Kinesis Card
- Custody
- Custodial
- Network
- Visa
- Card types
- Virtual only
- Wallets
- Google Pay
- Apple Pay: not verified
Partly verified · 8 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Kinesis Card is a virtual crypto card. Payments run on the Visa network.
Funding and spending
The company holds your balance, and the card spends from it. It is funded with crypto. You can top it up by crypto. Users can select up to five cryptocurrencies on the Kinesis Platform to fund the Card.
Fees
It has no virtual card issuance fee. The annual fee is USD 77. It has no monthly fee. The crypto conversion spread is 0% to 0.22%, depending on country. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the foreign currency fee, top-up fee and ATM withdrawal fee yet.
Limits and rewards
It pays 2% back on card spend. Rewards are paid in gold. The cashback is capped at USD 40 a month. It works with Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in the United States. You cannot apply in 246 countries, including the United Kingdom, Canada and Australia. Where the issuer states who can apply, you need to be a resident of the country.
How we check
We last checked this card on 15 Oct 2026, against 4 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of Kinesis Card
Pros
- No monthly fee
- Low conversion fee: 0.22%
- No card issuance fee
- 2% back on spending
- Works with Google Pay
Cons
- Annual fee: USD 77
- Only available in the United States
- Custodial: the issuer holds your funds
- 5 of 13 key facts are not verified yet
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
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Limits
Rewards
Top-up assets and networks
Users can select up to five cryptocurrencies on the Kinesis Platform to fund the Card.
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
- The Kinesis Card is currently available for US users only.Checked 03 Oct 2026agingsource
- The Kinesis Card is currently available for US users only.Checked 04 Oct 2026agingsource
- The Kinesis Card empowers users to conduct seamless transactions at both physical and online merchants worldwide, wherever major credit and debit cards are accepted.Checked 07 Oct 2026agingsource
No country matches your search.
Frequently asked questions about Kinesis Card
Is Kinesis Card a virtual or a physical card?
Kinesis Card is a virtual card only.
Does Kinesis Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Kinesis Card?
You can top it up by crypto.
Does Kinesis Card work with Apple Pay and Google Pay?
It works with Google Pay.
Which crypto can I use with Kinesis Card?
Users can select up to five cryptocurrencies on the Kinesis Platform to fund the Card.
Does Kinesis Card have an annual fee?
Yes. The annual fee is USD 77. The conditions are listed in the fees table on this page.
Does Kinesis Card pay cashback?
Yes. It pays 2% back on card spend. Rewards are paid in gold. The cashback is capped at USD 40 a month.
In which countries can I apply for Kinesis Card?
You can apply in the United States. You cannot apply in 246 countries, including the United Kingdom, Canada and Australia.
Sources
- Fees pageFeeskinesis.moneyChecked 03 Oct 2026
- Cardholder termsKinesis virtual card pre registration promotional campaign terms and conditionskinesis.moneyChecked 15 Oct 2026
- Other official pageKinesis virtual cardkinesis.moneyChecked 15 Oct 2026
- Cardholder termsTerms of usekinesis.moneyChecked 15 Oct 2026