Signups paused. The issuer is not accepting new signups for now.See alternatives in your country
Plutus CardVISA
- Custody
- Custodial
- Network
- Visa
- Card types
- Virtual + physical
- Card product
- Debit
- Wallets
- Google Pay
- Apple Pay: not verified
Shipping countries are not published.
Partly verified · 8 of 12 key facts · last checked 15 Oct 2026 · aging
Facts reviewed by Andrew L.
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Review
What it is
Plutus Card is a crypto card that comes as a virtual and a physical card. It is a debit card. It is issued by Modulr. Payments run on the Visa network. The issuer is not taking new signups at the moment.
Funding and spending
The company holds your balance, and the card spends from it. It is funded with fiat money. You can top it up by bank transfer. You can reload it after the first load.
Fees
The card issuance fee is free for the virtual card and EUR 9.99 for the physical card. The foreign currency fee is 2.5%. It has no top-up fee. The ATM withdrawal fee is 2.5%. Some of these fees have conditions, which are listed in the fees table on this page. We have not verified the annual fee, monthly fee and crypto conversion spread yet.
Limits and rewards
The issuer says you cannot withdraw cash at ATMs. Daily spending limit: EUR 500,000. Maximum per payment: EUR 500,000. It pays 3% back on card spend. Every reward rate needs staking, up to 9% back. It works with Google Pay.
Signing up
Signing up needs full KYC: a government ID document, and sometimes a selfie. You can apply in 28 countries. You cannot apply in 29 countries, including India. Where the issuer states who can apply, you need to be a resident of the country.
How we check
We last checked this card on 15 Oct 2026, against 10 official issuer pages. The tables below show the source and the check date of every value we have verified. Facts not listed here are unknown so far.
Tiers compared
| Fee or limit | Starter | Everyday | Premium | Noob | Researcher | Explorer | Adventurer | Chad | Hero | Veteran | Legend | Myth | GOAT | Honey Badger |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Account monthly fee | EUR 6.99 | EUR 9.99 | EUR 19.99 | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified | Not verified |
| Back on card spend | Not verified | Not verified | Not verified | 3% | 3% | 3% | 3% | 3% | 4% | 5% | 6% | 7% | 8% | 9% |
Fees, limits and the reward rate for each tier. A cell that says Not verified has no checked figure yet.
Pros and cons of Plutus Card
Pros
- The virtual card is free to issue
- Works with Google Pay
- Comes as a virtual and a physical card
Cons
- New signups are paused
- Foreign exchange fee: 2.5%
- Rewards need staking
- Custodial: the issuer holds your funds
- 4 of 12 key facts are not verified yet
Built only from facts we have verified. Anything we have not verified is left out.
Fees
Amounts in the card currency, as the issuer publishes themPhysical card issuance
EUR 9.99
Also GBP 9.99 for GBP cards; same on all plans
Checked 02 Oct 2026agingsource
Annual fee
Unknown
Foreign currency (FX)
?
Charged on payments in a currency other than the card currency.
2.5%
Non-domestic payment: payment in a currency other than the card currency (page example: EURO card paid in another currency). Same on all plans
Checked 02 Oct 2026agingsource
Crypto conversion spread
?
Charged when crypto is converted into the card currency.
Unknown
Top-up
Free
Fiat deposit by bank transfer; same on Starter, Everyday and Premium plans
Checked 06 Oct 2026agingsource
Inactivity
Unknown
Card replacement
Unknown
Account monthly fee
Tier: Starter
EUR 6.99
Also GBP 6.99 for GBP cards; annual option 69.99
Checked 03 Oct 2026agingsource
Account monthly fee
Tier: Everyday
EUR 9.99
Also GBP 9.99 for GBP cards; annual option 99.99
Checked 03 Oct 2026agingsource
Account monthly fee
Tier: Premium
EUR 19.99
Also GBP 19.99 for GBP cards; annual option 199.99
Checked 03 Oct 2026agingsource
Limits
Rewards
Back on card spend
3%
No token staking needed · Minimum rate; up to 9% at higher reward levels. Needs a paid monthly plan; spend eligible for rewards is capped per month (250, 500 or 1,000 EUR or GBP by plan)
Checked 02 Oct 2026agingsource
Tier NoobBack on card spend
3%
Needs token staking · Token: PLU · Requires 1 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Tier ResearcherBack on card spend
3%
Needs token staking · Token: PLU · Requires 100 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Tier ExplorerBack on card spend
3%
Needs token staking · Token: PLU · Requires 200 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Tier AdventurerBack on card spend
3%
Needs token staking · Token: PLU · Requires 500 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Tier ChadBack on card spend
3%
Needs token staking · Token: PLU · Requires 1,000 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Tier HeroBack on card spend
4%
Needs token staking · Token: PLU · Requires 2,000 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Tier VeteranBack on card spend
5%
Needs token staking · Token: PLU · Requires 3,000 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Tier LegendBack on card spend
6%
Needs token staking · Token: PLU · Requires 10,000 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Tier MythBack on card spend
7%
Needs token staking · Token: PLU · Requires 20,000 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Tier GOATBack on card spend
8%
Needs token staking · Token: PLU · Requires 30,000 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Tier Honey BadgerBack on card spend
9%
Needs token staking · Token: PLU · Requires 40,000 PLU held ("stack"); paid monthly plan needed to earn rewards
Checked 02 Oct 2026agingsource
Top-up assets and networks
UnknownWe don't know yet which assets and networks this card accepts.
Access and funding
ATM withdrawals
No
The issuer says the card cannot be used to withdraw cash.
Checked 07 Oct 2026agingsource
Where it's available
Applying for the card and using it are tracked separately.
Shipping countries are not published, so there is no shipping column.
Rules the issuer states
- That means you can spend at more than 60 million merchants supporting Chip and PIN or Contactless payments worldwide and online.Checked 03 Oct 2026agingsource
Country
Can apply
Card works
Verified
🇦🇽 Åland IslandsLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇦🇩 AndorraLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇦🇼 ArubaLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇦🇹 AustriaListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇧🇪 BelgiumListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇻🇬 British Virgin IslandsLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇧🇬 BulgariaListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇭🇷 CroatiaListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇨🇼 CuraçaoLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇨🇾 CyprusListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇨🇿 CzechiaListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇩🇰 DenmarkListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇪🇪 EstoniaLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇫🇰 Falkland IslandsLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇫🇴 Faroe IslandsLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇫🇮 FinlandListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇫🇷 FranceListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇬🇫 French GuianaLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇵🇫 French PolynesiaLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇩🇪 GermanyListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇬🇮 GibraltarLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇬🇷 GreeceListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇬🇱 GreenlandLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇬🇵 GuadeloupeLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇬🇬 GuernseyLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇭🇺 HungaryListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇮🇸 IcelandListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇮🇪 IrelandListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇮🇲 Isle of ManLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇮🇹 ItalyListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇯🇪 JerseyLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇱🇻 LatviaListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇱🇮 LiechtensteinListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇱🇹 LithuaniaListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇱🇺 LuxembourgListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇲🇹 MaltaListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇲🇶 MartiniqueLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇾🇹 MayotteLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇲🇨 MonacoLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇳🇱 NetherlandsListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇳🇨 New CaledoniaLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇳🇴 NorwayLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇵🇱 PolandListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇵🇹 PortugalListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇷🇪 RéunionLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇷🇴 RomaniaListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇸🇲 San MarinoLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇸🇽 Sint MaartenLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇸🇮 SloveniaListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇪🇸 SpainListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇧🇱 St BarthélemyLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇲🇫 St MartinLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇸🇪 SwedenListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇨🇭 SwitzerlandLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
🇬🇧 United KingdomListed as a supported country or territory for legal residents.
Yes · residents
Yes
Checked 03 Oct 2026agingsource
🇼🇫 Wallis & FutunaLegal residents cannot use Plutus services at this time.
No
Unknown
Checked 02 Oct 2026agingsource
No country matches your search.
No information for 5 countries yet
Frequently asked questions about Plutus Card
Who issues Plutus Card?
Plutus Card is issued by Modulr. Payments run on the Visa network.
Is Plutus Card a virtual or a physical card?
Plutus Card comes as both a virtual and a physical card.
Can I withdraw cash from an ATM with Plutus Card?
No. The issuer says you cannot withdraw cash at ATMs.
Does Plutus Card require KYC?
Signing up needs full KYC: a government ID document, and sometimes a selfie.
How do I top up Plutus Card?
You can top it up by bank transfer. Plutus Card has no top-up fee.
Does Plutus Card work with Apple Pay and Google Pay?
It works with Google Pay.
What does Plutus Card charge on payments in a foreign currency?
The foreign currency fee is 2.5%. The conditions are listed in the fees table on this page.
Does Plutus Card pay cashback?
Yes. It pays 3% back on card spend. Some rewards need you to stake a token.
What are the spending and ATM limits of Plutus Card?
Daily spending limit: EUR 500,000. Maximum per payment: EUR 500,000.
In which countries can I apply for Plutus Card?
You can apply in 28 countries. You cannot apply in 29 countries, including India.
Sources
- Fees pageFeesplutus.itChecked 15 Oct 2026
- Fees pagePlansplutus.it
- Supported countriesCurrently supported countriesplutus.it
- Supported countriesCurrently restricted countriesplutus.itChecked 15 Oct 2026
- Rewards termsRewardsplutus.itChecked 15 Oct 2026
- Other official pageMoneyplutus.it
- Other official pageDepositing fundsplutus.itChecked 15 Oct 2026
- Other official pageVirtual cards faqplutus.itChecked 15 Oct 2026
- Fees pageOrdering a physical cardplutus.it
- Fees pageManaging your subscriptionplutus.itChecked 15 Oct 2026
- Other official pageWhere can i use my cardplutus.itChecked 15 Oct 2026
- Fees pageMy card has been lost or stolenplutus.it
- Cardholder termswww.plutus.it/legal/terms-and-conditions/eurChecked 15 Oct 2026
- Supported countriesCurrently supported countriesplutus.itChecked 15 Oct 2026
- Cardholder termswww.plutus.it/legal/terms-and-conditions/gbpChecked 15 Oct 2026
- Fees pageFees and limitsplutus.it