Review
What it is
MiniPay Card is a virtual crypto card. It is a debit card. It is issued by Monavate. Payments run on the Visa network. The card currency is USD.
Funding and spending
You keep your keys, and the card spends from your own wallet. It is funded with crypto. You can top it up by crypto, bank transfer and debit or credit card. You can reload it after the first load. It can be funded with 3 assets: USDC, USDT and MUSD.
Fees
It has no card issuance fee. It has no annual fee. It has no monthly fee. It has no crypto conversion spread. It has no top-up fee. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the foreign currency fee and ATM withdrawal fee yet.
Limits and rewards
It pays 5% back on card spend. The cashback is capped at USD 100 a month. It works with Apple Pay and Google Pay.
How we check
We last checked this card on 15 Oct 2026, against 6 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of MiniPay Card
Pros
- No annual or monthly fee
- No fee for converting crypto to the card currency
- No card issuance fee
- 5% back on spending
- Self-custody: you keep control of your funds
- Works with Apple Pay and Google Pay
Cons
- 3 of 12 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
- People who want cashback on everyday spending
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes themCard issuance
Free
Stated as an activation fee; no separate issuance fee is mentioned
Checked 04 Oct 2026agingsource
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
Varies
Described as a low nominal FX fee; amount not stated. Visa exchange rates and fees may apply; the settlement currency is USD
Checked 04 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Free
Blueboard (MiniPay) charges no currency conversion fee. Visa exchange rates and fees may apply for purchases in a currency other than USD.
Checked 06 Oct 2026agingsource
ATM withdrawal
Unknown
Top-up
Free
Stablecoin deposits from any chain; funding from local currency is also stated as zero fees
Checked 03 Oct 2026agingsource
Inactivity
Unknown
Card replacement
Unknown
Limits
Daily spend
Unknown
Monthly spend
Unknown
ATM per day
Unknown
Top-up per day
Unknown
Rewards
Back on card spend
5%
No token staking needed · Cap USD 100/month · Paid in Tether Gold (XAUt) in most markets across Africa, Latin America and Asia, and in USDC in Europe (EEA); capped at 100 USD per monthly settlement period from 25 September 2026; excludes ATM withdrawals, cash advances, money transfers, gambling, insurance, utility bills, government and tax payments, gift card stores, pawn shops and dating services
Checked 03 Oct 2026agingsource
Top-up assets and networks
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
- Anywhere Visa is accepted - over 175 million merchants worldwide, online and in-store.Checked 03 Oct 2026agingsource
Every country below was checked against the same source:Checked 03 Oct 2026agingsource
Country
Can apply
Card works
🇦🇫 Afghanistan
Unknown
Yes
🇦🇽 Åland Islands
Unknown
Yes
🇦🇱 Albania
Unknown
Yes
🇩🇿 Algeria
Unknown
Yes
🇦🇸 American Samoa
Unknown
Yes
🇦🇩 Andorra
Unknown
Yes
🇦🇴 Angola
Unknown
Yes
🇦🇮 Anguilla
Unknown
Yes
🇦🇬 Antigua & Barbuda
Unknown
Yes
🇦🇷 Argentina
Unknown
Yes
🇦🇲 Armenia
Unknown
Yes
🇦🇼 Aruba
Unknown
Yes
🇦🇨 Ascension Island
Unknown
Yes
🇦🇺 Australia
Unknown
Yes
🇦🇹 Austria
Unknown
Yes
🇦🇿 Azerbaijan
Unknown
Yes
🇧🇸 Bahamas
Unknown
Yes
🇧🇭 Bahrain
Unknown
Yes
🇧🇩 Bangladesh
Unknown
Yes
🇧🇧 Barbados
Unknown
Yes
🇧🇾 Belarus
Unknown
Yes
🇧🇪 Belgium
Unknown
Yes
🇧🇿 Belize
Unknown
Yes
🇧🇯 Benin
Unknown
Yes
🇧🇲 Bermuda
Unknown
Yes
🇧🇹 Bhutan
Unknown
Yes
🇧🇴 Bolivia
Unknown
Yes
🇧🇦 Bosnia & Herzegovina
Unknown
Yes
🇧🇼 Botswana
Unknown
Yes
🇧🇷 Brazil
Unknown
Yes
🇮🇴 British Indian Ocean Territory
Unknown
Yes
🇻🇬 British Virgin Islands
Unknown
Yes
🇧🇳 Brunei
Unknown
Yes
🇧🇬 Bulgaria
Unknown
Yes
🇧🇫 Burkina Faso
Unknown
Yes
🇧🇮 Burundi
Unknown
Yes
🇰🇭 Cambodia
Unknown
Yes
🇨🇲 Cameroon
Unknown
Yes
🇨🇦 Canada
Unknown
Yes
🇨🇻 Cape Verde
Unknown
Yes
🇧🇶 Caribbean Netherlands
Unknown
Yes
🇰🇾 Cayman Islands
Unknown
Yes
🇨🇫 Central African Republic
Unknown
Yes
🇹🇩 Chad
Unknown
Yes
🇨🇱 Chile
Unknown
Yes
🇨🇳 China
Unknown
Yes
🇨🇽 Christmas Island
Unknown
Yes
🇨🇨 Cocos (Keeling) Islands
Unknown
Yes
🇨🇴 Colombia
Unknown
Yes
🇰🇲 Comoros
Unknown
Yes
🇨🇰 Cook Islands
Unknown
Yes
🇨🇷 Costa Rica
Unknown
Yes
🇨🇮 Côte d’Ivoire
Unknown
Yes
🇭🇷 Croatia
Unknown
Yes
🇨🇼 Curaçao
Unknown
Yes
🇨🇾 Cyprus
Unknown
Yes
🇨🇿 Czechia
Unknown
Yes
🇩🇰 Denmark
Unknown
Yes
🇩🇯 Djibouti
Unknown
Yes
🇩🇲 Dominica
Unknown
Yes
🇩🇴 Dominican Republic
Unknown
Yes
🇨🇩 DR Congo
Unknown
Yes
🇪🇨 Ecuador
Unknown
Yes
🇪🇬 Egypt
Unknown
Yes
🇸🇻 El Salvador
Unknown
Yes
🇬🇶 Equatorial Guinea
Unknown
Yes
🇪🇷 Eritrea
Unknown
Yes
🇪🇪 Estonia
Unknown
Yes
🇸🇿 Eswatini
Unknown
Yes
🇪🇹 Ethiopia
Unknown
Yes
🇫🇰 Falkland Islands
Unknown
Yes
🇫🇴 Faroe Islands
Unknown
Yes
🇫🇯 Fiji
Unknown
Yes
🇫🇮 Finland
Unknown
Yes
🇫🇷 France
Unknown
Yes
🇬🇫 French Guiana
Unknown
Yes
🇵🇫 French Polynesia
Unknown
Yes
🇬🇦 Gabon
Unknown
Yes
🇬🇲 Gambia
Unknown
Yes
🇬🇪 Georgia
Unknown
Yes
🇩🇪 Germany
Unknown
Yes
🇬🇭 Ghana
Unknown
Yes
🇬🇮 Gibraltar
Unknown
Yes
🇬🇷 Greece
Unknown
Yes
🇬🇱 Greenland
Unknown
Yes
🇬🇩 Grenada
Unknown
Yes
🇬🇵 Guadeloupe
Unknown
Yes
🇬🇺 Guam
Unknown
Yes
🇬🇹 Guatemala
Unknown
Yes
🇬🇬 Guernsey
Unknown
Yes
🇬🇳 Guinea
Unknown
Yes
🇬🇼 Guinea-Bissau
Unknown
Yes
🇬🇾 Guyana
Unknown
Yes
🇭🇹 Haiti
Unknown
Yes
🇭🇳 Honduras
Unknown
Yes
🇭🇰 Hong Kong
Unknown
Yes
🇭🇺 Hungary
Unknown
Yes
🇮🇸 Iceland
Unknown
Yes
🇮🇳 India
Unknown
Yes
🇮🇩 Indonesia
Unknown
Yes
🇮🇶 Iraq
Unknown
Yes
🇮🇪 Ireland
Unknown
Yes
🇮🇲 Isle of Man
Unknown
Yes
🇮🇱 Israel
Unknown
Yes
🇮🇹 Italy
Unknown
Yes
🇯🇲 Jamaica
Unknown
Yes
🇯🇵 Japan
Unknown
Yes
🇯🇪 Jersey
Unknown
Yes
🇯🇴 Jordan
Unknown
Yes
🇰🇿 Kazakhstan
Unknown
Yes
🇰🇪 Kenya
Unknown
Yes
🇰🇮 Kiribati
Unknown
Yes
🇽🇰 Kosovo
Unknown
Yes
🇰🇼 Kuwait
Unknown
Yes
🇰🇬 Kyrgyzstan
Unknown
Yes
🇱🇦 Laos
Unknown
Yes
🇱🇻 Latvia
Unknown
Yes
🇱🇧 Lebanon
Unknown
Yes
🇱🇸 Lesotho
Unknown
Yes
🇱🇷 Liberia
Unknown
Yes
🇱🇾 Libya
Unknown
Yes
🇱🇮 Liechtenstein
Unknown
Yes
🇱🇹 Lithuania
Unknown
Yes
🇱🇺 Luxembourg
Unknown
Yes
🇲🇴 Macao
Unknown
Yes
🇲🇬 Madagascar
Unknown
Yes
🇲🇼 Malawi
Unknown
Yes
🇲🇾 Malaysia
Unknown
Yes
🇲🇻 Maldives
Unknown
Yes
🇲🇱 Mali
Unknown
Yes
🇲🇹 Malta
Unknown
Yes
🇲🇭 Marshall Islands
Unknown
Yes
🇲🇶 Martinique
Unknown
Yes
🇲🇷 Mauritania
Unknown
Yes
🇲🇺 Mauritius
Unknown
Yes
🇾🇹 Mayotte
Unknown
Yes
🇲🇽 Mexico
Unknown
Yes
🇫🇲 Micronesia
Unknown
Yes
🇲🇩 Moldova
Unknown
Yes
🇲🇨 Monaco
Unknown
Yes
🇲🇳 Mongolia
Unknown
Yes
🇲🇪 Montenegro
Unknown
Yes
🇲🇸 Montserrat
Unknown
Yes
🇲🇦 Morocco
Unknown
Yes
🇲🇿 Mozambique
Unknown
Yes
🇲🇲 Myanmar (Burma)
Unknown
Yes
🇳🇦 Namibia
Unknown
Yes
🇳🇷 Nauru
Unknown
Yes
🇳🇵 Nepal
Unknown
Yes
🇳🇱 Netherlands
Unknown
Yes
🇳🇨 New Caledonia
Unknown
Yes
🇳🇿 New Zealand
Unknown
Yes
🇳🇮 Nicaragua
Unknown
Yes
🇳🇪 Niger
Unknown
Yes
🇳🇬 Nigeria
Unknown
Yes
🇳🇺 Niue
Unknown
Yes
🇳🇫 Norfolk Island
Unknown
Yes
🇲🇰 North Macedonia
Unknown
Yes
🇲🇵 Northern Mariana Islands
Unknown
Yes
🇳🇴 Norway
Unknown
Yes
🇴🇲 Oman
Unknown
Yes
🇵🇰 Pakistan
Unknown
Yes
🇵🇼 Palau
Unknown
Yes
🇵🇸 Palestine
Unknown
Yes
🇵🇦 Panama
Unknown
Yes
🇵🇬 Papua New Guinea
Unknown
Yes
🇵🇾 Paraguay
Unknown
Yes
🇵🇪 Peru
Unknown
Yes
🇵🇭 Philippines
Unknown
Yes
🇵🇳 Pitcairn Islands
Unknown
Yes
🇵🇱 Poland
Unknown
Yes
🇵🇹 Portugal
Unknown
Yes
🇵🇷 Puerto Rico
Unknown
Yes
🇶🇦 Qatar
Unknown
Yes
🇨🇬 Republic of the Congo
Unknown
Yes
🇷🇪 Réunion
Unknown
Yes
🇷🇴 Romania
Unknown
Yes
🇷🇼 Rwanda
Unknown
Yes
🇼🇸 Samoa
Unknown
Yes
🇸🇲 San Marino
Unknown
Yes
🇸🇹 São Tomé & Príncipe
Unknown
Yes
🇸🇦 Saudi Arabia
Unknown
Yes
🇸🇳 Senegal
Unknown
Yes
🇷🇸 Serbia
Unknown
Yes
🇸🇨 Seychelles
Unknown
Yes
🇸🇱 Sierra Leone
Unknown
Yes
🇸🇬 Singapore
Unknown
Yes
🇸🇽 Sint Maarten
Unknown
Yes
🇸🇰 Slovakia
Unknown
Yes
🇸🇮 Slovenia
Unknown
Yes
🇸🇧 Solomon Islands
Unknown
Yes
🇸🇴 Somalia
Unknown
Yes
🇿🇦 South Africa
Unknown
Yes
🇰🇷 South Korea
Unknown
Yes
🇸🇸 South Sudan
Unknown
Yes
🇪🇸 Spain
Unknown
Yes
🇱🇰 Sri Lanka
Unknown
Yes
🇧🇱 St Barthélemy
Unknown
Yes
🇸🇭 St Helena
Unknown
Yes
🇰🇳 St Kitts & Nevis
Unknown
Yes
🇱🇨 St Lucia
Unknown
Yes
🇲🇫 St Martin
Unknown
Yes
🇵🇲 St Pierre & Miquelon
Unknown
Yes
🇻🇨 St Vincent & the Grenadines
Unknown
Yes
🇸🇩 Sudan
Unknown
Yes
🇸🇷 Suriname
Unknown
Yes
🇸🇯 Svalbard & Jan Mayen
Unknown
Yes
🇸🇪 Sweden
Unknown
Yes
🇨🇭 Switzerland
Unknown
Yes
🇹🇼 Taiwan
Unknown
Yes
🇹🇯 Tajikistan
Unknown
Yes
🇹🇿 Tanzania
Unknown
Yes
🇹🇭 Thailand
Unknown
Yes
🇹🇱 Timor-Leste
Unknown
Yes
🇹🇬 Togo
Unknown
Yes
🇹🇰 Tokelau
Unknown
Yes
🇹🇴 Tonga
Unknown
Yes
🇹🇹 Trinidad & Tobago
Unknown
Yes
🇹🇦 Tristan da Cunha
Unknown
Yes
🇹🇳 Tunisia
Unknown
Yes
🇹🇷 Türkiye
Unknown
Yes
🇹🇲 Turkmenistan
Unknown
Yes
🇹🇨 Turks & Caicos Islands
Unknown
Yes
🇹🇻 Tuvalu
Unknown
Yes
🇺🇬 Uganda
Unknown
Yes
🇺🇦 Ukraine
Unknown
Yes
🇦🇪 United Arab Emirates
Unknown
Yes
🇬🇧 United Kingdom
Unknown
Yes
🇺🇸 United States
Unknown
Yes
🇺🇾 Uruguay
Unknown
Yes
🇺🇲 US Outlying Islands
Unknown
Yes
🇻🇮 US Virgin Islands
Unknown
Yes
🇺🇿 Uzbekistan
Unknown
Yes
🇻🇺 Vanuatu
Unknown
Yes
🇻🇦 Vatican City
Unknown
Yes
🇻🇪 Venezuela
Unknown
Yes
🇻🇳 Vietnam
Unknown
Yes
🇼🇫 Wallis & Futuna
Unknown
Yes
🇪🇭 Western Sahara
Unknown
Yes
🇾🇪 Yemen
Unknown
Yes
🇿🇲 Zambia
Unknown
Yes
🇿🇼 Zimbabwe
Unknown
Yes
No country matches your search.
No information for 5 countries yet
Frequently asked questions about MiniPay Card
Who issues MiniPay Card?
MiniPay Card is issued by Monavate. Payments run on the Visa network.
Is MiniPay Card a virtual or a physical card?
MiniPay Card is a virtual card only.
How do I top up MiniPay Card?
You can top it up by crypto, bank transfer and debit or credit card. MiniPay Card has no top-up fee.
Does MiniPay Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with MiniPay Card?
It can be funded with 3 assets: USDC, USDT and MUSD.
Does MiniPay Card have an annual fee?
No. MiniPay Card has no annual fee.
Does MiniPay Card pay cashback?
Yes. It pays 5% back on card spend. The cashback is capped at USD 100 a month.
Sources
- Fees pageminipay.to/faq
- Supported countriesVirtual cardminipay.toChecked 07 Oct 2026
- Rewards termsMinipay card cashback terms of serviceminipay.toChecked 15 Oct 2026
- Other official pageMinipay visa debit cardpress.opera.comChecked 15 Oct 2026
- Other official pageMinipay launches visa card powered by gnosis paygnosispay.comChecked 15 Oct 2026
- Other official pageMinipay card spend usdt usdc stablecoins earn gold cashbackminipay.toChecked 15 Oct 2026
- Rewards termsMinipay card cashback rulesminipay.toChecked 03 Oct 2026