Bitypay Card
Card currency USD
- Custody
- Self-custody
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Secured by crypto
- Wallets
- Apple Pay, Google Pay
Spending is backed by crypto you lock as collateral. No credit check, no interest.
Shipping countries are not published.
Partly verified · 7 of 12 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Bitypay Card is a crypto card that comes as a virtual and a physical card. Spending is backed by crypto you lock as collateral. No credit check, no interest. Payments run on the Visa network. The card currency is USD.
Funding and spending
You keep your keys, and the card spends from your own wallet. It is funded with crypto. You can top it up by crypto. You can reload it after the first load. It can be funded with USDC. Top-ups are accepted on 2 blockchain networks: Arbitrum and Base.
Fees
The card issuance fee is USD 0.50 for the virtual card and USD 19.90 for the physical card. It has no annual fee. The foreign currency fee is 1.99%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the monthly fee, crypto conversion spread, top-up fee and ATM withdrawal fee yet.
Limits and rewards
You can withdraw cash at ATMs. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How we check
We last checked this card on 15 Oct 2026, against 6 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of Bitypay Card
Pros
- No annual fee
- Self-custody: you keep control of your funds
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- Foreign exchange fee: 1.99%
- 5 of 12 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
- USDCArbitrumBaseChecked 03 Oct 2026agingsource
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- The Card may be used anywhere Visa is accepted, online or in-store, including ATM cash withdrawals where supported.Checked 03 Oct 2026agingsource
Every country below was checked against the same source:Checked 03 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Bitypay Card
Is Bitypay Card a virtual or a physical card?
Bitypay Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Bitypay Card?
Yes. You can withdraw cash at ATMs.
Does Bitypay Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Bitypay Card?
You can top it up by crypto.
Does Bitypay Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Bitypay Card?
It can be funded with USDC. Top-ups are accepted on 2 blockchain networks: Arbitrum and Base.
Does Bitypay Card have an annual fee?
No. Bitypay Card has no annual fee. The conditions are listed in the fees table on this page.
What does Bitypay Card charge on payments in a foreign currency?
The foreign currency fee is 1.99%. The conditions are listed in the fees table on this page.
Sources
- Fees pageFeesbitypay.ioChecked 15 Oct 2026
- Supported countriesSupported countriesbitypay.io
- Other official pagebitypay.io/faqChecked 15 Oct 2026
- Other official pagebitypay.ioChecked 15 Oct 2026
- Cardholder termsCard termsbitypay.ioChecked 15 Oct 2026
- Other official pageCrypto cardbitypay.ioChecked 15 Oct 2026
- Other official pageSupported networksbitypay.ioChecked 15 Oct 2026