Biggest estimated net gain here at this spending level.
- Card product
- Not verified
- Network
- Visa
Alternatives to Gnosis Pay
Other cards you can use instead of Gnosis Pay. Every Gnosis Pay card is left out, so the list only shows other providers. They are ranked by what they would cost you per year once their fees are counted.
Read our guide: how to chooseBy Andrew L.Data updated 28 Oct 2026
Ranked cards
Showing costs in EUR for a typical profile: EUR 500 a month, 30% in a foreign currency, rewards that need staking or a paid plan left out. Choose your country to see only the cards open to you, priced in your currency.
Complete estimates come first, then cards that leave out a fee the issuer does not list. Cards without a cost estimate come last, ordered by how many of their fees are verified.
Rewards come to more than the fees at this spending level.
- Card product
- Debit
- Network
- Visa
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
- Card product
- Not verified
- Network
- Visa
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
- Card product
- Debit
- Network
- Visa
Rewards that need staking, a paid plan, a minimum balance or a single asset or merchant group are left out of this estimate.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Credit
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Credit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Credit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Credit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Visa
Net cost per yearat leastEUR 37Excludes flat charge per foreign payment and conversion feeLeaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Visa
Net cost per yearat leastEUR 46Excludes issuance fee, flat charge per foreign payment and conversion feeLeaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Visa
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Secured by crypto
- Network
- Visa
Net cost per yearat leastEUR 295Excludes annual fee, monthly fee and conversion feeLeaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Prepaid
- Network
- Not verified
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Not verified
- Network
- Mastercard
Leaves out fees the issuer does not list, so it ranks after the complete estimates.
- Card product
- Debit
- Network
- Mastercard
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Prepaid
- Network
- Visa
No estimate yet. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Prepaid
- Network
- Not verified
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Debit
- Network
- Not verified
No estimate yet. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Prepaid
- Network
- Not verified
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX markup, conversion fee and rewards.
- Card product
- Debit
- Network
- Visa
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Secured by crypto
- Network
- Visa
No estimate yet. Not found on the issuer's pages: issuance fee, annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Debit
- Network
- Mastercard
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Prepaid
- Network
- Visa
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Debit
- Network
- Not verified
No estimate yet. Not found on the issuer's pages: annual fee, monthly fee, FX fee and conversion fee.
- Card product
- Prepaid
- Network
- Mastercard
No estimate yet: this card's fees are not verified.
- Card product
- Secured by crypto
- Network
- Visa
Not checked yet
These cards are not ranked and have no cost estimate. We have not verified the facts that define this list, or where the card is available. Not checked does not mean no.
- Details
Airtm Card
Not checked yetWe have not verified any country where it is open yet.
- Details
AIX Card
Not checked yetWe have not verified any country where it is open yet.
- Details
Anytap Card
Not checked yetWe have not verified any country where it is open yet.
- Details
ARQ Card
Not checked yetWe have not verified any country where it is open yet.
- Details
Binance Card
Not checked yetWe have not verified any country where it is open yet.
What the closure means for you
Everything in this section comes from Gnosis Pay’s own pages: the formal notice to cardholders, the summary of what stops and what continues and the overview of what is happening. Read the notice itself for the exact dates, because we do not repeat them here.
- The card stops working. Physical and virtual cards both stop on the date in the official notice. After that, payments and ATM withdrawals are declined, and the card cannot be reactivated.
- The web app closes, except for withdrawals. On the same date it stops offering card controls, card details, transaction history and top-ups. The withdrawal page stays open.
- Your funds stay yours. Gnosis Pay says your Safe is self-custodial and the assets in it remain yours, with no deadline on withdrawing them. It still recommends moving your assets out, or confirming that you can reach your Safe without the web app, before the closure date.
- Recurring payments will fail. Gnosis Pay cannot move subscriptions to another card, so you update the card details with each merchant yourself.
- Keep your records. The notice asks you to export your transaction history and note your card’s last four digits and expiry date, so you can support a refund or dispute later.
- Support carries on for a while. General support, and help with refunds and disputes, end on later dates that are listed in the notice.
- You do not have to act to leave. If you do nothing, the card simply stops. Moving to one of its partner card programs is optional and means accepting new terms and possibly new identity checks.
What to look for in a replacement
Gnosis Pay was a self-custody card: your crypto stayed in a wallet you control until you paid. If that mattered to you, start from the self-custody list, and read custodial vs self-custody to see what changes with a card where the provider holds your funds. The glossary defines self-custody.
- Availability. A card only helps if it is offered where you live. The list above already filters for your country, so set the country first.
- Fees. Compare foreign exchange, top-up, conversion and ATM costs against how you really pay. A fee we have not confirmed reads “Not verified”, never zero.
- Identity checks. A new card usually means a new KYC check. The KYC guide explains what to expect.
How the list is ranked
The list above ranks cards by estimated net cost per year: the fees you would pay minus the rewards you would earn, using the Finder’s default spending profile. It is a model, so your own spending can move a card up or down. A card whose fees are not on file gets no estimate and is listed after the cards that have one. A missing value is never treated as zero.
You can read the full method in the methodology, and see what the verification labels mean in what verified means. Then enter your own country and spending in the Card Finder.
Related best lists
All best listsHow we rank cards and estimate costsAffiliate links never change a card's rank. Not financial advice.