Karta Card
Issued via Third National · Card currency USD
- Custody
- Custodial
- Network
- Visa
- Card types
- Virtual + physical
- Wallets
- Apple Pay, Google Pay
Shipping countries are not published.
Partly verified · 11 of 13 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
Review
What it is
Karta Card is a crypto card that comes as a virtual and a physical card. It is issued by Third National. Payments run on the Visa network. The card currency is USD.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. You can top it up by crypto and bank transfer. You can reload it after the first load. It can be funded with 2 assets: USDC and USDT. Top-ups are accepted on 8 blockchain networks, including Arbitrum, Base, BNB Smart Chain, Ethereum and 4 more.
Fees
The card issuance fee is 5 USDT for the virtual card and 99 USDT to 299 USDT, depending on tier for the physical card. It has no annual fee. It has no monthly fee. The foreign currency fee is 1%. The top-up fee depends on the tier. The ATM withdrawal fee is 1 USDT + 2.5%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the crypto conversion spread yet.
Limits and rewards
You can withdraw cash at ATMs. Maximum per payment: USD 25,000. It works with Apple Pay and Google Pay.
How we check
We last checked this card on 15 Oct 2026, against 12 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Plastic | Metal | Stablecoin | TRC-20 | ACH USD | SWIFT USD | Domestic Wire USD | SEPA EUR | PIX BRL | Bank Transfer COP | SPEI MXN |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Card issuance | 99 USDT | 299 USDT | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified |
| Top-up | Not verified | Not verified | Free | 5.90 USDT | 2.50 USDT + 0.3% | 37.50 USDT + 0.3% | 30 USDT + 0.3% | 2 USDT + 1% | 0.50 USDT + 1% | 0.50 USDT + 1% | 1% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Karta Card
Pros
- No annual or monthly fee
- Low foreign exchange fee: 1%
- Works with Apple Pay and Google Pay
- Comes as a virtual and a physical card
Cons
- Custodial: the issuer holds your funds
Who it suits
- Frequent travellers, as foreign exchange fees are low
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Every country below was checked against the same source:Checked 02 Oct 2026agingsource
No country matches your search.
No information for 240 countries yet
Frequently asked questions about Karta Card
Who issues Karta Card?
Karta Card is issued by Third National. Payments run on the Visa network.
Is Karta Card a virtual or a physical card?
Karta Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Karta Card?
Yes. You can withdraw cash at ATMs. The ATM withdrawal fee is 1 USDT + 2.5%.
How do I top up Karta Card?
You can top it up by crypto and bank transfer. The top-up fee depends on the tier.
Does Karta Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Karta Card?
It can be funded with 2 assets: USDC and USDT. Top-ups are accepted on 8 blockchain networks, including Arbitrum, Base, BNB Smart Chain, Ethereum and 4 more.
Does Karta Card have an annual fee?
No. Karta Card has no annual fee.
What does Karta Card charge on payments in a foreign currency?
The foreign currency fee is 1%. The conditions are listed in the fees table on this page.
What are the spending and ATM limits of Karta Card?
Maximum per payment: USD 25,000.
Sources
- Fees pagekarta.ioChecked 15 Oct 2026
- Fees pageAre there any fees for spendingintercom.helpChecked 15 Oct 2026
- Fees pageAre there any fees for using karta personalintercom.helpChecked 15 Oct 2026
- Fees pageCard limitsintercom.helpChecked 15 Oct 2026
- Supported countriesWho can get a karta personal cardintercom.help
- Supported countriesCountries where the card doesn't workintercom.helpChecked 15 Oct 2026
- Fees pageHow to withdraw cash from an atmintercom.helpChecked 15 Oct 2026
- Fees pageNeed a new card here's how to reissue itintercom.helpChecked 15 Oct 2026
- Fees pageHow to get a karta personal cardintercom.help
- Other official pageHow to add your card to a digital walletintercom.helpChecked 15 Oct 2026
- Other official pageIn which currency is my balance storedintercom.help
- Other official pageHow your money is stored with kartaintercom.helpChecked 15 Oct 2026
- Fees pageFees for stablecoin depositsintercom.help
- Other official pageWhat stablecoins can i use to top up my accountintercom.helpChecked 15 Oct 2026
- Other official pageVisa signature card benefitsintercom.help
- Fees pageFaq preorder physical cardsintercom.helpChecked 15 Oct 2026
- Cardholder termsB2c card termslegal.karta.ioChecked 15 Oct 2026