Review
What it is
Exodus Card is a virtual crypto card. It is a prepaid card. It is issued by Lead Bank. Payments run on the Visa network.
Funding and spending
You keep your keys, and the card spends from your own wallet. It is funded with crypto. You can top it up by crypto and debit or credit card. It can be funded with 3 assets: USDC, USDT and XO. Top-ups are accepted on the Solana network.
Fees
It has no card issuance fee. It has no monthly fee. The foreign currency fee is 0%. It has no purchase fee. It has no top-up fee. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee, crypto conversion spread and ATM withdrawal fee yet.
Limits and rewards
The issuer says you cannot withdraw cash at ATMs. Daily spending limit: USD 9,500 to USD 15,000, depending on country. Maximum per payment: USD 2,000. It works with Apple Pay and Google Pay.
Signing up
You can apply in 42 countries. That includes 33 in Europe, 4 in North America and 4 in South America. You cannot apply in 205 countries, including the United Kingdom, Australia and Japan.
How we check
We last checked this card on 28 Oct 2026, against 5 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of Exodus Card
Pros
- No monthly fee
- No foreign exchange fee
- No card issuance fee
- Self-custody: you keep control of your funds
- You can apply in 42 countries
- Works with Apple Pay and Google Pay
Who it suits
- People who want to keep control of their own keys
- Frequent travellers, as there is no foreign exchange fee
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
- With the Exodus Card, you can spend your Exodus Pay Cash balance anywhere Visa or Mastercard is accepted.Verified 28 Oct 2026source
- Currently, the Exodus Card is supported only in the following countries.Verified 28 Oct 2026source
- Currently, the Exodus Card is supported only in the following countries.Verified 28 Oct 2026source
Every country below was checked against the same source:Verified 28 Oct 2026source
No country matches your search.
Frequently asked questions about Exodus Card
Who issues Exodus Card?
Exodus Card is issued by Lead Bank. Payments run on the Visa network.
Is Exodus Card a virtual or a physical card?
Exodus Card is a virtual card only.
Can I withdraw cash from an ATM with Exodus Card?
No. The issuer says you cannot withdraw cash at ATMs.
How do I top up Exodus Card?
You can top it up by crypto and debit or credit card. Exodus Card has no top-up fee.
Does Exodus Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Exodus Card?
It can be funded with 3 assets: USDC, USDT and XO. Top-ups are accepted on the Solana network.
What does Exodus Card charge on payments in a foreign currency?
The foreign currency fee is 0%. The conditions are listed in the fees table on this page.
What are the spending and ATM limits of Exodus Card?
Daily spending limit: USD 9,500 to USD 15,000, depending on country. Maximum per payment: USD 2,000.
In which countries can I apply for Exodus Card?
You can apply in 42 countries. That includes 33 in Europe, 4 in North America and 4 in South America. You cannot apply in 205 countries, including the United Kingdom, Australia and Japan.
Sources
- Cardholder termsTermsexodus.com
- Other official pagewww.exodus.comChecked 02 Oct 2026
- Other official pageFaq partnerswithcl.com
- Other official pagewww.exodus.com/payChecked 28 Oct 2026
- Fees pageGetting started with exodus payexodus.comChecked 03 Oct 2026
- Supported countriesWhich exodus features vary by locationexodus.com
- Other official pageGetting started with the exodus web3 cardexodus.comChecked 28 Oct 2026
- Cardholder termsExodus cardbridge.xyzChecked 28 Oct 2026
- Cardholder termsExodus card row terms 202509exodus.com