Plasma One Card
Issued via Third National · Card currency USD
- Custody
- Self-custody
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Secured by crypto
- Wallets
- Apple Pay, Google Pay
Spending is backed by crypto you lock as collateral. No credit check, no interest.
Shipping countries are not published.
Partly verified · 9 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Plasma One Card is a crypto card that comes as a virtual and a physical card. Spending is backed by crypto you lock as collateral. No credit check, no interest. It is issued by Third National. Payments run on the Visa network. The card currency is USD.
Funding and spending
You keep your keys, and the card spends from your own wallet. It can be funded with crypto or with fiat money. You can top it up by crypto and bank transfer. You can reload it after the first load. It can be funded with 3 assets: USDC, USDT and USDG. Top-ups are accepted on 11 blockchain networks, including Arbitrum, Base, Ethereum, Hyperevm and 7 more.
Fees
It has no card issuance fee. The foreign currency fee is 0%. The FX markup is 0% to 1%, depending on tier. It has no top-up fee. The ATM withdrawal fee is USD 2 + 2%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee, monthly fee and crypto conversion spread yet.
Limits and rewards
You can withdraw cash at ATMs. It pays 2% to 4% back on card spend, depending on tier. Rewards are paid in XPL. It works with Apple Pay and Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How we check
We last checked this card on 15 Oct 2026, against 10 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Platinum | Core | Lite |
|---|---|---|---|
| Card issuance | Free | Free | Free |
| Foreign currency (FX) | 0% | Not verified | Not verified |
| Card replacement | USD 120 | USD 40 | Not verified |
| FX markup | 0% | 0.5% | 1% |
| Shipping | Free | USD 20 | Not verified |
| Back on card spend | 4% | 3% | 2% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Plasma One Card
Pros
- Low foreign exchange fee: 0% to 1%
- No card issuance fee
- 2% back, up to 4% on higher tiers
- Self-custody: you keep control of your funds
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- 4 of 13 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
- Frequent travellers, as foreign exchange fees are low
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
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Limits
Rewards
Top-up assets and networks
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- Anywhere Visa cards are accepted, online and in store, in over 180 countries.Checked 04 Oct 2026agingsource
No country matches your search.
No information for 12 countries yet
Frequently asked questions about Plasma One Card
Who issues Plasma One Card?
Plasma One Card is issued by Third National. Payments run on the Visa network.
Is Plasma One Card a virtual or a physical card?
Plasma One Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Plasma One Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is USD 2 + 2%.
Does Plasma One Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Plasma One Card?
You can top it up by crypto and bank transfer. Plasma One Card has no top-up fee.
Does Plasma One Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Plasma One Card?
It can be funded with 3 assets: USDC, USDT and USDG. Top-ups are accepted on 11 blockchain networks, including Arbitrum, Base, Ethereum, Hyperevm and 7 more.
What does Plasma One Card charge on payments in a foreign currency?
The foreign currency fee is 0%. The FX markup is 0% to 1%, depending on tier. The conditions are listed in the fees table on this page.
Does Plasma One Card pay cashback?
Yes. It pays 2% to 4% back on card spend, depending on tier. Rewards are paid in XPL.
Sources
- Fees pagePersonalplasma.orgChecked 15 Oct 2026
- Rewards termsLiteplasma.org
- Cardholder termsPlasma one international card termsplasma.orgChecked 15 Oct 2026
- Other official pageHow do i get access to plasma oneintercom.help
- Other official pageHow do i add money to my plasma one accountintercom.helpChecked 15 Oct 2026
- Other official pageHow do spending limits workintercom.help
- Fees pageCan i withdraw cash from an atmintercom.helpChecked 07 Oct 2026
- Supported countriesWhich countries and us states is plasma one available inintercom.helpChecked 15 Oct 2026
- Fees pageWhat are the fees on plasma oneintercom.helpChecked 03 Oct 2026
- Other official pageHow is my money stored on plasma oneintercom.help
- Fees pageHow do i order a physical cardintercom.helpChecked 03 Oct 2026
- Fees pageHow do i replace a lost stolen or damaged physical cardintercom.help
- Rewards termsCashback rates and spend bands by tierintercom.helpChecked 04 Oct 2026
- Other official pageHow do i add my plasma one card to apple payintercom.helpChecked 05 Oct 2026
- Other official pageHow do i add my plasma one card to google payintercom.helpChecked 03 Oct 2026