Rizon Card
Issued via Third National · Card currency USD
- Custody
- Self-custody
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Secured by crypto
- Wallets
- Apple Pay, Google Pay
Spending is backed by crypto you lock as collateral. No credit check, no interest.
Shipping countries are not published.
Partly verified · 9 of 12 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Rizon Card is a crypto card that comes as a virtual and a physical card. Spending is backed by crypto you lock as collateral. No credit check, no interest. It is issued by Third National. Payments run on the Visa network. The card currency is USD.
Funding and spending
You keep your keys, and the card spends from your own wallet. It can be funded with crypto or with fiat money. You can top it up by crypto, bank transfer and debit or credit card. You can reload it after the first load. It can be funded with 2 assets: USDC and USDT. Top-ups are accepted on 7 blockchain networks, including Arbitrum, Avalanche C-Chain, Base, BNB Smart Chain and 3 more.
Fees
The card issuance fee is free to USD 10, depending on tier for the virtual card and free to USD 49.99, depending on tier for the physical card. The foreign currency fee is 1.02% to USD 0.10 + 1.7%, depending on tier. It has no top-up fee. The ATM withdrawal fee depends on the tier. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee, monthly fee and crypto conversion spread yet.
Limits and rewards
You can withdraw cash at ATMs. It pays 0% to 2.5% back on card spend, depending on tier. The 0% rate applies without extra conditions, and a condition such as a paid plan or a minimum balance raises it to 2.5%. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How we check
We last checked this card on 15 Oct 2026, against 9 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Standard | Gold | Emerald |
|---|---|---|---|
| Card issuance | USD 10 to USD 49.99, depending on card type | Free to USD 24.99, depending on card type | Free |
| Foreign currency (FX) | USD 0.10 + 1.7% | 1.28% | 1.02% |
| ATM withdrawal | USD 1 + 0.65% | USD 1 + 0.65% | USD 0.10 |
| Account monthly fee | Free | USD 3.99 | USD 6.99 |
| Other fee | USD 0.50 | USD 0.38 | USD 0.25 |
| Back on card spend | 0% | 1% | 2.5% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Rizon Card
Pros
- Self-custody: you keep control of your funds
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- 3 of 12 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
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?
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Limits
Rewards
Top-up assets and networks
Spending is secured by digital asset collateral from the user's linked wallets, and the issuer decides which digital assets it accepts.
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- Pay online or in-store anywhere Visa is acceptedChecked 03 Oct 2026agingsource
Every country below was checked against the same source:Checked 03 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Rizon Card
Who issues Rizon Card?
Rizon Card is issued by Third National. Payments run on the Visa network.
Is Rizon Card a virtual or a physical card?
Rizon Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Rizon Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee depends on the tier.
Does Rizon Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Rizon Card?
You can top it up by crypto, bank transfer and debit or credit card. Rizon Card has no top-up fee.
Does Rizon Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Rizon Card?
It can be funded with 2 assets: USDC and USDT. Top-ups are accepted on 7 blockchain networks, including Arbitrum, Avalanche C-Chain, Base, BNB Smart Chain and 3 more.
What does Rizon Card charge on payments in a foreign currency?
The foreign currency fee is 1.02% to USD 0.10 + 1.7%, depending on tier. The conditions are listed in the fees table on this page.
Does Rizon Card pay cashback?
Yes. It pays 0% to 2.5% back on card spend, depending on tier.
Sources
- Fees pageFees and limitsgetrizon.comChecked 15 Oct 2026
- Other official pageCardgetrizon.com
- Fees pageRizon visa platinum physical cardintercom.helpChecked 15 Oct 2026
- Cardholder termsRizon global inc spend card termsintercom.helpChecked 15 Oct 2026
- Cardholder termsRizon us spend card termsintercom.helpChecked 15 Oct 2026
- Other official pageWhat is rizon visa cardintercom.helpChecked 15 Oct 2026
- Rewards termsRizon plans rizpointsintercom.helpChecked 04 Oct 2026
- Supported countriesIs rizon available for meintercom.helpChecked 15 Oct 2026
- Other official pageWhich blockchains are supportedintercom.help
- Other official pageHow can i top up my rizon accountintercom.helpChecked 15 Oct 2026
- Other official pageCan i use apple pay with my rizon cardintercom.help
- Fees pageAre there any fees for using rizonintercom.helpChecked 15 Oct 2026
- Other official pageDo rizon cards have limitsintercom.help