Bitpanda Card
Issued via Transact Payments Malta · Card currency EUR
- Custody
- Custodial
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Debit
- Wallets
- Apple Pay, Google Pay
Partly verified · 9 of 11 key facts · last checked 22 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Bitpanda Card is a crypto card that comes as a virtual and a physical card. It is a debit card. It is issued by Transact Payments Malta. Payments run on the Visa network. The card currency is EUR.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. Payments can be funded from any supported cryptocurrency, metals wallet or the EUR wallet; other fiat currencies are not supported.
Fees
It has no card issuance fee. It has no monthly fee. The foreign currency fee is 0%. The ATM withdrawal fee is 2%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee, crypto conversion spread and top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. Daily spending limit: EUR 10,000. Monthly spending limit: EUR 280,000. ATM withdrawal limit per day: EUR 500. It pays 1% back on card spend. It works with Apple Pay and Google Pay.
Signing up
You can apply in 20 countries. You cannot apply in Cyprus.
How we check
We last checked this card on 22 Oct 2026, against 4 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of Bitpanda Card
Pros
- No monthly fee
- No foreign exchange fee
- No card issuance fee
- 1% back on spending
- Spending limit of at least EUR 280,000 a month
- You can apply in 20 countries
Cons
- Custodial: the issuer holds your funds
Who it suits
- Frequent travellers, as there is no foreign exchange fee
- Heavy spenders, as the limits are high and the fees stay low
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
Top-up assets and networks
Payments can be funded from any supported cryptocurrency, metals wallet or the EUR wallet; other fiat currencies are not supported.
Access and funding
Where it's available
Applying, shipping and using the card are tracked separately. A card can work in a country that it doesn't ship to.
Rules the issuer states
- You can use your Bitpanda Card anywhere Visa cards are accepted, both online and in-store, including over 54 million merchants in more than 200 countries.Checked 03 Oct 2026agingsource
- The card is available exclusively in Eurozone countries (where EUR (€) is the official currency), with the exception of Cyprus.Verified 27 Oct 2026source
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Bitpanda Card
Who issues Bitpanda Card?
Bitpanda Card is issued by Transact Payments Malta. Payments run on the Visa network.
Is Bitpanda Card a virtual or a physical card?
Bitpanda Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Bitpanda Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is 2%.
Does Bitpanda Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Bitpanda Card?
Payments can be funded from any supported cryptocurrency, metals wallet or the EUR wallet; other fiat currencies are not supported.
What does Bitpanda Card charge on payments in a foreign currency?
The foreign currency fee is 0%. The conditions are listed in the fees table on this page.
Does Bitpanda Card pay cashback?
Yes. It pays 1% back on card spend.
What are the spending and ATM limits of Bitpanda Card?
Daily spending limit: EUR 10,000. Monthly spending limit: EUR 280,000. ATM withdrawal limit per day: EUR 500.
In which countries can I apply for Bitpanda Card?
You can apply in 20 countries. You cannot apply in Cyprus.
Sources
- Fees pageCardbitpanda.comChecked 15 Oct 2026
- Cardholder termsBitpanda card bitpanda en 2.0.0cdn.bitpanda.comChecked 15 Oct 2026
- Other official pagesupport.bitpanda.com/hc/en-us/articles/360018933120Checked 22 Oct 2026
- Other official pagesupport.bitpanda.com/hc/en-us/articles/21972840947740Checked 22 Oct 2026
- Fees pagesupport.bitpanda.com/hc/en-us/articles/21974325393564
- Rewards termssupport.bitpanda.com/hc/en-us/articles/4413398057490
- Other official pagesupport.bitpanda.com/hc/en-us/articles/360018985399