Skip to content
cardsbench
cardsbench
MethodologyDisclosureAbout
Country

Changes eligibility and currency. The language stays English.

Compare cards

Pick two or three cards to see them side by side, with fees, limits and what they would cost you.

Add a card
Add a card
Optional third card
Pick at least 2

Find a card

Choose your country to see which of these cards you can get.

Popular comparisons

Pairs that have their own page, with fees, limits, rewards and the countries where each card is available.

Key facts side by side

The 12 cards that can be applied for in the most countries, by verified answers. A value we have not verified reads Not verified.

Key facts of the most widely available crypto cards
CardNetworkCustodyCard typesAnnual feeFX feeConversion feeBase reward rateCountries you can apply from
WaldenPay CardNot verifiedCustodialVirtual onlyFree0%Not verifiedNot verified244
THORWallet CardMastercardSelf-custodyVirtual + physicalFreeNot verified0.5% to 1.25%, depending on tier0.5%167
THORWallet IBAN CardMastercardHybrid custodyVirtual onlyFree0.25% to 1%, depending on tierNot verifiedNot verified167
Based CardVisaNot verifiedVirtual + physicalFreeNot verified1%4% with staking160
Solayer Pay CardVisaNot verifiedVirtual + physicalUSD 20USD 0.10 + 1.5%Not verifiedNot verified156
WhiteBIT Nova CardVisaCustodialVirtual onlyNot verifiedNot verified1.5%5%133
Solid CardVisaSelf-custodyVirtual onlyFree0% to 1%, depending on tierNot verified3%103
BIX CardVisaHybrid custodyVirtual + physicalNot verified1%Not verifiedNot verified98
ether.fi CashVisaSelf-custodyVirtual + physicalNot verified1%Not verified3%90
Zebec CardMastercardNot verifiedVirtual onlyNot verifiedNot verifiedNot verifiedNot verified85
Pulsar Money CardNot verifiedNot verifiedNot verifiedNot verified1%Not verified0.5%76
BingX CardVisaCustodialVirtual + physicalFreeNot verified1.5%2%74

Fees and rates appear only when we have verified them. A range means the value depends on tier, country or card type; the card page has the detail.

How to compare crypto cards

  1. Start with the net yearly cost

    One headline fee tells you little. The net yearly cost adds the annual fee and the FX and conversion fees on your own spending, then subtracts the rewards you actually earn. Compare that figure.

  2. Check FX and conversion fees

    An FX fee applies when you spend in a currency other than the card's. A conversion spread applies when the card sells crypto to pay a bill. A card can be free to hold and still cost you here.

  3. Look at custody

    A custodial card keeps your crypto with the issuer. A self-custody card spends from a wallet you control. Hybrid cards mix the two. Custody decides who can freeze your funds and what happens if the issuer closes.

  4. Check availability in your country

    A card can be open in one country and closed in the next, and some only ship a virtual card where you live. Choose your country first, then compare only the cards you can get.

  5. Read the rewards conditions

    The top reward rate often needs staking a token, a paid plan or a minimum balance. The base rate is what you get without those. Check the monthly or yearly cap as well.

  6. Mind limits and verification dates

    Spending, ATM and top-up limits differ a lot between cards. Look at when each fact was last checked, because issuers change fees and countries from time to time.

Common questions

What is the cheapest crypto card?
It depends on how you spend. The cheapest card for you is the one with the lowest net yearly cost for your monthly spending and your country: fees minus rewards. Compare that figure, not a single fee.
Do crypto cards charge more than their headline fee?
They can. Besides the annual fee, look at the FX fee on spending in another currency and at the conversion spread when the card sells crypto for you. Add them up for your own spending.
What is the difference between custodial and self-custody cards?
With a custodial card the issuer holds your crypto. With a self-custody card the card spends from a wallet you control. Hybrid cards combine both. Read each card's terms to see who can freeze funds.
Can I get any crypto card in my country?
No. Many cards are open in only some countries, and some only offer a virtual card in certain places. Check availability for your country before you compare fees.
How current is the data?
Each fact shows when it was last checked against the issuer's official pages. Facts nobody has reviewed yet say so, and a missing fact reads Not verified, never zero.