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Wirex Card vs Tangem Pay Card

Rows line up, differences are shaded and the better value is marked. Choose your country to see which card you can get and what it would cost you.

Data updated 28 Oct 2026.

We have not verified enough fees for Wirex Card and Tangem Pay Card to say which costs less. Wirex Card and Tangem Pay Card: Self-custody. Wirex Card and Tangem Pay Card are both verified open in 16 countries. Wirex Card pays the higher verified reward rate.

4 rows differ22 rows cannot be compared yet because a value is not verified.

Your spending

Choose your country to see the net cost per year for each card, in your currency.

Wirex Card
Net cost per yearNo estimateChoose your country to see this card's cost.Apply
Tangem Pay Card
Net cost per yearNo estimateChoose your country to see this card's cost.Apply

Overview

Custody
Self-custody
Self-custody
NetworkCannot compare
Wirex CardNot verified
Tangem Pay CardVisa
Card typesDiffers
Wirex CardVirtual + physical
Tangem Pay CardVirtual only
Card productCannot compare
Wirex CardNot verified
Tangem Pay CardSecured by crypto
Program status
Not verified
Not verified
Apple Pay
Yes
Yes
Google Pay
Yes
Yes

Fees

Card currencyCannot compare
Wirex CardNot verified
Tangem Pay CardUSD
Card issuanceCannot compare
Wirex CardNot verified
Tangem Pay CardFree
Annual feeCannot compare
Wirex CardFree
Tangem Pay CardNot verified
Monthly feeCannot compare
Wirex CardFree
Tangem Pay CardNot verified
Foreign currency (FX)Cannot compare
Wirex Card0%
Tangem Pay CardNot verified
Crypto conversion spreadCannot compare
Wirex CardFree
Tangem Pay CardNot verified
ATM withdrawalCannot compare
Wirex CardNot verified
Tangem Pay Card4% · 2%Several tiers or conditions. See the card page.
FX markupCannot compare
Wirex CardNot verified
Tangem Pay Card1.5%
Top-upDiffers
Wirex CardFree
Tangem Pay CardUSD 1.00 · FreeSeveral tiers or conditions. See the card page.
Account monthly feeCannot compare
Wirex CardNot verified
Tangem Pay CardUSD 29.99 · FreeSeveral tiers or conditions. See the card page.
Card replacementCannot compare
Wirex CardNot verified
Tangem Pay CardUSD 1.00
Credit interest (APR)Cannot compare
Wirex CardNot verified
Tangem Pay Card0%

Rewards

Reward rateDiffers
Wirex CardBetter valueSeveral tiers or conditions. See the card page.
Tangem Pay Card2% · 1%
Needs token staking
No
No
Reward capDiffers
Wirex CardNo cap stated
Tangem Pay CardUSD 100/month · USD 300/month

Limits

Daily spendCannot compare
Wirex CardNot verified
Tangem Pay CardUSD 10,000 · USD 50,000
Monthly spendCannot compare
Wirex CardEUR 30,000 · EUR 75,000
Tangem Pay CardNot verified
ATM per dayCannot compare
Wirex CardEUR 750
Tangem Pay CardNot verified
Top-up per day
Not verified
Not verified
ATM per monthCannot compare
Wirex CardEUR 5,000
Tangem Pay CardNot verified
ATM per withdrawalCannot compare
Wirex CardNot verified
Tangem Pay CardUSD 250
Yearly spendCannot compare
Wirex CardNot verified
Tangem Pay CardUSD 10,000,000
Maximum per paymentCannot compare
Wirex CardEUR 30,000
Tangem Pay CardNot verified

In your country

Choose your country to see whether you can apply, whether the card ships there and whether it works there.

Top-up

AssetsCannot compare
Wirex CardNot verified
Tangem Pay CardUSDC, USDT
NetworksCannot compare
Wirex CardNot verified
Tangem Pay CardArbitrum, Base, BNB Smart Chain, Polygon

Verification

Last verified
15 Oct 2026 · aging
15 Oct 2026 · aging
Sources
14 official pages
13 official pages

Fees are shown in each card's own currency, as published. The card pages link to the source of every value.

See every card for your country in the Finder

Common questions

Which is cheaper, Wirex Card or Tangem Pay Card?
We have not verified enough fees for Wirex Card and Tangem Pay Card to say which costs less.
Do Wirex Card and Tangem Pay Card hold my crypto the same way?
Wirex Card and Tangem Pay Card: Self-custody.
Where can I get both Wirex Card and Tangem Pay Card?
Wirex Card and Tangem Pay Card are both verified open in 16 countries.
Which pays better rewards, Wirex Card or Tangem Pay Card?
Wirex Card pays the higher verified reward rate.

Compare other cardsWirex Card card pageTangem Pay Card card page