Review
What it is
XBO Card is a virtual crypto card. It is sold under the XBO.com brand. It is a prepaid card. It is issued by XBO. Payments run on the Visa network.
Funding and spending
The company holds your balance, and the card spends from it. It can be funded with crypto or with fiat money. You can top it up by crypto. The card spends from a funding wallet that you fill from your cryptocurrency or fiat wallets on XBO.
Fees
The card issuance fee is USD 5. The top-up fee is 2%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee, monthly fee, foreign currency fee, crypto conversion spread and ATM withdrawal fee yet.
Limits and rewards
The issuer says you cannot withdraw cash at ATMs. It works with Apple Pay and Google Pay.
How we check
We last checked this card on 15 Oct 2026, against 3 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Pros and cons of XBO Card
Pros
- Works with Apple Pay and Google Pay
Cons
- Custodial: the issuer holds your funds
- 6 of 12 key facts are not verified yet
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes them?
?
Limits
Rewards
We don't know the rewards for this card yet. We never assume a card has none.
Top-up assets and networks
The card spends from a funding wallet that you fill from your cryptocurrency or fiat wallets on XBO.
Access and funding
Where it's available
Applying for the card and using it are tracked separately.
Virtual card only: nothing is shipped.
Rules the issuer states
- The Card is accepted wherever the underlying payment network is accepted worldwide.Checked 03 Oct 2026agingsource
No country matches your search.
No information for 3 countries yet
Frequently asked questions about XBO Card
Who issues XBO Card?
XBO Card is issued by XBO. Payments run on the Visa network.
Is XBO Card a virtual or a physical card?
XBO Card is a virtual card only.
Can I withdraw cash from an ATM with XBO Card?
No. The issuer says you cannot withdraw cash at ATMs.
How do I top up XBO Card?
You can top it up by crypto. The top-up fee is 2%.
Does XBO Card work with Apple Pay and Google Pay?
It works with Apple Pay and Google Pay.
Which crypto can I use with XBO Card?
The card spends from a funding wallet that you fill from your cryptocurrency or fiat wallets on XBO.
Sources
- Other official pageXbo cardxbo.comChecked 05 Oct 2026
- Cardholder termsLegalxbo.com
- Other official pageSupport xbo cardxbo.comChecked 15 Oct 2026
- Cardholder termsTerms&Conditionsxbo.comChecked 15 Oct 2026
- Other official pageSupportxbo.com