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Bybit Card vs Tangem Pay Card

Rows line up, differences are shaded and the better value is marked. Choose your country to see which card you can get and what it would cost you.

Data updated 28 Oct 2026.

We have not verified enough fees for Bybit Card and Tangem Pay Card to say which costs less. Bybit Card: Custodial. Tangem Pay Card: Self-custody. Bybit Card and Tangem Pay Card are both verified open in 4 countries. Bybit Card pays the higher verified reward rate.

9 rows differ16 rows cannot be compared yet because a value is not verified.

Your spending

Choose your country to see the net cost per year for each card, in your currency.

Bybit Card
Net cost per yearNo estimateChoose your country to see this card's cost.
Tangem Pay Card
Net cost per yearNo estimateChoose your country to see this card's cost.Apply

Overview

CustodyDiffers
Bybit CardCustodial
Tangem Pay CardSelf-custody
NetworkCannot compare
Bybit CardNot verified
Tangem Pay CardVisa
Card typesDiffers
Bybit CardVirtual + physical
Tangem Pay CardVirtual only
Card productCannot compare
Bybit CardNot verified
Tangem Pay CardSecured by crypto
Program status
Not verified
Not verified
Apple PayCannot compare
Bybit CardNot verified
Tangem Pay CardYes
Google Pay
Yes
Yes

Fees

Card currencyDiffers
Bybit CardARS, BRL, MXN, PEN, USD
Tangem Pay CardUSD
Card issuance
Free
Free
Annual feeCannot compare
Bybit CardFree
Tangem Pay CardNot verified
Monthly feeCannot compare
Bybit CardNot chargednot reviewed yetThe issuer lists only a yearly fee.
Tangem Pay CardNot verified
Foreign currency (FX)Cannot compare
Bybit Card7% · 2% · 1.5%Several tiers or conditions. See the card page.
Tangem Pay CardNot verified
Crypto conversion spreadCannot compare
Bybit Card0.5% · 0.9%Several tiers or conditions. See the card page.
Tangem Pay CardNot verified
ATM withdrawalDiffers
Bybit Card2%Applies in some countries only
Tangem Pay Card4% · 2%Several tiers or conditions. See the card page.
FX markupCannot compare
Bybit CardNot verified
Tangem Pay Card1.5%
Top-upCannot compare
Bybit CardNot verified
Tangem Pay CardUSD 1.00 · FreeSeveral tiers or conditions. See the card page.
Account monthly feeCannot compare
Bybit CardNot verified
Tangem Pay CardUSD 29.99 · FreeSeveral tiers or conditions. See the card page.
Card replacementCannot compare
Bybit CardNot verified
Tangem Pay CardUSD 1.00
Credit interest (APR)Cannot compare
Bybit CardNot verified
Tangem Pay Card0%

Rewards

Reward rateDiffers
Bybit CardBetter valueSeveral tiers or conditions. See the card page.
Tangem Pay Card2% · 1%
Needs token staking
No
No
Reward capDiffers
Bybit CardSeveral tiers or conditions. See the card page.
Tangem Pay CardUSD 100/month · USD 300/month

Limits

Daily spendDiffers
Bybit CardSeveral tiers or conditions. See the card page.
Tangem Pay CardUSD 10,000 · USD 50,000
Monthly spendCannot compare
Bybit CardSeveral tiers or conditions. See the card page.
Tangem Pay CardNot verified
ATM per day
Not verified
Not verified
Top-up per day
Not verified
Not verified
ATM per withdrawalCannot compare
Bybit CardNot verified
Tangem Pay CardUSD 250
Yearly spendDiffers
Bybit CardUSD 500,000
Tangem Pay CardUSD 10,000,000
Maximum per paymentCannot compare
Bybit CardUSD 50,000
Tangem Pay CardNot verified

In your country

Choose your country to see whether you can apply, whether the card ships there and whether it works there.

Top-up

AssetsDiffers
Bybit CardBTC, ETH, GRAM, USDC, USDT, XRP
Tangem Pay CardUSDC, USDT
NetworksCannot compare
Bybit CardNot verified
Tangem Pay CardArbitrum, Base, BNB Smart Chain, Polygon

Verification

Last verified
15 Oct 2026 · aging
15 Oct 2026 · aging
Sources
10 official pages
13 official pages

Fees are shown in each card's own currency, as published. The card pages link to the source of every value.

See every card for your country in the Finder

Common questions

Which is cheaper, Bybit Card or Tangem Pay Card?
We have not verified enough fees for Bybit Card and Tangem Pay Card to say which costs less.
Do Bybit Card and Tangem Pay Card hold my crypto the same way?
Bybit Card: Custodial. Tangem Pay Card: Self-custody.
Where can I get both Bybit Card and Tangem Pay Card?
Bybit Card and Tangem Pay Card are both verified open in 4 countries.
Which pays better rewards, Bybit Card or Tangem Pay Card?
Bybit Card pays the higher verified reward rate.

Compare other cardsBybit Card card pageTangem Pay Card card page