Review
What it is
Tuyo Card is a virtual crypto card. It is issued by Rain. The card currency is USD.
Funding and spending
You keep your keys, and the card spends from your own wallet. It is funded with crypto. You can top it up by crypto. It can be funded with USDC. Top-ups are accepted on the Base network.
Fees
It has no card issuance fee. It has no annual fee. It has no monthly fee. The foreign currency fee is 1%. It has no crypto conversion spread. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the top-up fee and ATM withdrawal fee yet.
Limits and rewards
You can withdraw cash at ATMs. Daily spending limit: USD 50,000. It works with Apple Pay and Google Pay.
How we check
We last checked this card on 15 Oct 2026, against 7 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of Tuyo Card
Pros
- No annual or monthly fee
- Low foreign exchange fee: 1%
- No fee for converting crypto to the card currency
- No card issuance fee
- Self-custody: you keep control of your funds
- Works with Apple Pay and Google Pay
Cons
- 4 of 12 key facts are not verified yet
Who it suits
- People who want to keep control of their own keys
- Frequent travellers, as foreign exchange fees are low
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
- USDCBaseChecked 03 Oct 2026agingsource
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
- Pay with stablecoins anywhereChecked 04 Oct 2026agingsource
No country matches your search.
Frequently asked questions about Tuyo Card
Who issues Tuyo Card?
Tuyo Card is issued by Rain.
Is Tuyo Card a virtual or a physical card?
Tuyo Card is a virtual card only.
Can I withdraw cash from an ATM with Tuyo Card?
Yes. You can withdraw cash at ATMs.
How do I top up Tuyo Card?
You can top it up by crypto.
Does Tuyo Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with Tuyo Card?
It can be funded with USDC. Top-ups are accepted on the Base network.
Does Tuyo Card have an annual fee?
No. Tuyo Card has no annual fee.
What does Tuyo Card charge on payments in a foreign currency?
The foreign currency fee is 1%. The conditions are listed in the fees table on this page.
What are the spending and ATM limits of Tuyo Card?
Daily spending limit: USD 50,000.
Sources
- Fees pageCardtuyo.comChecked 07 Oct 2026
- Fees pageCard limitshelp.tuyo.com
- Fees pageAtm withdrawalshelp.tuyo.comChecked 07 Oct 2026
- Supported countriesTuyo card availabilityhelp.tuyo.comChecked 15 Oct 2026
- Rewards termsRewardstuyo.com
- Fees pageCardhelp.tuyo.comChecked 07 Oct 2026
- Fees pagehelp.tuyo.com/guides/faq.htmlChecked 03 Oct 2026
- Other official pagetuyo.com/faqChecked 04 Oct 2026
- Supported countriesApple pay card availabilityhelp.tuyo.com
- Supported countriesGoogle wallet country availabilityhelp.tuyo.com
- Supported countriesTuyo availabilityhelp.tuyo.comChecked 15 Oct 2026
- Other official pageConvert usdc basehelp.tuyo.comPage no longer available, checked 18 Oct 2026
- Cardholder termsTerms of useapi.tuyo.com
- Cardholder termsabout.tuyo.com