KAST CardVISA

KAST Card

Issued via Third National · Card currency USD

Custody: Hybrid custody
Network: Visa
Card types: Virtual + physical
Card product: Secured by crypto
Wallets: Apple Pay, Google Pay

Spending is backed by crypto you lock as collateral. No credit check, no interest.

Shipping countries are not published.

Verified · last checked 15 Oct 2026 against 12 official pages · aging

Facts reviewed by Andrew L.

Review

What it is

KAST Card is a crypto card that comes as a virtual and a physical card. Spending is backed by crypto you lock as collateral. No credit check, no interest. It is issued by Third National. Payments run on the Visa network. The card currency is USD.

Funding and spending

Your crypto stays in your wallet until you load it into a card balance held by the issuer. It is funded with crypto. You can top it up by crypto and bank transfer. You can reload it after the first load. It can be funded with 4 assets: PYUSD, USDC, USDT and RLUSD. Top-ups are accepted on 13 blockchain networks, including Ethereum, Solana, XRP Ledger, Arbitrum and 9 more.

Fees

The card issuance fee is USD 2 for the virtual card and free for the physical card. The annual fee is free to USD 10,000, depending on tier. The purchase fee is 0%. The crypto conversion spread is 0%. The top-up fee is 0%. The ATM withdrawal fee is USD 3 + 2%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the monthly fee and foreign currency fee yet.

Limits and rewards

You can withdraw cash at ATMs. ATM withdrawal limit per day: USD 1,500. It pays 1.5% to 3% back on card spend, depending on tier. Rewards are paid in USD. It works with Apple Pay and Google Pay.

How we check

We last checked this card on 15 Oct 2026, against 12 official issuer pages. The tables below show the source and the check date of every value we have verified.

Tiers compared

Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Fee or limit	Standard	Premium	Private
Card issuance	Free to USD 2, depending on card type	Free	Free
Annual fee	Free	USD 1,000	USD 10,000
Shipping	USD 40	Not verified	Not verified
Back on card spend	1.5%	2%	3%

Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.

Pros and cons of KAST Card

Pros

No fee for converting crypto to the card currency
1.5% back, up to 3% on higher tiers
No fixed spending limit
Works with Apple Pay and Google Pay
Comes as a virtual and a physical card

Who it suits

Heavy spenders, as the limits are high and the fees stay low
People who want cashback on everyday spending

Built only from facts we have verified. Anything we have not verified is left out.

Fees

Amounts in the card currency, as the issuer publishes them

Virtual card issuance

Tier: Standard

USD 2

In some regions only, including on included allowance cards; shown in the app before confirming

Verified 22 Oct 2026source

Physical card issuance

Tier: Standard

Free

Delivery fee of 40 USD applies separately

Checked 03 Oct 2026agingsource

Physical card issuance

Tier: Premium

Free

Included in membership

Checked 03 Oct 2026agingsource

Physical card issuance

Tier: Private

Free

Included in membership

Checked 03 Oct 2026agingsource

Annual fee

Tier: Standard

Free

Billed yearly upfront, no monthly option

Checked 03 Oct 2026agingsource

Annual fee

Tier: Premium

USD 1,000

Per year, billed upfront for 12 months

Checked 03 Oct 2026agingsource

Annual fee

Tier: Private

USD 10,000

Per year, billed upfront for 12 months

Checked 03 Oct 2026agingsource

Foreign currency (FX)

Charged on payments in a currency other than the card currency.

Varies

Non-USD transactions: 0.5% to 1.75%, depending on country of residence, country of the transaction, card program and currency

Checked 03 Oct 2026agingsource

Crypto conversion spread

Charged when crypto is converted into the card currency.

Applies to supported stablecoin deposits; non-stablecoin tokens auto-converted to stablecoins have a fee that varies by token and is shown in the app

Checked 04 Oct 2026agingsource

ATM withdrawal

USD 3 + 2%

Checked 05 Oct 2026agingsource

Top-up

Stablecoin deposits are free apart from network fees; bank deposits carry their own fees, for example 2 USD for ACH and 0.5% for SEPA

Checked 04 Oct 2026agingsource

Inactivity

USD 1

Monthly, on dormant accounts (no transaction activity for 12 months); deducted from any available balance, never creates a negative balance

Checked 06 Oct 2026agingsource

Card replacement

Varies

Depends on the card type and tier

Checked 03 Oct 2026agingsource

Credit interest (APR)

For purchases; issuer reserves the right to introduce interest in future

Checked 02 Oct 2026agingsource

Other fee

USD 0.50

Declined transaction due to insufficient balance

Checked 03 Oct 2026agingsource

Shipping

Tier: Standard

USD 40

Charged only when you order a physical card

Checked 03 Oct 2026agingsource

Purchase fee

Verified 22 Oct 2026source

Limits

Daily spend

No limit

No preset daily cap; spending is limited by available balance

Checked 03 Oct 2026agingsource

Monthly spend

No limit

No preset monthly cap; spending is limited by available balance

Checked 03 Oct 2026agingsource

ATM per day

USD 1,500

Per rolling 24-hour period; up to 3 withdrawals, each up to 500 USD

Verified 22 Oct 2026source

ATM per withdrawal

USD 500

Up to 3 withdrawals in a rolling 24-hour period, totaling up to 1,500 USD

Verified 22 Oct 2026source

Top-up per day

Unknown

Maximum per payment

No limit

No fixed maximum per transaction; transactions may still be subject to security checks, merchant limits, network rules and available balance

Checked 03 Oct 2026agingsource

Maximum balance

No limit

Unlimited; no fixed maximum, but security and compliance limits may still apply

Checked 03 Oct 2026agingsource

Rewards

No country limit

No token staking needed

Paid in USD

Tier StandardBack on card spend

1.5%

Cap USD 30/month · Eligible card spend, on the first $2,000 of spend per month; cashback paid in USD

Checked 03 Oct 2026agingsource

Tier PremiumBack on card spend

Cap USD 200/month · Eligible card spend, on the first $10,000 of spend per month; cashback paid in USD

Checked 03 Oct 2026agingsource

Tier PrivateBack on card spend

Cap USD 1,200/month · Eligible card spend, on the first $40,000 of spend per month; cashback paid in USD

Checked 03 Oct 2026agingsource

Top-up assets and networks

PYUSDEthereumSolanaNetwork not stated
Checked 02 Oct 2026agingsource
RLUSDEthereumXRP LedgerNetwork not stated
Checked 02 Oct 2026agingsource
USDCArbitrumAvalanche C-ChainBaseEthereumOptimismPolygonSolanaSonicStellarNetwork not stated
Checked 02 Oct 2026agingsource
USDTArbitrumAvalanche C-ChainBNB Smart ChainEthereumPolygonSolanaTONTronNetwork not stated
Checked 02 Oct 2026agingsource

Access and funding

Identity check (KYC)

Not verified

ATM withdrawals

Yes

You can withdraw cash at ATMs. The fees and limits above and below set the cost and the caps.

Checked 07 Oct 2026agingsource

Reloadable

Yes

You can top the card up again after the first load.

Checked 07 Oct 2026agingsource

Top-up methods

Crypto and Bank transfer

The ways you can add money to the card.

Checked 07 Oct 2026agingsource

Where it's available

Applying for the card and using it are tracked separately.

Shipping countries are not published, so there is no shipping column.

Rules the issuer states

Your KAST Visa card can be used anywhere Visa is accepted, online or in person.Checked 03 Oct 2026agingsource

Every country below was checked against the same source:Checked 03 Oct 2026agingsource

Country

Can apply

Card works

🇦🇫 Afghanistan

Unknown

Yes

🇦🇽 Åland Islands

Unknown

Yes

🇦🇱 Albania

Unknown

Yes

🇩🇿 Algeria

Unknown

Yes

🇦🇸 American Samoa

Unknown

Yes

🇦🇩 Andorra

Unknown

Yes

🇦🇴 Angola

Unknown

Yes

🇦🇮 Anguilla

Unknown

Yes

🇦🇬 Antigua & Barbuda

Unknown

Yes

🇦🇷 Argentina

Unknown

Yes

🇦🇲 Armenia

Unknown

Yes

🇦🇼 Aruba

Unknown

Yes

🇦🇨 Ascension Island

Unknown

Yes

🇦🇺 Australia

Unknown

Yes

🇦🇹 Austria

Unknown

Yes

🇦🇿 Azerbaijan

Unknown

Yes

🇧🇸 Bahamas

Unknown

Yes

🇧🇭 Bahrain

Unknown

Yes

🇧🇩 Bangladesh

Unknown

Yes

🇧🇧 Barbados

Unknown

Yes

🇧🇾 Belarus

Unknown

Yes

🇧🇪 Belgium

Unknown

Yes

🇧🇿 Belize

Unknown

Yes

🇧🇯 Benin

Unknown

Yes

🇧🇲 Bermuda

Unknown

Yes

🇧🇹 Bhutan

Unknown

Yes

🇧🇴 Bolivia

Unknown

Yes

🇧🇦 Bosnia & Herzegovina

Unknown

Yes

🇧🇼 Botswana

Unknown

Yes

🇧🇷 Brazil

Unknown

Yes

🇮🇴 British Indian Ocean Territory

Unknown

Yes

🇻🇬 British Virgin Islands

Unknown

Yes

🇧🇳 Brunei

Unknown

Yes

🇧🇬 Bulgaria

Unknown

Yes

🇧🇫 Burkina Faso

Unknown

Yes

🇧🇮 Burundi

Unknown

Yes

🇰🇭 Cambodia

Unknown

Yes

🇨🇲 Cameroon

Unknown

Yes

🇨🇦 Canada

Unknown

Yes

🇨🇻 Cape Verde

Unknown

Yes

🇧🇶 Caribbean Netherlands

Unknown

Yes

🇰🇾 Cayman Islands

Unknown

Yes

🇨🇫 Central African Republic

Unknown

Yes

🇹🇩 Chad

Unknown

Yes

🇨🇱 Chile

Unknown

Yes

🇨🇳 China

Unknown

Yes

🇨🇽 Christmas Island

Unknown

Yes

🇨🇨 Cocos (Keeling) Islands

Unknown

Yes

🇨🇴 Colombia

Unknown

Yes

🇰🇲 Comoros

Unknown

Yes

🇨🇰 Cook Islands

Unknown

Yes

🇨🇷 Costa Rica

Unknown

Yes

🇨🇮 Côte d’Ivoire

Unknown

Yes

🇭🇷 Croatia

Unknown

Yes

🇨🇼 Curaçao

Unknown

Yes

🇨🇾 Cyprus

Unknown

Yes

🇨🇿 Czechia

Unknown

Yes

🇩🇰 Denmark

Unknown

Yes

🇩🇯 Djibouti

Unknown

Yes

🇩🇲 Dominica

Unknown

Yes

🇩🇴 Dominican Republic

Unknown

Yes

🇨🇩 DR Congo

Unknown

Yes

🇪🇨 Ecuador

Unknown

Yes

🇪🇬 Egypt

Unknown

Yes

🇸🇻 El Salvador

Unknown

Yes

🇬🇶 Equatorial Guinea

Unknown

Yes

🇪🇷 Eritrea

Unknown

Yes

🇪🇪 Estonia

Unknown

Yes

🇸🇿 Eswatini

Unknown

Yes

🇪🇹 Ethiopia

Unknown

Yes

🇫🇰 Falkland Islands

Unknown

Yes

🇫🇴 Faroe Islands

Unknown

Yes

🇫🇯 Fiji

Unknown

Yes

🇫🇮 Finland

Unknown

Yes

🇫🇷 France

Unknown

Yes

🇬🇫 French Guiana

Unknown

Yes

🇵🇫 French Polynesia

Unknown

Yes

🇬🇦 Gabon

Unknown

Yes

🇬🇲 Gambia

Unknown

Yes

🇬🇪 Georgia

Unknown

Yes

🇩🇪 Germany

Unknown

Yes

🇬🇭 Ghana

Unknown

Yes

🇬🇮 Gibraltar

Unknown

Yes

🇬🇷 Greece

Unknown

Yes

🇬🇱 Greenland

Unknown

Yes

🇬🇩 Grenada

Unknown

Yes

🇬🇵 Guadeloupe

Unknown

Yes

🇬🇺 Guam

Unknown

Yes

🇬🇹 Guatemala

Unknown

Yes

🇬🇬 Guernsey

Unknown

Yes

🇬🇳 Guinea

Unknown

Yes

🇬🇼 Guinea-Bissau

Unknown

Yes

🇬🇾 Guyana

Unknown

Yes

🇭🇹 Haiti

Unknown

Yes

🇭🇳 Honduras

Unknown

Yes

🇭🇰 Hong Kong

Unknown

Yes

🇭🇺 Hungary

Unknown

Yes

🇮🇸 Iceland

Unknown

Yes

🇮🇳 India

Unknown

Yes

🇮🇩 Indonesia

Unknown

Yes

🇮🇶 Iraq

Unknown

Yes

🇮🇪 Ireland

Unknown

Yes

🇮🇲 Isle of Man

Unknown

Yes

🇮🇱 Israel

Unknown

Yes

🇮🇹 Italy

Unknown

Yes

🇯🇲 Jamaica

Unknown

Yes

🇯🇵 Japan

Unknown

Yes

🇯🇪 Jersey

Unknown

Yes

🇯🇴 Jordan

Unknown

Yes

🇰🇿 Kazakhstan

Unknown

Yes

🇰🇪 Kenya

Unknown

Yes

🇰🇮 Kiribati

Unknown

Yes

🇽🇰 Kosovo

Unknown

Yes

🇰🇼 Kuwait

Unknown

Yes

🇰🇬 Kyrgyzstan

Unknown

Yes

🇱🇦 Laos

Unknown

Yes

🇱🇻 Latvia

Unknown

Yes

🇱🇧 Lebanon

Unknown

Yes

🇱🇸 Lesotho

Unknown

Yes

🇱🇷 Liberia

Unknown

Yes

🇱🇾 Libya

Unknown

Yes

🇱🇮 Liechtenstein

Unknown

Yes

🇱🇹 Lithuania

Unknown

Yes

🇱🇺 Luxembourg

Unknown

Yes

🇲🇴 Macao

Unknown

Yes

🇲🇬 Madagascar

Unknown

Yes

🇲🇼 Malawi

Unknown

Yes

🇲🇾 Malaysia

Unknown

Yes

🇲🇻 Maldives

Unknown

Yes

🇲🇱 Mali

Unknown

Yes

🇲🇹 Malta

Unknown

Yes

🇲🇭 Marshall Islands

Unknown

Yes

🇲🇶 Martinique

Unknown

Yes

🇲🇷 Mauritania

Unknown

Yes

🇲🇺 Mauritius

Unknown

Yes

🇾🇹 Mayotte

Unknown

Yes

🇲🇽 Mexico

Unknown

Yes

🇫🇲 Micronesia

Unknown

Yes

🇲🇩 Moldova

Unknown

Yes

🇲🇨 Monaco

Unknown

Yes

🇲🇳 Mongolia

Unknown

Yes

🇲🇪 Montenegro

Unknown

Yes

🇲🇸 Montserrat

Unknown

Yes

🇲🇦 Morocco

Unknown

Yes

🇲🇿 Mozambique

Unknown

Yes

🇲🇲 Myanmar (Burma)

Unknown

Yes

🇳🇦 Namibia

Unknown

Yes

🇳🇷 Nauru

Unknown

Yes

🇳🇵 Nepal

Unknown

Yes

🇳🇱 Netherlands

Unknown

Yes

🇳🇨 New Caledonia

Unknown

Yes

🇳🇿 New Zealand

Unknown

Yes

🇳🇮 Nicaragua

Unknown

Yes

🇳🇪 Niger

Unknown

Yes

🇳🇬 Nigeria

Unknown

Yes

🇳🇺 Niue

Unknown

Yes

🇳🇫 Norfolk Island

Unknown

Yes

🇲🇰 North Macedonia

Unknown

Yes

🇲🇵 Northern Mariana Islands

Unknown

Yes

🇳🇴 Norway

Unknown

Yes

🇴🇲 Oman

Unknown

Yes

🇵🇰 Pakistan

Unknown

Yes

🇵🇼 Palau

Unknown

Yes

🇵🇸 Palestine

Unknown

Yes

🇵🇦 Panama

Unknown

Yes

🇵🇬 Papua New Guinea

Unknown

Yes

🇵🇾 Paraguay

Unknown

Yes

🇵🇪 Peru

Unknown

Yes

🇵🇭 Philippines

Unknown

Yes

🇵🇳 Pitcairn Islands

Unknown

Yes

🇵🇱 Poland

Unknown

Yes

🇵🇹 Portugal

Unknown

Yes

🇵🇷 Puerto Rico

Unknown

Yes

🇶🇦 Qatar

Unknown

Yes

🇨🇬 Republic of the Congo

Unknown

Yes

🇷🇪 Réunion

Unknown

Yes

🇷🇴 Romania

Unknown

Yes

🇷🇼 Rwanda

Unknown

Yes

🇼🇸 Samoa

Unknown

Yes

🇸🇲 San Marino

Unknown

Yes

🇸🇹 São Tomé & Príncipe

Unknown

Yes

🇸🇦 Saudi Arabia

Unknown

Yes

🇸🇳 Senegal

Unknown

Yes

🇷🇸 Serbia

Unknown

Yes

🇸🇨 Seychelles

Unknown

Yes

🇸🇱 Sierra Leone

Unknown

Yes

🇸🇬 Singapore

Unknown

Yes

🇸🇽 Sint Maarten

Unknown

Yes

🇸🇰 Slovakia

Unknown

Yes

🇸🇮 Slovenia

Unknown

Yes

🇸🇧 Solomon Islands

Unknown

Yes

🇸🇴 Somalia

Unknown

Yes

🇿🇦 South Africa

Unknown

Yes

🇰🇷 South Korea

Unknown

Yes

🇸🇸 South Sudan

Unknown

Yes

🇪🇸 Spain

Unknown

Yes

🇱🇰 Sri Lanka

Unknown

Yes

🇧🇱 St Barthélemy

Unknown

Yes

🇸🇭 St Helena

Unknown

Yes

🇰🇳 St Kitts & Nevis

Unknown

Yes

🇱🇨 St Lucia

Unknown

Yes

🇲🇫 St Martin

Unknown

Yes

🇵🇲 St Pierre & Miquelon

Unknown

Yes

🇻🇨 St Vincent & the Grenadines

Unknown

Yes

🇸🇩 Sudan

Unknown

Yes

🇸🇷 Suriname

Unknown

Yes

🇸🇯 Svalbard & Jan Mayen

Unknown

Yes

🇸🇪 Sweden

Unknown

Yes

🇨🇭 Switzerland

Unknown

Yes

🇹🇼 Taiwan

Unknown

Yes

🇹🇯 Tajikistan

Unknown

Yes

🇹🇿 Tanzania

Unknown

Yes

🇹🇭 Thailand

Unknown

Yes

🇹🇱 Timor-Leste

Unknown

Yes

🇹🇬 Togo

Unknown

Yes

🇹🇰 Tokelau

Unknown

Yes

🇹🇴 Tonga

Unknown

Yes

🇹🇹 Trinidad & Tobago

Unknown

Yes

🇹🇦 Tristan da Cunha

Unknown

Yes

🇹🇳 Tunisia

Unknown

Yes

🇹🇷 Türkiye

Unknown

Yes

🇹🇲 Turkmenistan

Unknown

Yes

🇹🇨 Turks & Caicos Islands

Unknown

Yes

🇹🇻 Tuvalu

Unknown

Yes

🇺🇬 Uganda

Unknown

Yes

🇺🇦 Ukraine

Unknown

Yes

🇦🇪 United Arab Emirates

Unknown

Yes

🇬🇧 United Kingdom

Unknown

Yes

🇺🇸 United States

Unknown

Yes

🇺🇾 Uruguay

Unknown

Yes

🇺🇲 US Outlying Islands

Unknown

Yes

🇻🇮 US Virgin Islands

Unknown

Yes

🇺🇿 Uzbekistan

Unknown

Yes

🇻🇺 Vanuatu

Unknown

Yes

🇻🇦 Vatican City

Unknown

Yes

🇻🇪 Venezuela

Unknown

Yes

🇻🇳 Vietnam

Unknown

Yes

🇼🇫 Wallis & Futuna

Unknown

Yes

🇪🇭 Western Sahara

Unknown

Yes

🇾🇪 Yemen

Unknown

Yes

🇿🇲 Zambia

Unknown

Yes

🇿🇼 Zimbabwe

Unknown

Yes

No information for 5 countries yet

Frequently asked questions about KAST Card

Who issues KAST Card?

KAST Card is issued by Third National. Payments run on the Visa network.

Is KAST Card a virtual or a physical card?

KAST Card comes as both a virtual and a physical card.

Can I withdraw cash from an ATM with KAST Card?

Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is USD 3 + 2%.

How do I top up KAST Card?

You can top it up by crypto and bank transfer. The top-up fee is 0%.

Does KAST Card work with Apple Pay and Google Pay?

It works with Apple Pay and Google Pay.

Which crypto can I use with KAST Card?

It can be funded with 4 assets: PYUSD, USDC, USDT and RLUSD. Top-ups are accepted on 13 blockchain networks, including Ethereum, Solana, XRP Ledger, Arbitrum and 9 more.

Does KAST Card have an annual fee?

It depends. The annual fee is free to USD 10,000, depending on tier. The conditions are listed in the fees table on this page.

Does KAST Card pay cashback?

Yes. It pays 1.5% to 3% back on card spend, depending on tier. Rewards are paid in USD.

What are the spending and ATM limits of KAST Card?

ATM withdrawal limit per day: USD 1,500.

Sources

Fees pageKast cardholder agreement non uskast.xyzChecked 15 Oct 2026
Supported countriesTerms and conditions of servicekast.xyzChecked 07 Oct 2026
Rewards termsMembershipkast.xyz
Cardholder termsKast cardholder agreement uskast.xyzChecked 15 Oct 2026
Other official pageCardskast.xyzChecked 15 Oct 2026
Fees pageWhat Are the Fees and Conditions for KAST Cards and Accountsconcierge.kast.xyzChecked 15 Oct 2026
Fees pageHow Much Do KAST Memberships Cost and What Fees Should I Expectconcierge.kast.xyzChecked 15 Oct 2026
Fees pageWhat Are the Daily Spending and ATM Withdrawal Limits on My KAST Cardconcierge.kast.xyzChecked 15 Oct 2026
Supported countriesApple Pay Availability for KAST Cardsconcierge.kast.xyz
Other official pageSelf Custody Mode What it Means and How it Worksconcierge.kast.xyzChecked 15 Oct 2026
Other official pageCan I Use My KAST Card to Pay in Different Currenciesconcierge.kast.xyzChecked 15 Oct 2026
Supported countriesIs the KAST Card Available in My Countryconcierge.kast.xyz
Other official pageWhich Stablecoins Are Supported on the KAST Appconcierge.kast.xyzChecked 15 Oct 2026
Fees pageCan I Withdraw Cash With a KAST Cardconcierge.kast.xyzChecked 15 Oct 2026
Other official pageWhat Is the Difference Between KAST's K Card and Solana Cardconcierge.kast.xyzChecked 15 Oct 2026

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