- Custody
- Custodial
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Debit
- Wallets
- Apple Pay, Google Pay
Shipping countries are not published.
Partly verified · 9 of 12 key facts · last checked 22 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Trade Republic Card is a crypto card that comes as a virtual and a physical card. It is a debit card. It is issued by Trade Republic Bank. Payments run on the Visa network. The card currency is EUR.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. Customers pick which eligible crypto-assets to spend from; Trade Republic decides which crypto-assets are eligible and shows them in the app.
Fees
The card issuance fee is free for the virtual card and EUR 5 to EUR 50, depending on tier for the physical card. It has no monthly fee. It has no foreign currency fee. It has no crypto conversion spread. The ATM withdrawal fee is free to EUR 1, depending on card type. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee and top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. It pays 1% to 2% back on card spend, depending on tier. It works with Apple Pay and Google Pay.
Signing up
You can apply in 23 countries. That includes 17 in Europe, 3 in North America and 2 in Africa. Where the issuer states who can apply, you need to be a resident of the country.
How we check
We last checked this card on 22 Oct 2026, against 9 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Classic | Mirror | Crypto Saveback |
|---|---|---|---|
| Card issuance | EUR 5 | EUR 50 | Not verified |
| Back on card spend | Not verified | Not verified | 2% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Trade Republic Card
Pros
- No monthly fee
- No foreign exchange fee
- No fee for converting crypto to the card currency
- The virtual card is free to issue
- 1% back, up to 2% on higher tiers
- You can apply in 23 countries
Cons
- Custodial: the issuer holds your funds
- 3 of 12 key facts are not verified yet
Who it suits
- Frequent travellers, as there is no foreign exchange fee
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
Top-up assets and networks
Customers pick which eligible crypto-assets to spend from; Trade Republic decides which crypto-assets are eligible and shows them in the app.
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- You can use your card online, in stores and for contactless payments around the world where Visa is accepted.Checked 03 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Trade Republic Card
Who issues Trade Republic Card?
Trade Republic Card is issued by Trade Republic Bank. Payments run on the Visa network.
Is Trade Republic Card a virtual or a physical card?
Trade Republic Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Trade Republic Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is free to EUR 1, depending on card type.
Does Trade Republic Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Trade Republic Card?
Customers pick which eligible crypto-assets to spend from; Trade Republic decides which crypto-assets are eligible and shows them in the app.
What does Trade Republic Card charge on payments in a foreign currency?
Trade Republic Card has no foreign currency fee. The conditions are listed in the fees table on this page.
Does Trade Republic Card pay cashback?
Yes. It pays 1% to 2% back on card spend, depending on tier.
In which countries can I apply for Trade Republic Card?
You can apply in 23 countries. That includes 17 in Europe, 3 in North America and 2 in Africa.
Sources
- Other official pageCardtraderepublic.comChecked 07 Oct 2026
- Fees pagePricingtraderepublic.comChecked 05 Oct 2026
- Other official pageCryptotraderepublic.comChecked 15 Oct 2026
- Rewards termsWhat is Savebacksupport.traderepublic.comChecked 15 Oct 2026
- Rewards termsTradeRepublic Crypto PressRelease PT EN 2assets.traderepublic.com
- Other official pageTradeRepublic PressRelease Card BE ENassets.traderepublic.com
- Fees pageFURTHER INFORMATION PRICE LIST 20230426144143assets.traderepublic.com
- Fees pageFURTHER INFORMATION PRICE LIST 20260210134114assets.traderepublic.comChecked 15 Oct 2026
- Cardholder termsassets.traderepublic.com/assets/files/CA_NL-en.pdfChecked 15 Oct 2026
- Other official pageWhat are my card spending limitssupport.traderepublic.com
- Other official pageAre there any payment limits when I use Apple Pay or GooglePaysupport.traderepublic.comChecked 15 Oct 2026
- Other official pageHow can I use Apple Paysupport.traderepublic.com
- Other official pageApple paytraderepublic.comChecked 15 Oct 2026
- Supported countriesWhy do I have to be a permanent resident to open an accountsupport.traderepublic.comChecked 22 Oct 2026