Swissquote Debit Mastercard (Switzerland)
- Custody
- Custodial
- Network
- Mastercard
- Card types
- Virtual + physical
- Card product
- Debit
- Wallets
- Apple Pay, Google Pay
Partly verified · 7 of 12 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Swissquote Debit Mastercard (Switzerland) is a crypto card that comes as a virtual and a physical card. It is a debit card. Payments run on the Mastercard network.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. It can be funded with 3 assets: BTC, ETH and XRP.
Fees
The foreign currency fee is 0%. The FX markup is 1.5%. The crypto conversion spread is 0.95%. The ATM withdrawal fee is CHF 4.90. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the card issuance fee, annual fee, monthly fee and top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. It pays 0.25% to 0.5% back on card spend, depending on tier. Rewards are paid in Trading Credit. It works with Apple Pay and Google Pay.
Signing up
You can apply in 15 countries. That includes 13 in Europe, 1 in Asia and 1 in Africa. Where the issuer states who can apply, you need to be a resident of the country. The physical card ships to 15 countries.
How we check
We last checked this card on 15 Oct 2026, against 4 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Bright | Light | Elite |
|---|---|---|---|
| Foreign currency (FX) | 0% | 0% | 0% |
| Crypto conversion spread | 0.95% | 0.95% | Not verified |
| ATM withdrawal | CHF 4.90 | Not verified | Not verified |
| Card replacement | CHF 5 | Not verified | CHF 50 |
| Account monthly fee | CHF 6.90 | Free | CHF 39 |
| Contactless per payment | CHF 80 | Not verified | Not verified |
| Back on card spend | 0.5% | 0.25% | 0.5% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Swissquote Debit Mastercard (Switzerland)
Pros
- 0.25% back, up to 0.5% on higher tiers
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- Custodial: the issuer holds your funds
- 5 of 12 key facts are not verified yet
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
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Limits
Rewards
Top-up assets and networks
Access and funding
Where it's available
Applying, shipping and using the card are tracked separately. A card can work in a country that it doesn't ship to.
Every country below was checked against the same source:Checked 03 Oct 2026agingsource
No country matches your search.
No information for 232 countries yet
Frequently asked questions about Swissquote Debit Mastercard (Switzerland)
Is Swissquote Debit Mastercard (Switzerland) a virtual or a physical card?
Swissquote Debit Mastercard (Switzerland) comes as both a virtual and a physical card. The physical card ships to 15 countries.
Can I withdraw cash from an ATM with Swissquote Debit Mastercard (Switzerland)?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is CHF 4.90.
Does Swissquote Debit Mastercard (Switzerland) work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Swissquote Debit Mastercard (Switzerland)?
It can be funded with 3 assets: BTC, ETH and XRP.
What does Swissquote Debit Mastercard (Switzerland) charge on payments in a foreign currency?
The foreign currency fee is 0%. The FX markup is 1.5%. The conditions are listed in the fees table on this page.
Does Swissquote Debit Mastercard (Switzerland) pay cashback?
Yes. It pays 0.25% to 0.5% back on card spend, depending on tier. Rewards are paid in Trading Credit.
In which countries can I apply for Swissquote Debit Mastercard (Switzerland)?
You can apply in 15 countries. That includes 13 in Europe, 1 in Asia and 1 in Africa.
Sources
- Other official pageDebit cardsswissquote.comChecked 02 Oct 2026
- Other official pageDebit cardsswissquote.com
- Fees pageDebit cardsswissquote.comChecked 15 Oct 2026
- Other official pageBright cardswissquote.com
- Other official pageLight cardswissquote.com
- Other official pageElite cardswissquote.comChecked 03 Oct 2026
- Supported countriesDebit cardsswissquote.comChecked 15 Oct 2026