Girin Card
- Custody
- Hybrid custody
- Network
- Visa
- Card types
- Virtual + physical
- Wallets
- Apple Pay, Google Pay
Shipping countries are not published.
Partly verified · 12 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Girin Card is a crypto card that comes as a virtual and a physical card. Payments run on the Visa network.
Funding and spending
Your crypto stays in your wallet until you load it into a card balance held by the issuer. It is funded with crypto. You can top it up by crypto. It can be funded with 2 assets: RLUSD and XRP. Top-ups are accepted on the XRP Ledger network.
Fees
The card issuance fee is USD 5.89 for the virtual card and USD 58.90 for the physical card. It has no annual fee. It has no monthly fee. The foreign currency fee is 0.75%. It has no top-up fee. The ATM withdrawal fee is 2%. We have not verified the crypto conversion spread yet.
Limits and rewards
You can withdraw cash at ATMs. Monthly spending limit: USD 500,000. ATM withdrawal limit per day: USD 500. ATM withdrawal limit per month: USD 3,000. Maximum per payment: USD 5,000. It pays 1% back on card spend. Rewards are paid in XRP. It works with Apple Pay and Google Pay.
How we check
We last checked this card on 15 Oct 2026, against 9 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Virtual Card | Physical Card |
|---|---|---|
| Back on card spend | 1% | 1% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Girin Card
Pros
- No annual or monthly fee
- Low foreign exchange fee: 0.75%
- 1% back on spending
- Spending limit of at least USD 500,000 a month
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Who it suits
- Frequent travellers, as foreign exchange fees are low
- Heavy spenders, as the limits are high and the fees stay low
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
Top-up assets and networks
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Every country below was checked against the same source:Checked 02 Oct 2026agingsource
No country matches your search.
No information for 200 countries yet
Frequently asked questions about Girin Card
Is Girin Card a virtual or a physical card?
Girin Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Girin Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is 2%.
How do I top up Girin Card?
You can top it up by crypto. Girin Card has no top-up fee.
Does Girin Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Girin Card?
It can be funded with 2 assets: RLUSD and XRP. Top-ups are accepted on the XRP Ledger network.
Does Girin Card have an annual fee?
No. Girin Card has no annual fee.
What does Girin Card charge on payments in a foreign currency?
The foreign currency fee is 0.75%.
Does Girin Card pay cashback?
Yes. It pays 1% back on card spend. Rewards are paid in XRP.
What are the spending and ATM limits of Girin Card?
Monthly spending limit: USD 500,000. ATM withdrawal limit per day: USD 500. ATM withdrawal limit per month: USD 3,000. Maximum per payment: USD 5,000.
Sources
- Fees pageFees and limitshelp.girin.appChecked 15 Oct 2026
- Supported countriesWhere is girin card availablehelp.girin.appChecked 15 Oct 2026
- Rewards termsWhat is girin card cashbackhelp.girin.appChecked 15 Oct 2026
- Other official pageWhat card network does girin card usehelp.girin.appChecked 15 Oct 2026
- Other official pageWhat is girin cardhelp.girin.appChecked 15 Oct 2026
- Other official pageHow are user assets managedhelp.girin.appChecked 03 Oct 2026
- Other official pageDoes girin card support google payhelp.girin.appChecked 03 Oct 2026
- Other official pageDoes girin card support apple payhelp.girin.app
- Other official pageWhat type of card is girin cardhelp.girin.app
- Other official pageWhat assets can i use to add funds to my cardhelp.girin.appChecked 15 Oct 2026
- Fees pageHow much does it cost to get a girin cardhelp.girin.app
- Fees pageAre there any hidden feeshelp.girin.app
- Fees pageAre there any fees for adding fundshelp.girin.app
- Other official pageOpening your accounthelp.girin.app
- Other official pageAdd funds and withdrawalshelp.girin.app
- Other official pageOrdering your cardhelp.girin.app
- Other official pageVirtual cardshelp.girin.appChecked 15 Oct 2026
- Cardholder termsLegal and announcementshelp.girin.app