Zypto Card
- Custody
- Hybrid custody
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Prepaid
- Wallets
- Apple Pay, Google Pay
Shipping countries are not published.
Partly verified · 10 of 12 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Zypto Card is a crypto card that comes as a virtual and a physical card. It is a prepaid card. Payments run on the Visa network.
Funding and spending
Your crypto stays in your wallet until you load it into a card balance held by the issuer. It is funded with crypto. You can top it up by crypto. You can reload it after the first load. The card can be loaded with over 100 cryptocurrencies and stablecoins across many blockchains.
Fees
The card issuance fee is free for the virtual card and USD 50 to USD 100, depending on tier for the physical card. The monthly fee is free to USD 12, depending on conditions. The foreign currency fee is 1.75% to 2.75%, depending on conditions. The crypto conversion spread is 3%. The top-up fee is 3% to USD 6 + 4.5%, depending on tier. The ATM withdrawal fee is 1% to USD 4 + 1%, depending on tier. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee yet.
Limits and rewards
You can withdraw cash at ATMs. Monthly spending limit: USD 525,000 to USD 1,000,000, depending on tier. ATM withdrawal limit per day: USD 750 to USD 3,000, depending on tier. ATM withdrawal limit per month: USD 20,000 to USD 22,500, depending on tier. Maximum per payment: USD 150,000 to USD 175,000, depending on tier. It works with Apple Pay and Google Pay.
How we check
We last checked this card on 15 Oct 2026, against 6 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Premium | Classic |
|---|---|---|
| Card issuance | USD 50 | USD 100 |
| Monthly fee | Free | USD 12 |
| Foreign currency (FX) | 1.75% | 2.75% |
| Crypto conversion spread | 3% | Not verified |
| ATM withdrawal | 1% | USD 4 + 1% |
| Top-up | 3% | USD 6 + 4.5% |
| Shipping | Not verified | Not verified |
| ATM per day | USD 750 | USD 3,000 |
| ATM per month | USD 22,500 | USD 20,000 |
| Monthly spend | USD 1,000,000 | USD 525,000 |
| Maximum per payment | USD 175,000 | USD 150,000 |
| ATM per withdrawal | USD 250 | USD 1,000 |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Zypto Card
Pros
- The virtual card is free to issue
- Spending limit of at least USD 525,000 a month
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- Foreign exchange fee: 1.75% to 2.75%
- Conversion fee: 3%
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
The card can be loaded with over 100 cryptocurrencies and stablecoins across many blockchains.
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- Anywhere Visa is accepted, in-store via Apple Pay or Google Pay, and online at checkout.Checked 03 Oct 2026agingsource
Every country below was checked against the same source:Checked 03 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Zypto Card
Is Zypto Card a virtual or a physical card?
Zypto Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Zypto Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is 1% to USD 4 + 1%, depending on tier.
How do I top up Zypto Card?
You can top it up by crypto. The top-up fee is 3% to USD 6 + 4.5%, depending on tier.
Does Zypto Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Zypto Card?
The card can be loaded with over 100 cryptocurrencies and stablecoins across many blockchains.
What does Zypto Card charge on payments in a foreign currency?
The foreign currency fee is 1.75% to 2.75%, depending on conditions. The conditions are listed in the fees table on this page.
What are the spending and ATM limits of Zypto Card?
Monthly spending limit: USD 525,000 to USD 1,000,000, depending on tier. ATM withdrawal limit per day: USD 750 to USD 3,000, depending on tier. ATM withdrawal limit per month: USD 20,000 to USD 22,500, depending on tier. Maximum per payment: USD 150,000 to USD 175,000, depending on tier.
Sources
- Other official pageCrypto cardszypto.comChecked 15 Oct 2026
- Other official pageReloadable virtual cardszypto.comChecked 15 Oct 2026
- Fees pageZypto physical crypto cards compared premium vs classiczypto.comChecked 15 Oct 2026
- Other official pageVirtual zypto visa cardzypto.comChecked 03 Oct 2026
- Fees pagePremium visa fees and limitszypto.comChecked 15 Oct 2026
- Supported countriesReloadable virtual card physical zypto visa card restricted countries and stateszypto.com
- Other official pageCrypto card in apple payzypto.comChecked 05 Oct 2026
- Supported countriesReloadable crypto cards expand to more countries and us stateszypto.com