Review
What it is
Bitwala Card is a crypto card that comes as a virtual and a physical card. It is a debit card. It is issued by Wallester. Payments run on the Visa network.
Funding and spending
It can be funded with crypto or with fiat money. You can reload it after the first load. It can be funded with 4 assets: USDC, BTC, ETH and EUR.
Fees
The card issuance fee is EUR 0.99 for the virtual card and EUR 9.99 for the physical card. The crypto conversion spread is EUR 0.20 + 1%. The ATM withdrawal fee is EUR 2 + 1%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee, monthly fee, foreign currency fee and top-up fee yet.
Limits and rewards
You can withdraw cash at ATMs. Daily spending limit: EUR 10,000. Monthly spending limit: EUR 10,000 to EUR 15,000, depending on tier. ATM withdrawal limit per day: EUR 350. ATM withdrawal limit per month: EUR 3,000. It works with Google Pay but not with Apple Pay.
Signing up
You can apply in 29 countries. You cannot apply in 73 countries, including the United States, the United Kingdom and Japan.
How we check
We last checked this card on 15 Oct 2026, against 13 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Express | Tier 1 | Tier 2 |
|---|---|---|---|
| Shipping | EUR 39.99 | Not verified | Not verified |
| Monthly spend | Not verified | EUR 10,000 | EUR 15,000 |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Bitwala Card
Pros
- Works with Google Pay
- Comes as a virtual and a physical card
Cons
- Only available in the EEA
- 6 of 12 key facts are not verified yet
Who it suits
- People who live in the EEA, the only region where the card is available
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- You must have a verified Bitwala account , and you must be a resident in the country of the European Economic Area to be eligible to order a Bitwala Card.Checked 03 Oct 2026agingsource
- Can I use it outside Europe? Yes. Anywhere Visa is accepted.Checked 03 Oct 2026agingsource
- Currently, we are unable to provide or make services available to residents of the following jurisdictions:Checked 04 Oct 2026agingsource
- Using the Bitwala Card is not possible within the following countries, territories, regions, or jurisdictions:Checked 04 Oct 2026agingsource
No country matches your search.
Frequently asked questions about Bitwala Card
Who issues Bitwala Card?
Bitwala Card is issued by Wallester. Payments run on the Visa network.
Is Bitwala Card a virtual or a physical card?
Bitwala Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Bitwala Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is EUR 2 + 1%.
Does Bitwala Card work with Apple Pay and Google Pay?
It works with Google Pay but not with Apple Pay.
Which crypto can I use with Bitwala Card?
It can be funded with 4 assets: USDC, BTC, ETH and EUR.
What are the spending and ATM limits of Bitwala Card?
Daily spending limit: EUR 10,000. Monthly spending limit: EUR 10,000 to EUR 15,000, depending on tier. ATM withdrawal limit per day: EUR 350. ATM withdrawal limit per month: EUR 3,000.
In which countries can I apply for Bitwala Card?
You can apply in 29 countries. You cannot apply in 73 countries, including the United States, the United Kingdom and Japan.
Sources
- Fees pageCardbitwala.comChecked 15 Oct 2026
- Cardholder termsTerms of usebitwala.comChecked 15 Oct 2026
- Other official pagebitwala.comChecked 02 Oct 2026
- Fees pageCard feessupport.bitwala.comChecked 15 Oct 2026
- Fees pageFee schedulesupport.bitwala.comChecked 15 Oct 2026
- Fees pageCard transaction limitssupport.bitwala.comChecked 15 Oct 2026
- Fees pageTransaction limitssupport.bitwala.comChecked 15 Oct 2026
- Supported countriesAm I eligible to order a Bitwala Cardsupport.bitwala.comChecked 15 Oct 2026
- Supported countriesList of eligible countriessupport.bitwala.comChecked 15 Oct 2026
- Supported countriesExcluded Bitwala Card Use Areasupport.bitwala.comChecked 15 Oct 2026
- Supported countriesProhibited Jurisdictionssupport.bitwala.comChecked 15 Oct 2026
- Other official pageIs the Bitwala Card a credit or debit cardsupport.bitwala.comChecked 15 Oct 2026
- Other official pageCan I change the default card currencysupport.bitwala.com
- Other official pageCan I pay contactless using Google Pay or Apple Paysupport.bitwala.comChecked 15 Oct 2026
- Other official pageHow do I order a Bitwala Cardsupport.bitwala.com