Card is a physical crypto card. It is a debit card. It is issued by Xpollens. Payments run on the Visa network. The card currency is EUR.
Funding and spending
The company holds your balance, and the card spends from it. It is funded with fiat money. You can top it up by bank transfer and debit or credit card. Card payments are debited directly from the Bitstack cash account.
Fees
The card issuance fee is EUR 9.99. It has no monthly fee. The foreign currency fee is 1%. The crypto conversion spread is 0.75% to 1.5%, depending on tier. The top-up fee is 0.7%. The ATM withdrawal fee is 1%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee yet.
Limits and rewards
You can withdraw cash at ATMs. Monthly spending limit: EUR 1,000 to EUR 5,000, depending on tier. ATM withdrawal limit per month: EUR 1,000. It pays 0.1% to 0.15% back on card spend, depending on tier. Rewards are paid in bitcoin. It works with Apple Pay but not with Google Pay.
Signing up
You can apply in France. Where the issuer states who can apply, you need to be a resident of the country.
How we check
We last checked this card on 15 Oct 2026, against 9 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Plus | Standard | Bitstack Plus |
|---|---|---|---|
| Card issuance | EUR 9.99 | Not verified | Not verified |
| Crypto conversion spread | 0.75% | 1.5% | Not verified |
| Account monthly fee | EUR 2.99 | Free | Not verified |
| Shipping | Free | Not verified | Not verified |
| Monthly spend | EUR 3,000 | EUR 1,000 | Not verified |
| Back on card spend | Not verified | 0.1% | 0.15% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Bitstack Card
Pros
- No monthly fee
- Low foreign exchange fee: 1%
- 0.1% back, up to 0.15% on higher tiers
- Works with Apple Pay
Cons
- So far we have verified it in France only
- Custodial: the issuer holds your funds
Who it suits
- Frequent travellers, as foreign exchange fees are low
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
?
Limits
Rewards
Top-up assets and networks
Card payments are debited directly from the Bitstack cash account.
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- Your card works anywhere Visa® is accepted, including ATMs.Checked 03 Oct 2026agingsource
Every country below was checked against the same source:Checked 03 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Bitstack Card
Who issues Bitstack Card?
Bitstack Card is issued by Xpollens. Payments run on the Visa network.
Is Bitstack Card a virtual or a physical card?
Bitstack Card is a physical card only.
Can I withdraw cash from an ATM with Bitstack Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is 1%.
How do I top up Bitstack Card?
You can top it up by bank transfer and debit or credit card. The top-up fee is 0.7%.
Does Bitstack Card work with Apple Pay and Google Pay?
It works with Apple Pay but not with Google Pay.
Which crypto can I use with Bitstack Card?
Card payments are debited directly from the Bitstack cash account.
What does Bitstack Card charge on payments in a foreign currency?
The foreign currency fee is 1%. The conditions are listed in the fees table on this page.
Does Bitstack Card pay cashback?
Yes. It pays 0.1% to 0.15% back on card spend, depending on tier. Rewards are paid in bitcoin.
What are the spending and ATM limits of Bitstack Card?
Monthly spending limit: EUR 1,000 to EUR 5,000, depending on tier. ATM withdrawal limit per month: EUR 1,000.
In which countries can I apply for Bitstack Card?
You can apply in France.
Sources
- Fees pageWhat fees apply when using the bitstack cardhelp.bitstack-app.comChecked 07 Oct 2026
- Fees pageWhat are the bitstack card limitshelp.bitstack-app.comChecked 03 Oct 2026
- Supported countriesHow do i order the bitstack card and when will i receive ithelp.bitstack-app.com
- Rewards termsWhat is stackbackhelp.bitstack-app.comChecked 15 Oct 2026
- Other official pageWhat is the bitstack cardhelp.bitstack-app.comChecked 05 Oct 2026
- Other official pageCartebitstack-app.com
- Fees pagePricingbitstack-app.comChecked 15 Oct 2026
- Other official pageCardbitstack-app.comChecked 15 Oct 2026
- Fees pageWhat are bitstack's prices and feeshelp.bitstack-app.comChecked 07 Oct 2026
- Fees pageHow do i fund my bitstack cash accounthelp.bitstack-app.comChecked 05 Oct 2026
- Other official pageWhat is the bitstack cash account and what is it forhelp.bitstack-app.comChecked 03 Oct 2026