CoinSpot Card
Issued via EML Payment Solutions · Card currency AUD
- Custody
- Custodial
- Network
- Mastercard
- Card types
- Virtual only
- Card product
- Prepaid
- Wallets
- Apple Pay, Google Pay
Partly verified · 9 of 12 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
CoinSpot Card is a virtual crypto card. It is a prepaid card. It is issued by EML Payment Solutions. Payments run on the Mastercard network. The card currency is AUD.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. You can top it up by crypto. You can reload it after the first load. The card pays from up to five cryptocurrencies you select in your CoinSpot account, in the order you rank them.
Fees
It has no card issuance fee. It has no annual fee. It has no monthly fee. The foreign currency fee is 2.99%. The crypto conversion spread is 1%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the top-up fee and ATM withdrawal fee yet.
Limits and rewards
Daily spending limit: AUD 7,000. Maximum per payment: AUD 7,000. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in Australia. Where the issuer states who can apply, you need to be a resident of the country.
How we check
We last checked this card on 15 Oct 2026, against 6 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of CoinSpot Card
Pros
- No annual or monthly fee
- No card issuance fee
- Works with Apple Pay and Google Pay
Cons
- Foreign exchange fee: 2.99%
- So far we have verified it in Australia only
- Custodial: the issuer holds your funds
- 3 of 12 key facts are not verified yet
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
The card pays from up to five cryptocurrencies you select in your CoinSpot account, in the order you rank them.
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
- Anywhere in the world where prepaid Mastercard cards are acceptedChecked 03 Oct 2026agingsource
Every country below was checked against the same source:Checked 03 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about CoinSpot Card
Who issues CoinSpot Card?
CoinSpot Card is issued by EML Payment Solutions. Payments run on the Mastercard network.
Is CoinSpot Card a virtual or a physical card?
CoinSpot Card is a virtual card only.
Does CoinSpot Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up CoinSpot Card?
You can top it up by crypto.
Does CoinSpot Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with CoinSpot Card?
The card pays from up to five cryptocurrencies you select in your CoinSpot account, in the order you rank them.
Does CoinSpot Card have an annual fee?
No. CoinSpot Card has no annual fee.
What does CoinSpot Card charge on payments in a foreign currency?
The foreign currency fee is 2.99%. The conditions are listed in the fees table on this page.
What are the spending and ATM limits of CoinSpot Card?
Daily spending limit: AUD 7,000. Maximum per payment: AUD 7,000.
In which countries can I apply for CoinSpot Card?
You can apply in Australia.
Sources
- Fees pageFeescoinspot.com.au
- Cardholder termsTermscoinspot.com.auChecked 15 Oct 2026
- Other official pageCardcoinspot.com.auChecked 15 Oct 2026
- Cardholder termsCoinSpot Mastercard PDScoinspot.com.auChecked 15 Oct 2026
- Fees pageCoinSpot Mastercard Card Usage FAQcoinspot.zendesk.comChecked 15 Oct 2026
- Other official pageCoinSpot Mastercard General FAQcoinspot.zendesk.comChecked 15 Oct 2026
- Supported countriesCoinSpot Mastercard Get Started Guidecoinspot.zendesk.comChecked 07 Oct 2026