Review
What it is
Phantom Card is a virtual crypto card. It is a prepaid card. It is issued by Lead Bank. Payments run on the Visa network. The card currency is USD.
Funding and spending
You keep your keys, and the card spends from your own wallet. It is funded with crypto. You can top it up by crypto, bank transfer and debit or credit card. It can be funded with CASH.
Fees
It has no virtual card issuance fee. We have not verified the annual fee, monthly fee, foreign currency fee, crypto conversion spread, top-up fee and ATM withdrawal fee yet.
Limits and rewards
The issuer says you cannot withdraw cash at ATMs. Daily spending limit: USD 2,000. It works with Apple Pay and Google Pay.
Signing up
You can apply in the United States.
How we check
We last checked this card on 15 Oct 2026, against 5 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of Phantom Card
Pros
- No card issuance fee
- Self-custody: you keep control of your funds
- Works with Apple Pay and Google Pay
Cons
- So far we have verified it in the United States only
- 9 of 13 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
- CASHNetwork not statedChecked 06 Oct 2026agingsource
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
- You can use it anywhere Visa is accepted by adding it to Apple Pay or Google Pay for contactless payments, or by entering your card details manually at checkout.Checked 03 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Phantom Card
Who issues Phantom Card?
Phantom Card is issued by Lead Bank. Payments run on the Visa network.
Is Phantom Card a virtual or a physical card?
Phantom Card is a virtual card only.
Can I withdraw cash from an ATM with Phantom Card?
No. The issuer says you cannot withdraw cash at ATMs.
How do I top up Phantom Card?
You can top it up by crypto, bank transfer and debit or credit card.
Does Phantom Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Phantom Card?
It can be funded with CASH.
What are the spending and ATM limits of Phantom Card?
Daily spending limit: USD 2,000.
In which countries can I apply for Phantom Card?
You can apply in the United States.
Sources
- Fees pageCash fees 44800531617939help.phantom.comChecked 03 Oct 2026
- Fees pageUse your virtual phantom debit card us only 44800221533459help.phantom.comChecked 07 Oct 2026
- Supported countriesCash faq 44800866087443help.phantom.comChecked 03 Oct 2026
- Other official pageCashphantom.comChecked 15 Oct 2026
- Supported countriesUnderstanding your cash account 44799497237395help.phantom.comChecked 07 Oct 2026