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LBank Card

Custody
Custodial
Network
Visa
Card types
Virtual + physical
Wallets
Apple Pay, Google Pay

Shipping countries are not published.

Partly verified · 11 of 13 key facts · last checked 15 Oct 2026 · aging

Facts reviewed by

Review

What it is

LBank Card is a crypto card that comes as a virtual and a physical card. Payments run on the Visa network.

Funding and spending

The company holds your balance, and the card spends from it. It is funded with crypto. You can top it up by crypto. It can be funded with USDT.

Fees

The card issuance fee is free for the virtual card and 69 USDT for the physical card. It has no annual fee. It has no monthly fee. The foreign currency fee is 0% to 1.1%, depending on card type. It has no top-up fee. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the crypto conversion spread and ATM withdrawal fee yet.

Limits and rewards

You can withdraw cash at ATMs. Daily spending limit: USD 1,000,000. Monthly spending limit: USD 1,000,000. Maximum per payment: USD 80,000. It pays 0.8% to 2% back on card spend, depending on tier. It works with Apple Pay and Google Pay.

How we check

We last checked this card on 15 Oct 2026, against 6 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.

Tiers compared

Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Fee or limitSVIPVIP0-VIP2VIP3-VIP4VIP5-VIP6
Back on card spend2%0.8%1%1.2%

Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.

Pros and cons of LBank Card

Pros

  • No annual or monthly fee
  • The virtual card is free to issue
  • 0.8% back, up to 2% on higher tiers
  • Spending limit of at least USD 1,000,000 a month
  • Works with Apple Pay and Google Pay
  • Comes as a virtual and a physical card

Cons

  • Custodial: the issuer holds your funds

Who it suits

  • Heavy spenders, as the limits are high and the fees stay low

Built only from facts we have verified. Anything we have not verified is left out.

Fees

Amounts in the card currency, as the issuer publishes them
Virtual card issuance
Free
Checked 03 Oct 2026agingsource
Physical card issuance
69 USDT
Checked 03 Oct 2026agingsource
Annual fee
Physical card
Free
Checked 03 Oct 2026agingsource
Annual fee
Virtual card
Free
Verified 22 Oct 2026source
Monthly fee
Free
Checked 04 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
Physical card
0%
Announcement says actual fees are subject to the product page
Checked 02 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
Virtual card
1.1%
1.1% of the converted USD transaction amount where the original transaction currency is not USD
Checked 03 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Varies
Digital asset conversion rates and spreads are determined at processing
Checked 06 Oct 2026agingsource
ATM withdrawal
Varies
ATM transactions may incur additional fees
Checked 06 Oct 2026agingsource
Top-up
Physical card
Free
Checked 03 Oct 2026agingsource
Top-up
Virtual card
Free
Verified 22 Oct 2026source
Inactivity
Unknown
Card replacement
Unknown
Other fee
0.8%
Transaction fee on card spending, shown for both the virtual and the physical card
Checked 02 Oct 2026agingsource

Limits

Daily spend
USD 1,000,000
Default limit; may differ by account status, VIP level and region, or be changed by LBank or its partners
Checked 03 Oct 2026agingsource
Monthly spend
USD 1,000,000
Default limit; may differ by account status, VIP level and region, or be changed by LBank or its partners
Checked 03 Oct 2026agingsource
ATM per day
Unknown
Top-up per day
Unknown
Maximum per payment
USD 80,000
Default limit; may differ by account status, VIP level and region, or be changed by LBank or its partners
Checked 03 Oct 2026agingsource

Rewards

No country limit
No token staking needed
Tier VIP0-VIP2Back on card spend
0.8%
Cap 10 USDT/month · No minimum spending requirement; caps are calculated per user per calendar month.
Verified 22 Oct 2026source
Tier VIP3-VIP4Back on card spend
1%
Cap 30 USDT/month · At least 1,500 USDT in spending in the previous month; caps are calculated per user per calendar month.
Verified 22 Oct 2026source
Tier VIP5-VIP6Back on card spend
1.2%
Cap 100 USDT/month · At least 5,000 USDT in spending in the previous month; caps are calculated per user per calendar month.
Verified 22 Oct 2026source
Tier SVIPBack on card spend
2%
Cap 250 USDT/month · At least 20,000 USDT in spending in the previous month; caps are calculated per user per calendar month.
Verified 22 Oct 2026source
Tier Coffee (category)Back on card spend
10%
Cap 10 USDT/month · Coffee purchases only; caps are calculated per user per calendar month.
Verified 22 Oct 2026source

Top-up assets and networks

What the card spends from

Card payments are settled by deducting supported assets, including USDT, from your LBank spot wallet.

Checked 03 Oct 2026agingsource
  • USDTNetwork not stated
    Checked 02 Oct 2026agingsource

Access and funding

Identity check (KYC)
Not verified
ATM withdrawals
Yes
You can withdraw cash at ATMs. The fees and limits above and below set the cost and the caps.
Checked 07 Oct 2026agingsource
Reloadable
Not verified
Top-up methods
Crypto
The ways you can add money to the card.
Checked 07 Oct 2026agingsource

Where it's available

Applying for the card and using it are tracked separately.

Shipping countries are not published, so there is no shipping column.

Rules the issuer states

  • Payments at Visa-accepting merchants worldwideChecked 03 Oct 2026agingsource

Every country below was checked against the same source:Checked 03 Oct 2026agingsource

Country
Can apply
Card works
🇦🇫 Afghanistan
Unknown
Yes
🇦🇽 Åland Islands
Unknown
Yes
🇦🇱 Albania
Unknown
Yes
🇩🇿 Algeria
Unknown
Yes
🇦🇸 American Samoa
Unknown
Yes
🇦🇩 Andorra
Unknown
Yes
🇦🇴 Angola
Unknown
Yes
🇦🇮 Anguilla
Unknown
Yes
🇦🇬 Antigua & Barbuda
Unknown
Yes
🇦🇷 Argentina
Unknown
Yes
🇦🇲 Armenia
Unknown
Yes
🇦🇼 Aruba
Unknown
Yes
🇦🇨 Ascension Island
Unknown
Yes
🇦🇺 Australia
Unknown
Yes
🇦🇹 Austria
Unknown
Yes
🇦🇿 Azerbaijan
Unknown
Yes
🇧🇸 Bahamas
Unknown
Yes
🇧🇭 Bahrain
Unknown
Yes
🇧🇩 Bangladesh
Unknown
Yes
🇧🇧 Barbados
Unknown
Yes
🇧🇾 Belarus
Unknown
Yes
🇧🇪 Belgium
Unknown
Yes
🇧🇿 Belize
Unknown
Yes
🇧🇯 Benin
Unknown
Yes
🇧🇲 Bermuda
Unknown
Yes
🇧🇹 Bhutan
Unknown
Yes
🇧🇴 Bolivia
Unknown
Yes
🇧🇦 Bosnia & Herzegovina
Unknown
Yes
🇧🇼 Botswana
Unknown
Yes
🇧🇷 Brazil
Unknown
Yes
🇮🇴 British Indian Ocean Territory
Unknown
Yes
🇻🇬 British Virgin Islands
Unknown
Yes
🇧🇳 Brunei
Unknown
Yes
🇧🇬 Bulgaria
Unknown
Yes
🇧🇫 Burkina Faso
Unknown
Yes
🇧🇮 Burundi
Unknown
Yes
🇰🇭 Cambodia
Unknown
Yes
🇨🇲 Cameroon
Unknown
Yes
🇨🇦 Canada
Unknown
Yes
🇨🇻 Cape Verde
Unknown
Yes
🇧🇶 Caribbean Netherlands
Unknown
Yes
🇰🇾 Cayman Islands
Unknown
Yes
🇨🇫 Central African Republic
Unknown
Yes
🇹🇩 Chad
Unknown
Yes
🇨🇱 Chile
Unknown
Yes
🇨🇳 China
Unknown
Yes
🇨🇽 Christmas Island
Unknown
Yes
🇨🇨 Cocos (Keeling) Islands
Unknown
Yes
🇨🇴 Colombia
Unknown
Yes
🇰🇲 Comoros
Unknown
Yes
🇨🇰 Cook Islands
Unknown
Yes
🇨🇷 Costa Rica
Unknown
Yes
🇨🇮 Côte d’Ivoire
Unknown
Yes
🇭🇷 Croatia
Unknown
Yes
🇨🇼 Curaçao
Unknown
Yes
🇨🇾 Cyprus
Unknown
Yes
🇨🇿 Czechia
Unknown
Yes
🇩🇰 Denmark
Unknown
Yes
🇩🇯 Djibouti
Unknown
Yes
🇩🇲 Dominica
Unknown
Yes
🇩🇴 Dominican Republic
Unknown
Yes
🇨🇩 DR Congo
Unknown
Yes
🇪🇨 Ecuador
Unknown
Yes
🇪🇬 Egypt
Unknown
Yes
🇸🇻 El Salvador
Unknown
Yes
🇬🇶 Equatorial Guinea
Unknown
Yes
🇪🇷 Eritrea
Unknown
Yes
🇪🇪 Estonia
Unknown
Yes
🇸🇿 Eswatini
Unknown
Yes
🇪🇹 Ethiopia
Unknown
Yes
🇫🇰 Falkland Islands
Unknown
Yes
🇫🇴 Faroe Islands
Unknown
Yes
🇫🇯 Fiji
Unknown
Yes
🇫🇮 Finland
Unknown
Yes
🇫🇷 France
Unknown
Yes
🇬🇫 French Guiana
Unknown
Yes
🇵🇫 French Polynesia
Unknown
Yes
🇬🇦 Gabon
Unknown
Yes
🇬🇲 Gambia
Unknown
Yes
🇬🇪 Georgia
Unknown
Yes
🇩🇪 Germany
Unknown
Yes
🇬🇭 Ghana
Unknown
Yes
🇬🇮 Gibraltar
Unknown
Yes
🇬🇷 Greece
Unknown
Yes
🇬🇱 Greenland
Unknown
Yes
🇬🇩 Grenada
Unknown
Yes
🇬🇵 Guadeloupe
Unknown
Yes
🇬🇺 Guam
Unknown
Yes
🇬🇹 Guatemala
Unknown
Yes
🇬🇬 Guernsey
Unknown
Yes
🇬🇳 Guinea
Unknown
Yes
🇬🇼 Guinea-Bissau
Unknown
Yes
🇬🇾 Guyana
Unknown
Yes
🇭🇹 Haiti
Unknown
Yes
🇭🇳 Honduras
Unknown
Yes
🇭🇰 Hong Kong
Unknown
Yes
🇭🇺 Hungary
Unknown
Yes
🇮🇸 Iceland
Unknown
Yes
🇮🇳 India
Unknown
Yes
🇮🇩 Indonesia
Unknown
Yes
🇮🇶 Iraq
Unknown
Yes
🇮🇪 Ireland
Unknown
Yes
🇮🇲 Isle of Man
Unknown
Yes
🇮🇱 Israel
Unknown
Yes
🇮🇹 Italy
Unknown
Yes
🇯🇲 Jamaica
Unknown
Yes
🇯🇵 Japan
Unknown
Yes
🇯🇪 Jersey
Unknown
Yes
🇯🇴 Jordan
Unknown
Yes
🇰🇿 Kazakhstan
Unknown
Yes
🇰🇪 Kenya
Unknown
Yes
🇰🇮 Kiribati
Unknown
Yes
🇽🇰 Kosovo
Unknown
Yes
🇰🇼 Kuwait
Unknown
Yes
🇰🇬 Kyrgyzstan
Unknown
Yes
🇱🇦 Laos
Unknown
Yes
🇱🇻 Latvia
Unknown
Yes
🇱🇧 Lebanon
Unknown
Yes
🇱🇸 Lesotho
Unknown
Yes
🇱🇷 Liberia
Unknown
Yes
🇱🇾 Libya
Unknown
Yes
🇱🇮 Liechtenstein
Unknown
Yes
🇱🇹 Lithuania
Unknown
Yes
🇱🇺 Luxembourg
Unknown
Yes
🇲🇴 Macao
Unknown
Yes
🇲🇬 Madagascar
Unknown
Yes
🇲🇼 Malawi
Unknown
Yes
🇲🇾 Malaysia
Unknown
Yes
🇲🇻 Maldives
Unknown
Yes
🇲🇱 Mali
Unknown
Yes
🇲🇹 Malta
Unknown
Yes
🇲🇭 Marshall Islands
Unknown
Yes
🇲🇶 Martinique
Unknown
Yes
🇲🇷 Mauritania
Unknown
Yes
🇲🇺 Mauritius
Unknown
Yes
🇾🇹 Mayotte
Unknown
Yes
🇲🇽 Mexico
Unknown
Yes
🇫🇲 Micronesia
Unknown
Yes
🇲🇩 Moldova
Unknown
Yes
🇲🇨 Monaco
Unknown
Yes
🇲🇳 Mongolia
Unknown
Yes
🇲🇪 Montenegro
Unknown
Yes
🇲🇸 Montserrat
Unknown
Yes
🇲🇦 Morocco
Unknown
Yes
🇲🇿 Mozambique
Unknown
Yes
🇲🇲 Myanmar (Burma)
Unknown
Yes
🇳🇦 Namibia
Unknown
Yes
🇳🇷 Nauru
Unknown
Yes
🇳🇵 Nepal
Unknown
Yes
🇳🇱 Netherlands
Unknown
Yes
🇳🇨 New Caledonia
Unknown
Yes
🇳🇿 New Zealand
Unknown
Yes
🇳🇮 Nicaragua
Unknown
Yes
🇳🇪 Niger
Unknown
Yes
🇳🇬 Nigeria
Unknown
Yes
🇳🇺 Niue
Unknown
Yes
🇳🇫 Norfolk Island
Unknown
Yes
🇲🇰 North Macedonia
Unknown
Yes
🇲🇵 Northern Mariana Islands
Unknown
Yes
🇳🇴 Norway
Unknown
Yes
🇴🇲 Oman
Unknown
Yes
🇵🇰 Pakistan
Unknown
Yes
🇵🇼 Palau
Unknown
Yes
🇵🇸 Palestine
Unknown
Yes
🇵🇦 Panama
Unknown
Yes
🇵🇬 Papua New Guinea
Unknown
Yes
🇵🇾 Paraguay
Unknown
Yes
🇵🇪 Peru
Unknown
Yes
🇵🇭 Philippines
Unknown
Yes
🇵🇳 Pitcairn Islands
Unknown
Yes
🇵🇱 Poland
Unknown
Yes
🇵🇹 Portugal
Unknown
Yes
🇵🇷 Puerto Rico
Unknown
Yes
🇶🇦 Qatar
Unknown
Yes
🇨🇬 Republic of the Congo
Unknown
Yes
🇷🇪 Réunion
Unknown
Yes
🇷🇴 Romania
Unknown
Yes
🇷🇼 Rwanda
Unknown
Yes
🇼🇸 Samoa
Unknown
Yes
🇸🇲 San Marino
Unknown
Yes
🇸🇹 São Tomé & Príncipe
Unknown
Yes
🇸🇦 Saudi Arabia
Unknown
Yes
🇸🇳 Senegal
Unknown
Yes
🇷🇸 Serbia
Unknown
Yes
🇸🇨 Seychelles
Unknown
Yes
🇸🇱 Sierra Leone
Unknown
Yes
🇸🇬 Singapore
Unknown
Yes
🇸🇽 Sint Maarten
Unknown
Yes
🇸🇰 Slovakia
Unknown
Yes
🇸🇮 Slovenia
Unknown
Yes
🇸🇧 Solomon Islands
Unknown
Yes
🇸🇴 Somalia
Unknown
Yes
🇿🇦 South Africa
Unknown
Yes
🇰🇷 South Korea
Unknown
Yes
🇸🇸 South Sudan
Unknown
Yes
🇪🇸 Spain
Unknown
Yes
🇱🇰 Sri Lanka
Unknown
Yes
🇧🇱 St Barthélemy
Unknown
Yes
🇸🇭 St Helena
Unknown
Yes
🇰🇳 St Kitts & Nevis
Unknown
Yes
🇱🇨 St Lucia
Unknown
Yes
🇲🇫 St Martin
Unknown
Yes
🇵🇲 St Pierre & Miquelon
Unknown
Yes
🇻🇨 St Vincent & the Grenadines
Unknown
Yes
🇸🇩 Sudan
Unknown
Yes
🇸🇷 Suriname
Unknown
Yes
🇸🇯 Svalbard & Jan Mayen
Unknown
Yes
🇸🇪 Sweden
Unknown
Yes
🇨🇭 Switzerland
Unknown
Yes
🇹🇼 Taiwan
Unknown
Yes
🇹🇯 Tajikistan
Unknown
Yes
🇹🇿 Tanzania
Unknown
Yes
🇹🇭 Thailand
Unknown
Yes
🇹🇱 Timor-Leste
Unknown
Yes
🇹🇬 Togo
Unknown
Yes
🇹🇰 Tokelau
Unknown
Yes
🇹🇴 Tonga
Unknown
Yes
🇹🇹 Trinidad & Tobago
Unknown
Yes
🇹🇦 Tristan da Cunha
Unknown
Yes
🇹🇳 Tunisia
Unknown
Yes
🇹🇷 Türkiye
Unknown
Yes
🇹🇲 Turkmenistan
Unknown
Yes
🇹🇨 Turks & Caicos Islands
Unknown
Yes
🇹🇻 Tuvalu
Unknown
Yes
🇺🇬 Uganda
Unknown
Yes
🇺🇦 Ukraine
Unknown
Yes
🇦🇪 United Arab Emirates
Unknown
Yes
🇬🇧 United Kingdom
Unknown
Yes
🇺🇸 United States
Unknown
Yes
🇺🇾 Uruguay
Unknown
Yes
🇺🇲 US Outlying Islands
Unknown
Yes
🇻🇮 US Virgin Islands
Unknown
Yes
🇺🇿 Uzbekistan
Unknown
Yes
🇻🇺 Vanuatu
Unknown
Yes
🇻🇦 Vatican City
Unknown
Yes
🇻🇪 Venezuela
Unknown
Yes
🇻🇳 Vietnam
Unknown
Yes
🇼🇫 Wallis & Futuna
Unknown
Yes
🇪🇭 Western Sahara
Unknown
Yes
🇾🇪 Yemen
Unknown
Yes
🇿🇲 Zambia
Unknown
Yes
🇿🇼 Zimbabwe
Unknown
Yes

No information for 5 countries yet

Frequently asked questions about LBank Card

Is LBank Card a virtual or a physical card?

LBank Card comes as both a virtual and a physical card.

Can I withdraw cash from an ATM with LBank Card?

Yes. You can withdraw cash at ATMs.

How do I top up LBank Card?

You can top it up by crypto. LBank Card has no top-up fee.

Does LBank Card work with Apple Pay and Google Pay?

It works with Apple Pay and Google Pay.

Which crypto can I use with LBank Card?

It can be funded with USDT.

Does LBank Card have an annual fee?

No. LBank Card has no annual fee.

What does LBank Card charge on payments in a foreign currency?

The foreign currency fee is 0% to 1.1%, depending on card type. The conditions are listed in the fees table on this page.

Does LBank Card pay cashback?

Yes. It pays 0.8% to 2% back on card spend, depending on tier.

What are the spending and ATM limits of LBank Card?

Daily spending limit: USD 1,000,000. Monthly spending limit: USD 1,000,000. Maximum per payment: USD 80,000.

Sources

Compare LBank Card with